Compare : IDFC FIRST EARN Credit Card vs SBM ZET Credit Card

10% cashback (Up to Rs. 250) on first transaction done within 15 days

5% cashback (Up to Rs. 1,000) on transaction value of first EMI done within first month

NA

1% cashback on UPI spends via IDFC FIRST Bank mobile app

0.5% cashback on UPI spends via third-party platforms

0.5% cashback on utility, insurance, and wallet loads

2% cashback on UPI spends

5% cashback on Amazon and Flipkart vouchers

Up to 15% cashback on 80+ brands and platforms, like Dominos, PVR, Nykaa, Cleartrip, etc.

NA

NA

8% bonus cashback on hotel bookings through ‘Travel and Shop’

4% bonus cashback on flight bookings through ‘Travel and Shop’

Accelerated cashback on UPI spends made via IDFC FIRST Bank app

Up to Rs. 1,200 discount on movie tickets per year through District by Zomato

Welcome benefits worth Rs. 1,250

Up to 20% off on Swiggy, Zomato and BookMyShow

Up to 15% cashback on popular brands and platforms

Up to 7% interest on FD amount

Lifetime free RuPay credit card

No documents required for application with instant virtual card

Bonus cashback on travel spends is offered only on bookings made via IDFC FIRST Bank app

No travel benefits, such as domestic and international airport lounge visits

Very low cashback of 0.5% on UPI spends via third-party apps

No rewards on general card spends

No accelerated benefits on any category spends, apart from select brands

Consumers planning to start their credit journey and looking for a card with benefits on UPI spends

Those who are new-to-credit customers, wish to build their credit score and want a lifetime-free RuPay card with cashback benefits.