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Home Loans in Hyderabad

In Hyderabad, home loans are offered @ 7.10% p.a. and above for loan amounts of up to 90% of property value and tenures of up to 30 years. Some banks/HFCs offer special schemes for rural housing, affordable housing and those lacking formal income documents. Several lenders offer home loan balance transfer facility to existing home loan borrowers of other banks/HFCs at lower interest rates.
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Lowest interest rates starting from 7.1%

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5.7cr+Satisfied Customers
65+Lending Partners
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Competitive Interest Rates

Starting 7.10% p.a.

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Handpicked Home Loan Offers

Offers from 25+ Banks & HFCs

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Dedicated Customer Support

Expert Assistance at Every Step

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Transfer Balance & Get a Top-Up Easily

Additional Funds when Required

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HDFC Bank
Min Loan Amt. 15L
Rate of Interest7.2% - 13.2%
Tenure uptoUpto 30 Years
Processing Fee10,000
ICICI Bank
Min Loan Amt. 15L
Rate of Interest7.65% - 9.80%
Tenure uptoUpto 30 Years
Processing Fee10,000
Axis Bank
Min Loan Amt. 30L
Rate of Interest8.35% - 11.90%
Tenure uptoUpto 30 Years
Processing Fee14,000
Why Choose Paisabazaar?
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Compare & Choose the Best Offer

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Curated Offers from Multiple Lenders

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Highest Loan Approval Chances

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Easy & Transparent Borrowing Process

How Can I Apply for a Home Loan Online?

Get up to 5 Crore in 5 Simple Steps

Step 1: Enter your mobile number in the application form.

Step 2: Verify using the OTP sent to your mobile number.

Step 3: Enter details related to your loan requirements.

Step 4: Provide your personal and employment details.

Step 5: Compare offers and apply for the best-suited loan.

Home Loan Features in Hyderabad

  • Home loan interest rates in Hyderabad start from 7.10% p.a. onwards in Hyderabad
  • Tenures can go up to 30 years
  • LTV ratio: Up to 90% of the cost of property
  • Top-up home loans are offered to existing home loan borrowers to meet the various personal/business requirements of the borrowers as well as to finance the extension, improvements, repairs, etc of their existing properties
  • Home Loan overdraft facility is also provided to fresh home loan applicants and balance transfer applicants
  • Home loan balance transfer is offered to existing home loan borrowers of other lenders to transfer their outstanding home loan amount at lower rate of interest or better terms
  • Banks also offer pre-approved home loans to their select existing customers having good credit profile
  • No pre-payment or foreclosure charges are levied on floating rate home loans

Income Requirements of Home Loan in Hyderabad: The minimum monthly income requirement is usually Rs 15,000, which can be higher for some lenders.

Eligibility Criteria of Home Loans in Hyderabad

  • Applicant should be Indian resident, PIO, NRI. Some lenders in Hyderabad also offer NRI Home Loans to PIO and NRI applicants.
  • Age- Minimum: 21 years
    • Maximum: Up to 70 years at the time of loan maturity
  • Work experience: Minimum 3 years
  • Job profile of the applicant:
    • Salaried (government and corporate professionals)
    • Self-Employed Non-Professionals (contractor, trader, commission agent)
    • Self-Employed Professionals (Doctors, CS, lawyers, CA, architect, consultant, engineer
    • Having credit scores of 730 and above increases the chances of availing home loan at lower interest rates

Documents Required for Home Loans in Hyderabad

For Salaried Applicants

  • KYC documents: PAN card, passport, voter ID, Aadhaar card, driving license
  • Income Proof: Salary slips for last 3 months, Bank statement for past 6 months with salary credits, ITR/Form-16
  • Employment contract/appointment letter if the job is less than an year old
  • Bank statement showing loan repayment history
  • Own contribution proof
  • Property documents
  • Processing fee cheque

Additional Documents for Self-Employed Applicants

  • Recent Form 26AS
  • Income Proof: ITR with income computation for past 3 years
  • Savings account statement of individual for past 6 months
  • Business profile
  • Memorandum and Articles of Association of the company
  • Current account statement of business entity
  • Balance sheet and profit & loss account statement for last 3 years

Get a Home Loan For
Your Dream Home

How Can I Apply for a Home Loan Online?

Get up to 5 Crore in 5 Simple Steps

Step 1: Enter your mobile number in the application form.

Step 2: Verify using the OTP sent to your mobile number.

Step 3: Enter details related to your loan requirements.

Step 4: Provide your personal and employment details.

Step 5: Compare offers and apply for the best-suited loan.

Get a Home Loan For
Your Dream Home

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What our customers say

Time saving process

Office ke chalte jyada samay nahi nikal pata tha. Paisabazaar ke online process ki wajah se na hi mene banks ke rates compare karliye ghar bathe balki mera loan application aur disbursal bhi ghar bathe hi ho gaya...bank jana hi nahi pada...

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Pradeep SinghJan 7, 2026

Kam rates pe loan mila

Paisabazaar se mujhe bahut kam rate pe loan mil gaya...isse mere budget pe jada asar nahi pada aur jald hi mera apna ghar ho jayega..

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Nidhi SharmaJan 6, 2026

eligibility check ho jati hai free

me home loan lene ka soch raha tha uske liye mene pehle paisabazaar app se free me apni eligibility check ki..usse mujhe pata chala muje kya cheeze improve karni hai aur fir mera loan jaldi approve ho gaya.

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Shikhar SahuJan 5, 2026

Home loan mila yaahaan par

Mujhe home loan chahiye tha aur yahaan par sahayta kiya inhone aur loan mila. Pehla loan tha mera lekin sab ache se ho gaya.

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Prem Prakash PandeyDec 7, 2025

Home loan here

I took home loan here and they helped me in every step specially in collecting and submitting documents at the time of approval.

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Chandan SinghDec 1, 2025

Got the best home loan interest rate

I was confused and did not have so much time to carry out all the research, so I logged in to Paisabazaar’s portal and was able to see the home loan options I was eligible for. With the assistance of Paisabazaar’s experts, I was able to find the home loan that offered the rate of interest I could afford. Thank you Paisabazaar!

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Anu BhatnagarSep 10, 2021

Excellent Home Loan Service by Paisabazaar

Ended up taking an ICICI Home Loan and I think it was one of the best decisions I ever made. I thank Paisabazaar for helping me out and answering my questions with so much patience.

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KJ ThomasSep 10, 2021

Had a great experience with Paisabazaar

I have always heard my friends talking about how tedious it was for them to avail a home loan and decide the most suitable option. But with the help of Paisabazaar, I was able to compare several home loans and opt for the one that suited my needs. I am happy that I considered Paisabazaar for helping me.

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Ritesh SharmaSep 10, 2021

quick and easy home loan process

I had never thought that applying for a home loan could be so easy. The entire process was online and I didn’t have to go anywhere for application or documentation of my home loan. Paisabazaar experts helped me navigate through the process and later the bank collected my documents and everything was quick and seamless.

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Rupanjali MishraSep 3, 2021

Satisfied experience with Paisabazaar

I am satisfied with my home loan experience with Paisabazaar. I could easily compare different home loan options and apply for the home loan. Their customer care team also called me to confirm all the details and soon after the bank contacted to take the process forward. The process was really smooth.

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Soumil KhannaSep 3, 2021
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