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₹ 999
₹ 999
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₹ 1,000
₹ 1,000
Joining fee waiver on spending Rs. 75,000 within the first 90 days
Premium coffee tasting sessions, Rs. 200 off next purchase and more at Starbucks
Rs. 1,000 cashback on downloading and logging in to the HSBC India Mobile Banking app and spending Rs. 25,000 within the first 30 days of card issuance
Voucher worth Rs. 750 for Amazon Pay, Zomato and Swiggy on activating the card and making a single transaction of Rs. 300 or more
Amazon eGift voucher worth Rs. 250 on applying online, verifying by video and receiving of the card
Rs. 1,000 cashback on spending Rs. 1,000 or more within 30 days of getting the credit card after submitting income documents with Account Aggregator
Complimentary Swiggy BLCK Membership for 3 months on card activation
10% cashback, up to Rs. 1,200 per month, on food, dining, grocery, shopping and utility bill payments
Unlimited 1.5% cashback on other spends
Rs. 250 cashback on contactless fuel spends above Rs. 10,000 per quarter
10% cashback on all spends at Swiggy (Food Ordering, Instamart and Dineout), up to Rs. 1,500 per month
5% cashback on online spends at select categories and partner merchants, up to Rs. 1,500 per month
1% cashback on other eligible spends, up to Rs. 1,000 per month
6% instant discount on travel and 19% instant discount on hotel bookings via Cleartrip in addition to the 5% cashback
5% instant discount on spends at Nykaa in addition to the 5% cashback
Additional 10% discount (up to Rs. 500) on Swiggy Dineout on a minimum spend of Rs. 3,000 on birthday in addition to the 10% cashback
2 complimentary visits to domestic airport lounges in a year and 1 complimentary international airport lounge visit every year
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10% cashback on food, dining, grocery, shopping and utility bill payments
Low forex markup fee of 1.99%
Complimentary domestic and international airport lounge visits
Multiple welcome benefits worth more than Rs. 3,000
Additional travel and lifestyle privileges through Visa Infinite
Complimentary Swiggy BLCK Membership
10% cashback on Swiggy spends
5% cashback on select online spends
Additional discounts on Nykaa & Cleartrip
Complimentary golf games and lessons
10% cashback is capped at Rs. 1,200 per month
Low frequency of complimentary international lounge visits
Limited value to consumers who do not spend significantly on the accelerated cashback categories
No complimentary lounge access benefits
Monthly capping on both accelerated and base cashback
No cashback on spends via HDFC SmartBuy portal
Consumers seeking high cashback on everyday spends along with travel, dining and lifestyle benefits
Consumers who prefer to order groceries or food online via Swiggy
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