Compare : AU Zenith+ Credit Card vs Axis Bank Horizon Credit Card

Luxury brand vouchers or reward points worth Rs. 5,000 on the card activation

5,000 EDGE Miles on making the first transaction of min. Rs. 1,000 within 30 days of card issuance

1,500 bonus EDGE Miles as renewal bonus

2 reward points for every Rs. 100 spent on travel, dining, and international spends

1 reward point for every Rs. 100 on retail spends across all merchant categories

Value of 1 reward point =Rs. 1

5 EDGE Miles per Rs. 100 spent on Travel EDGE portal or direct airline websites/counters

2 EDGE Miles per Rs. 100 spent on other categories

1 EDGE Mile = 1 Travel Partner Point

Redeem EDGE Miles against Partner Miles, Travel EDGE bookings, rewards catalogue, or shopping

16 complimentary International and domestic airport lounge access each, per year

8 visits to international airport lounges (2 per quarter), 32 to domestic lounges via Visa Signature cards (8 per quarter), and 24 to domestic lounges via Mastercard® World cards (6 per quarter), every year

Low forex markup fee of 0.99%

Good reward redemption ratio of 1:1

Up to 16 free visits each to both- international and domestic airport lounges

Free movie/ event tickets worth up to Rs. 8,000 every year

Card joining benefits are worth the card fee

Good redemption ratio of up to 1:1

High number of complimentary airport lounge visits

Welcome benefit surpass the joining fee

Accelerated rewards on travel bookings also include spends at direct airline websites/counters

Decent return via base reward rate

Low base reward earning rate

Low value-back as milestone benefits on reaching high spending amounts of up to Rs. 12 lakh

No milestone benefits

No annual fee waiver option

Exclusion of some everyday transactions from reward program

Grouping of travel partners with low limit to partners in Group A

No concessional forex markup fee

Frequent travellers and high-spenders who want all-round premium type benefits from a single credit card

Those who are frequent travellers and want a card with accelerated rewards on travel spends with an option to redeem them for travel bookings.