IndusInd Bank Fixed Deposit Calculator
How to use Paisabazaar’s FD Calculator
- Enter IndusInd Bank FD rates, FD amount and tenure in the calculator.
- Click on ‘Calculate’.
- The calculator reflects the principal amount, FD interest amount and maturity value instantly.
The maturity value depends on the amount, IndusInd Bank FD rates, tenure and the type of FD opted for, i.e., cumulative or on-cumulative FD.
Under Cumulative FD, interest is compounded quarterly and simple interest is paid on maturity for tenures between 7 days to 61 months and above.
Under Non-cumulative FD, interest can be paid monthly, quarterly, half-yearly or annually as per the depositors’ requirements.
Also Know: Types of FD
IndusInd Bank FD Rates
IndusInd Bank FD Interest Rates for Domestic/NRO/NRE Deposits of less than Rs 3 crore w.e.f. 2 June 2025
| Tenure | Regular Citizens (% p.a.) | Senior Citizens (% p.a.) |
| 7 days to 30 days | 3.50 | 4.25 |
| 31 days to 45 days | 3.75 | 4.50 |
| 46 days to 60 days | 4.75 | 5.50 |
| 61 days to 120 days | 5.00 | 5.75 |
| 121 days to 180 days | 5.25 | 6.00 |
| 181 days to 210 days | 6.00 | 6.75 |
| 211 days to 269 days | 6.25 | 7.00 |
| 270 days to 354 days | 6.50 | 7.25 |
| 355 days to below 1 year 1 month | 7.00 | 7.75 |
| 1 year 1 month to 2 years | 7.25 | 8.00 |
| Above 2 years to 3 years 3 months | 7.00 | 7.75 |
| Above 3 years 3 months to below 61 months | 6.75 | 7.50 |
| 61 months and above | 6.50 | 7.25 |
Note: Additional senior citizen’s interest rates will not be applicable for NRE/NRO Fixed Deposits.
Interest rates as of 6 June 2025
Comparison of Top 20 Scheduled Banks based on FD Rates
Banks | Highest FD rate (% p.a.) | 1-year FD rate (% p.a.) | 3-year FD rate (% p.a.) | 5-year FD rate (% p.a.) | Additional interest rate for senior citizens (% p.a.) |
| slice Small Finance Bank | 9.00 | 7.00 | 8.75 | 8.00 | 0.50 |
| Unity Small Finance Bank | 8.60 | 7.25 | 8.15 | 8.15 | 0.50 |
| Suryoday Small Finance Bank | 8.40 | 7.90 | 8.40 | 8.00 | 0.40 |
| Shivalik Small Finance Bank | 8.30 | 6.00 | 7.50 | 6.50 | 0.50 |
| Utkarsh Small Finance Bank | 8.25 | 6.25 | 8.25 | 7.75 | 0.50 |
| Jana Small Finance Bank | 8.20 | 7.50 | 8.05 | 8.20 | 0.50 |
| Ujjivan Small Finance Bank | 8.05 | 7.90 | 7.20 | 7.20 | 0.50 |
| Equitas Small Finance Bank | 8.05 | 7.90 | 7.75 | 7.25 | 0.50-0.60 |
| SBM Bank | 8.05 | 7.50 | 7.30 | 7.75 | 0.50 |
| DCB Bank | 7.75 | 7.10 | 7.25 | 7.25 | 0.50 |
| Bandhan Bank | 7.75 | 7.75 | 7.25 | 5.85 | 0.50-0.75 |
| RBL Bank | 7.75 | 7.50 | 7.50 | 7.10 | 0.50 |
| AU Small Finance Bank | 7.75 | 7.00 | 7.50 | 7.25 | 0.50 |
| ESAF Small Finance Bank | 7.75 | 5.00 | 6.25 | 6.00 | 0.50 |
| YES Bank | 7.50 | 7.00 | 7.50 | 7.50 | 0.50-0.75 |
| Central Bank of India | 7.50 | 6.85 | 6.75 | 6.75 | 0.50 |
| Federal Bank | 7.50 | 7.00 | 7.10 | 7.10 | 0.50 |
| Induslnd Bank | 7.25 | 7.00 | 7.00 | 6.75 | 0.75 |
| Bank of Maharashtra | 7.15 | 6.50 | 6.50 | 6.25 | 0.50 |
| IDFC FIRST Bank | 7.00 | 6.25 | 6.25 | 6.00 | 0.50 |
Free of Cost
IndusInd Bank FD Calculator is free of cost and can be used extensively for analysing and comparing returns for different combinations of principal amount, tenure and Bank FD rates.
Time Saving
Manual calculations are time consuming and more prone to errors. Automated online FD calculators save time and reduce the chances of calculation mistakes.
Know your Returns in Advance
Prospective depositors can use IndusInd Bank FD calculator to get an idea of their FD earnings even before opening an FD account. This would help them in making informed financial decisions considering their liquidity and cash flow requirements.