Compare : HDFC Infinia Credit Card vs HDFC Diners Club Privilege Credit Card

Complimentary Club Marriott membership for a year (with up to 20% off on dining and stays across Asia-Pacific region)

Bonus 12,500 reward points upon fee payment

Swiggy One & Times Prime annual memberships on Rs. 75,000 spends within the first 90 days

5 reward points on every Rs. 150 spent, including insurance, utilities and education​

10x reward points on travel and shopping spends on Smartbuy

1 reward point = Rs. 1 for flight & hotel bookings, Apple products and Tanishq vouchers via Smartbuy

1 reward point = 1 air mile

1 reward point = Rs. 0.30 for cashback redemption & up to Rs. 0.50 across product catalogue

5X reward points on Swiggy and Zomato

Up to 10X reward points on flight or hotel bookings via SmartBuy portal

4 reward points per Rs. 150 spent on others

1 Reward Point = Up to Rs. 0.50

Unlimited complimentary lounge access across 1,000+ airport lounges within and outside India

8 complimentary airport lounge access in a year (2 per quarter) worldwide on Rs. 15,000 quarterly spends

3.33% value-back across all spending categories, including insurance, utilities and education

Unlimited domestic and international lounge access for primary and add-on users

Unlimited complimentary golf games at select golf courses of India and abroad

Stay and dining benefits at participating ITC hotels

Flat 15% discount on dining via Swiggy Dineout

Accelerated rewards on Swiggy and Zomato

Decent base reward rate

Multiple reward redemption options

Quarterly milestone benefits

Low annual fee waiver criteria

Forex mark-up fee could have been lower as several premium and mid-range cards charge lower fee

Complimentary Club Marriott membership is limited to the first year

Activation benefits come with a higher spend based requirement

Low redemption value in comparison to other cards like HDFC Millennia (1:1 at a fee of Rs. 1,000)

Lounge access is spend-based

No concessional forex markup fee

Movie benefits limited to weekend tickets

This invite-only card is suitable for high spenders who put most of their shopping and travel spends on their credit card

People who are looking for a credit card with accelerated rewards, who frequently use food delivery apps or dine out and like to watch movie shows on weekends