| Nationality | Indian Residents/NRI |
| Employment Type | Salaried/Self Employed |
| Minimum Age | 18 years |
| Maximum Age | 70 years |
HDFC Bank Home Loan Eligibility
HDFC Bank Ltd. offers home loans to salaried and self-employed applicants aged between 18 to 70 years on the basis of their credit score, income, financial position, financial liabilities, etc. The minimum income requirement for salaried and self-employed individuals for availing HDFC home loans are Rs 10,000 per month and Rs 2 lakh p.a. respectively.
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Competitive Interest Rates
Starting 7.10% p.a.
Handpicked Home Loan Offers
Offers from 25+ Banks & HFCs
Dedicated Customer Support
Expert Assistance at Every Step
Transfer Balance & Get a Top-Up Easily
Additional Funds when Required

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Step 1: Enter your mobile number in the application form.
Step 2: Verify using the OTP sent to your mobile number.
Step 3: Enter details related to your loan requirements.
Step 4: Provide your personal and employment details.
Step 5: Compare offers and apply for the best-suited loan.
HDFC Bank Home Loan Eligibility Criteria
Eligibility Criteria of HDFC Bank Home Loan
HDFC Home loan eligibility is primarily dependant on borrower’s income and repayment capacity. Other factors include age, credit score, financial position, other financial liabilities etc.
HDFC Home Loan Eligibility For Salaried Individuals
HDFC Home Loan Eligibility For Self-Employed Individuals
HDFC Home Loan Eligibility for Women
HDFC Bank has not specified any concession or separate eligibility criteria for its women applicants. Therefore, the eligibility criteria for availing HDFC Bank Home Loan is same for its all male and female applicants.
HDFC Home Loan Eligibility for Co-applicants
HDFC has not specifically mentioned the eligibility criteria for co-applicants. However, if the home loan is availed on a jointly owned property, then all the co-owners of concerned property should be co-applicants for home loan. HDFC Bank usually allows close family members to become co-applicants for its home loans.
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How Can I Apply for a Home Loan Online?
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Step 1: Enter your mobile number in the application form.
Step 2: Verify using the OTP sent to your mobile number.
Step 3: Enter details related to your loan requirements.
Step 4: Provide your personal and employment details.
Step 5: Compare offers and apply for the best-suited loan.
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