SBI Card PRIME vs IRCTC SBI Platinum Card

Annual Fee

2999

Waived off on Annual Spends of ₹3 lac or more

300

Annual Savings

• On total spends of ₹ 2 Lakh- ₹ 11117

• On total spends of ₹ 4 Lakh- ₹ 18243

• On total spends of ₹ 2 Lakh- ₹ 4776

• On total spends of ₹ 4 Lakh- ₹ 9964

Best Suited For

• REWARDS

• LOUNGE

• GOLF

• DINING

• PRIVILEGE

• WELCOME OFFER

• TRAVEL

• DINING

• FUEL

Welcome Offer

• Welcome e-gift Voucher worth ₹3,000 from any of the following brands: Bata/Hush Puppies, Pantaloons, Shoppers Stop and Yatra.com

• Get 350 activation bonus Reward Points on single transaction of ₹500 or more within 45 days of card issuance. Fuel and Cash spend are not included

Benefits

• Get 20 Reward Points per ₹100 spent on standing instructions of Utility Bills payments

• Enjoy 20 Reward Points per ₹100 spent on your birthday

• Get 15 Reward Points per ₹100 spent on BigBasket

• Get 10 Reward Points per ₹100 spent on Dining, Groceries, Departmental stores and Movies

• Get Pizza Hut e-Voucher worth ₹1,000 on achieving spends of ₹50,000 in a calendar quarter

• E-Gift Voucher worth ₹7,000 from Yatra.com/Pantaloons on achieving annual spends of ₹5 Lakhs

• Enjoy Complimentary Club Vistara Silver membership

• Get 1 complimentary Lounge Access Voucher and 1 Upgrade Voucher

• Earn 9 Club Vistara Points for every ₹100 spent on Vistara flights

• 4 complimentary visits per year to International Priority Pass Lounges, outside India (max. 2 visits per quarter)

• 8 complimentary visits per year to Domestic VISA/Mastercard Lounges in India (max. 2 visits per quarter)

• 4 complimentary rounds on Green Fees per year and 1 complimentary golf lesson per month at select courses in India

• Exclusive benefits across 900 luxury hotels worldwide

• Enjoy complimentary Trident Privilege Red Tier Membership

• Get exclusive 1,000 Welcome Points on registration

• Enjoy 1,500 Bonus Points on your first stay & additional ₹1,000 hotel credit on extended night stay

• Get ₹100 cash back on your first ATM cash withdrawal, within first 30 days of receiving card

• Buy tickets through irctc.co.in for AC1, AC2. AC3 and AC CC and earn upto 10% Valueback as Reward points. (1 Reward Point = ₹1)

• Get 1 Reward point for every ₹125 spent on non-fuel retail purchases, including railway ticket purchases at irctc.co.in

• Save 1.8% transaction charges on railway ticket bookings on www.irctc.co.in

• Get minimum 15% discount at select restaurants

• Enjoy freedom from paying the 1% fuel surcharge across all petrol pumps in India, on transactions of ₹500 - ₹3,000, exclusive of GST and other charges

Rewards Rate

Save upto ₹18243 on Annual Spend of ₹4 Lakh

Save upto ₹9964 on Annual Spend of ₹4 Lakh

Limited Period Offer / Premium Highlight

• Welcome e-gift Voucher worth ₹3,000 from any of the following brands: Bata/Hush Puppies, Pantaloons, Shoppers Stop and Yatra.com

• Get 20 Reward Points per ₹100 spent on standing instructions of Utility Bills payments

• Enjoy 20 Reward Points per ₹100 spent on your birthday

• Get 350 activation bonus Reward Points on single transaction of ₹500 or more within 45 days of card issuance

• Save 1.8% transaction charges on railway ticket bookings on www.irctc.co.in

• Get 1 Reward point for every ₹125 spent on non-fuel retail purchases, including railway ticket purchases at irctc.co.in

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SBI Bank

SBI Bank