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Our Advisors are available 7 days a week, 9:30 am - 6:30 pm to assist you with the best offers or help resolve any queries.
₹ 999
₹ 999
NA
₹ 1,000
₹ 1,000
Joining fee waiver on spending Rs. 75,000 within the first 90 days
Rs. 1,000 cashback on spending Rs. 20,000 within the first 30 days of card issuance (Valid till 31st Dec 2024)
Complimentary Swiggy BLCK Membership for 3 months on card activation
10% cashback, up to Rs. 1,000 per month, on grocery, dining and food delivery spends
Unlimited 1.5% cashback on other category spends
10% cashback on all spends at Swiggy (Food Ordering, Instamart and Dineout), up to Rs. 1,500 per month
5% cashback on online spends at select categories and partner merchants, up to Rs. 1,500 per month
1% cashback on other eligible spends, up to Rs. 1,000 per month
6% instant discount on travel and 19% instant discount on hotel bookings via Cleartrip in addition to the 5% cashback
5% instant discount on spends at Nykaa in addition to the 5% cashback
Additional 10% discount (up to Rs. 500) on Swiggy Dineout on a minimum spend of Rs. 3,000 on birthday in addition to the 10% cashback
4 complimentary visits to domestic airport lounges every year
NA
High cashback earning rate on food-related spends
Hassle-free cashback redemption as statement credit
Low spend-based annual fee waiver condition
Good value-back on card activation
Complimentary Swiggy BLCK Membership
10% cashback on Swiggy spends
5% cashback on select online spends
Additional discounts on Nykaa & Cleartrip
Complimentary golf games and lessons
Monthly capping of Rs. 1,000 in the accelerated categories is too low for a card that charges Rs. 999 annual fee
No significant benefits on travel, movies or other online spends
Long list of exclusions from cashback earning that also includes some major spends like utility bill payments, fuel, rent etc
No complimentary lounge access benefits
Monthly capping on both accelerated and base cashback
No cashback on spends via HDFC SmartBuy portal
Those who prefer cashback over reward points, frequently dine-out or whose food-related spends make up a major portion of their monthly spends.
Consumers who prefer to order groceries or food online via Swiggy
You can select up to 3 categories only