Home Loans in Hyderabad

Compare Home Loan Interest Rates Offered by Various Banks & HFCs in Hyderabad

Name of Lender	Loans of Up to Rs. 30 Lakh
Bank of India	7.10% p.a. onwards	Check Eligibility
State Bank of India	7.25% p.a. onwards	Check Eligibility
Punjab National Bank	7.20% p.a. onwards	Check Eligibility
Canara Bank	7.15% p.a. onwards	Check Eligibility
HDFC Bank	7.90% p.a. onwards	Check Eligibility
Bajaj Housing Finance	7.40% p.a. onwards	Check Eligibility
ICICI Bank	7.65% p.a. onwards	Check Eligibility
Axis Bank	*8.25% p.a. onwards	Check Eligibility
Federal Bank	*7.90% p.a. onwards	Check Eligibility
Kotak Mahindra Bank	7.70% p.a. onwards	Check Eligibility
IDFC FIRST Bank	8.85% p.a. onwards	Check Eligibility
IDBI Bank	7.35% p.a. onwards	Check Eligibility
RBL Bank	8.20% p.a. onwards	Check Eligibility
Tata Capital Housing Finance	7.75% p.a. onwards	Check Eligibility
PNB Housing Finance	*7.20% p.a. onwards	Check Eligibility
Sammaan Capital (Formerly known as Indiabulls Housing Finance)	8.75% p.a. onwards	Check Eligibility
India Shelter Home Loan	8.43% p.a. onwards	Check Eligibility
L&T Finance Limited	*8.40% p.a. onwards	Check Eligibility
Godrej Housing Finance	7.75% p.a. onwards	Check Eligibility
Home First Finance	8.00% p.a. onwards	Check Eligibility
Easy Home Finance	8.99% p.a. onwards	Check Eligibility
Piramal Capital Housing Finance	*8.25% p.a. onwards	Check Eligibility
Shubham Housing Finance	10.45% p.a. onwards	Check Eligibility
Punjab & Sind Bank	7.30% p.a. onwards	Check Eligibility
Jio Housing Finance	8.20% p.a. onwards	Check Eligibility
HDFC Sales Pvt Ltd	7.90% p.a. onwards	Check Eligibility

Note: Last Updated on 8 September 2025

Home Loan Features

• Home loan interest rates in Hyderabad start from 7.35% p.a. onwards in Hyderabad
• Tenures can go up to 30 years
• LTV ratio: Up to 90% of the cost of property
• Top-up home loans are offered to existing home loan borrowers to meet the various personal/business requirements of the borrowers as well as to finance the extension, improvements, repairs, etc of their existing properties
• Home Loan overdraft facility is also provided to fresh home loan applicants and balance transfer applicants
• Home loan balance transfer is offered to existing home loan borrowers of other lenders to transfer their outstanding home loan amount at lower rate of interest or better terms
• Banks also offer pre-approved home loans to their select existing customers having good credit profile
• No pre-payment or foreclosure charges are levied on floating rate home loans

Income Requirements of Home Loan in Hyderabad: The minimum monthly income requirement is usually Rs 15,000, which can be higher for some lenders.

Eligibility Criteria of Home Loans in Hyderabad

• Applicant should be Indian resident, PIO, NRI. Some lenders in Hyderabad also offer NRI Home Loans to PIO and NRI applicants.
• Age- Minimum: 21 years
  • Maximum: Up to 70 years at the time of loan maturity

• Work experience: Minimum 3 years
• Job profile of the applicant:
  • Salaried (government and corporate professionals)
  • Self-Employed Non-Professionals (contractor, trader, commission agent)
  • Self-Employed Professionals (Doctors, CS, lawyers, CA, architect, consultant, engineer
  • Having credit scores of 730 and above increases the chances of availing home loan at lower interest rates

Documents Required for Home Loans in Hyderabad

For Salaried Applicants

• KYC documents: PAN card, passport, voter ID, Aadhaar card, driving license
• Income Proof: Salary slips for last 3 months, Bank statement for past 6 months with salary credits, ITR/Form-16
• Employment contract/appointment letter if the job is less than an year old
• Bank statement showing loan repayment history
• Own contribution proof
• Property documents
• Processing fee cheque

Additional Documents for Self-Employed Applicants

• Recent Form 26AS
• Income Proof: ITR with income computation for past 3 years
• Savings account statement of individual for past 6 months
• Business profile
• Memorandum and Articles of Association of the company
• Current account statement of business entity
• Balance sheet and profit & loss account statement for last 3 years

Also Check Home Loan EMI Calculator