Compare : SBI Card ELITE vs YES BANK ELITE+ Credit Card

Complimentary e-gift voucher worth Rs. 5,000 on joining from any brand of choice among Yatra, Hush Puppies/Bata, Pantaloons, Aditya Birla Fashion or Shoppers Stop

NA

5X rewards on dining, departmental stores & grocery spends

2 reward points per Rs. 100 on all other spends, except fuel

4 Reward Points = Rs. 1

12 YES Rewardz Points per Rs. 200 spent on online shopping, except on select categories

6 YES Rewardz Points per Rs. 200 spent on offline shopping, except on select categories

4 YES Rewardz Points per Rs. 200 spent on select categories

10 YES Rewardz Points = 1 InterMile / 1 Club Vistara Point

Capping of 12,000 reward points in a monthly statement cycle

2 domestic airport lounge visits per calendar quarter and 6 international lounge visits in a year

Up to 8 complimentary visits to domestic airport lounges (max. 2 per quarter) and 3 to international ones per year

Accelerated rewards on everyday spends like grocery, dining and departmental store purchases

Good lounge access benefit at domestic as well as international airports

Complimentary movie tickets worth Rs. 6,000 every year

Low forex mark-up fee of 1.99%

Accelerated rewards on online shopping

Up to 8 Domestic and 3 international lounge visits in a year

Comparatively low forex mark-up fee of 2.75%

25% discount on BookMyShow

Complimentary golf games and lesson at select golf courses

Base reward earning rate is low for transactions outside the accelerated category

Reward redemption rate stands quite low at Rs. 0.25

No travel benefits other than complimentary lounge access

International lounge visits limited to only 3 in a year

Reward rate is low for cardholders who do not opt for the subscription plan

People who often watch movies and are frequent air travelers so that they can utilise the travel membership benefits

People who are frequent online shoppers, can utilise the complimentary airport lounge benefits, play golf and like to watch movies.