Home Loans in Hyderabad

Compare Home Loan Interest Rates Offered by Various Banks & HFCs in Hyderabad

Name of Lender	Loans of Up to Rs. 30 Lakh	Loans Above Rs. 30 Lakh to Rs. 75 Lakh	Loans Above Rs. 75 Lakh
State Bank of India	7.50%-8.95% p.a.	7.50%-8.95% p.a.	7.50%-8.95% p.a.	Check Eligibility
Punjab National Bank	7.50% - 9.35% p.a.	7.45% - 9.25% p.a.	7.45% - 9.25% p.a.	Check Eligibility
Canara Bank	7.50%-10.25% p.a.	7.45% – 10.25% p.a.	7.40% – 10.15% p.a.	Check Eligibility
HDFC Bank	7.90% p.a. onwards	7.90% p.a. onwards	7.90% p.a. onwards	Check Eligibility
Bajaj Housing Finance	7.35% p.a. onwards	7.35% p.a. onwards	7.35% p.a. onwards	Check Eligibility
ICICI Bank	7.70% p.a. onwards	7.70% p.a. onwards	7.70% p.a. onwards	Check Eligibility
Axis Bank	8.35%-11.90% p.a.	8.35%-11.90% p.a.	8.35%-9.35% p.a.	Check Eligibility
Federal Bank	8.75% p.a. onwards	8.75% p.a. onwards	8.75% p.a. onwards	Check Eligibility
Kotak Mahindra Bank	7.99% p.a. onwards	7.99% p.a. onwards	7.99% p.a. onwards	Check Eligibility
IDFC FIRST Bank	8.85% p.a. onwards	8.85% p.a. onwards	8.85% p.a. onwards	Check Eligibility
IDBI Bank	7.65% p.a. onwards	7.65% p.a. onwards	7.65% p.a. onwards	Check Eligibility
RBL Bank	8.20% p.a. onwards	8.20% p.a. onwards	8.20% p.a. onwards	Check Eligibility
Tata Capital Housing Finance	7.75% p.a. onwards	7.75% p.a. onwards	7.75% p.a. onwards	Check Eligibility
PNB Housing Finance	8.25% - 11.50% p.a.	8.25% - 11.50% p.a.	8.25%-12.35% p.a.	Check Eligibility
Sammaan Capital (Formerly known as Indiabulls Housing Finance)	8.75% p.a. onwards	8.75% p.a. onwards	8.75% p.a. onwards	Check Eligibility
India Shelter Home Loan	10.00% - 24.00% p.a.	10.00% - 24.00% p.a.	10.00% - 24.00% p.a.	Check Eligibility
L&T Finance Limited	8.65% p.a. onwards	8.65% p.a. onwards	8.65% p.a. onwards	Check Eligibility
Godrej Housing Finance	8.55% p.a. onwards	8.55% p.a. onwards	8.55% p.a. onwards	Check Eligibility
Home First Finance	11.90% - 15.00% p.a.	11.90% - 15.00% p.a.	11.90% - 15.00% p.a.	Check Eligibility
Easy Home Finance	8.99% - 18.00% p.a.	8.99% - 18.00% p.a.	8.99% - 18.00% p.a.	Check Eligibility
Piramal Capital Housing Finance	9.50% p.a. onwards	9.50% p.a. onwards	9.50% p.a. onwards	Check Eligibility

Note: Last Updated on 14 August 2025

Home Loan Features

• Home loan interest rates in Hyderabad start from 7.35% p.a. onwards in Hyderabad
• Tenures can go up to 30 years
• LTV ratio: Up to 90% of the cost of property
• Top-up home loans are offered to existing home loan borrowers to meet the various personal/business requirements of the borrowers as well as to finance the extension, improvements, repairs, etc of their existing properties
• Home Loan overdraft facility is also provided to fresh home loan applicants and balance transfer applicants
• Home loan balance transfer is offered to existing home loan borrowers of other lenders to transfer their outstanding home loan amount at lower rate of interest or better terms
• Banks also offer pre-approved home loans to their select existing customers having good credit profile
• No pre-payment or foreclosure charges are levied on floating rate home loans

Income Requirements of Home Loan in Hyderabad: The minimum monthly income requirement is usually Rs 15,000, which can be higher for some lenders.

Eligibility Criteria of Home Loans in Hyderabad

• Applicant should be Indian resident, PIO, NRI. Some lenders in Hyderabad also offer NRI Home Loans to PIO and NRI applicants.
• Age- Minimum: 21 years
  • Maximum: Up to 70 years at the time of loan maturity

• Work experience: Minimum 3 years
• Job profile of the applicant:
  • Salaried (government and corporate professionals)
  • Self-Employed Non-Professionals (contractor, trader, commission agent)
  • Self-Employed Professionals (Doctors, CS, lawyers, CA, architect, consultant, engineer
  • Having credit scores of 730 and above increases the chances of availing home loan at lower interest rates

Documents Required for Home Loans in Hyderabad

For Salaried Applicants

• KYC documents: PAN card, passport, voter ID, Aadhaar card, driving license
• Income Proof: Salary slips for last 3 months, Bank statement for past 6 months with salary credits, ITR/Form-16
• Employment contract/appointment letter if the job is less than an year old
• Bank statement showing loan repayment history
• Own contribution proof
• Property documents
• Processing fee cheque

Additional Documents for Self-Employed Applicants

• Recent Form 26AS
• Income Proof: ITR with income computation for past 3 years
• Savings account statement of individual for past 6 months
• Business profile
• Memorandum and Articles of Association of the company
• Current account statement of business entity
• Balance sheet and profit & loss account statement for last 3 years

Also Check Home Loan EMI Calculator