Dhanlaxmi Bank offers home loan interest rates depending on the creditworthiness of the applicant for the purchase of the new home, home extension, home improvement, etc. Prospective borrowers can visit Paisabazaar website to compare the home loan interest rates of Dhanlaxmi Bank with other lenders, all in one place.
Dhanlaxmi Home Loan Interest Rate
Competitive Interest Rates
Starting 7.10% p.a.
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Offers from 25+ Banks & HFCs
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Expert Assistance at Every Step
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Additional Funds when Required

15.5L Reviews
Lowest interest rates starting from 7.1%
15.5L Reviews
Competitive Interest Rates
Starting 7.10% p.a.
Handpicked Home Loan Offers
Offers from 25+ Banks & HFCs
Dedicated Customer Support
Expert Assistance at Every Step
Transfer Balance & Get a Top-Up Easily
Additional Funds when Required
Find Best Home Loan Offers
Compare & Choose the Best Offer
Curated Offers from Multiple Lenders
Highest Loan Approval Chances
Easy & Transparent Borrowing Process
How Can I Apply for a Home Loan Online?
Get up to ₹5 Crore in 5 Simple Steps
Step 1: Enter your mobile number in the application form.
Step 2: Verify using the OTP sent to your mobile number.
Step 3: Enter details related to your loan requirements.
Step 4: Provide your personal and employment details.
Step 5: Compare offers and apply for the best-suited loan.
Dhanlaxmi Bank Home Loan Interest Rate
Home Loan Interest Rates of Dhanlaxmi Bank
| Product Rating | Effective Rate (p.a.) | Surrogate Rate (p.a.) |
|---|---|---|
| AAA | 8.20% | 8.70% |
| AA | 8.30% | 8.80% |
| A | 8.40% | 8.90% |
| BBB | 9.00% | 9.50% |
| BB | 10.80% | 11.30% |
| B | 11.00% | 11.50% |
| C | 11.50% | 12.00% |
| Unrated Accounts (Exposure below Rs. 2 lakh) | 9.00% | 9.50% |
EMI Examples of Dhanlaxmi Bank Home Loan Interest Rates
For a tenure of 25 years
| Loan Amount | Interest Rate (p.a.) | Loan Tenure (years) | EMI (Rs.) |
|---|---|---|---|
| Rs. 50 lakh | 8.20% | 25 | 39,256 |
| Rs. 40 lakh | 8.20% | 25 | 31,404 |
| Rs. 30 lakh | 8.20% | 25 | 23,553 |
For a tenure of 15 years
| Loan Amount | Interest Rate (p.a.) | Loan Tenure (years) | EMI (Rs.) |
|---|---|---|---|
| Rs. 50 lakh | 8.20% | 15 | 48,362 |
| Rs. 40 lakh | 8.20% | 15 | 38,689 |
| Rs. 30 lakh | 8.20% | 15 | 29,017 |
Factors Affecting Home Loan Interest Rates
Below-mentioned are the factors affecting the home loan interest rates:
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How Can I Apply for a Home Loan Online?
Get up to ₹5 Crore in 5 Simple Steps
Step 1: Enter your mobile number in the application form.
Step 2: Verify using the OTP sent to your mobile number.
Step 3: Enter details related to your loan requirements.
Step 4: Provide your personal and employment details.
Step 5: Compare offers and apply for the best-suited loan.
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