Compare : Air India SBI Signature Credit Card vs HDFC Regalia Credit Card

20,000 bonus reward points and membership to Air India Frequent Flyer Program- Flying Returns

NA

4 reward points for every Rs. 100 spent; 1 Reward Point = 1 Air Mile

Up to 30 reward points for every Rs. 100 spent on Air India tickets booked through airindia.com, airindia mobile app

Up to 30 reward points when booked for self and 10 reward points when booked for others

10 reward points for every Rs. 100 spent on Air India tickets for self or others, booked through Air India booking offices or Air India call centres

10 reward points for every Rs. 100 spent on SuperSaver booklet purchases

4 reward points per Rs. 150 spent on all retail spends

Access to international lounges with complimentary membership to the Priority Pass Program and 8 complimentary visits per year to domestic VISA Lounges in India

Up to 8 complimentary airport lounge visits within India and up to 6 lounge access per year outside India via Priority Pass

Up to 1,00,000 bonus reward points annually

Reward redemption against Air Miles at 1: 1 ratio

Good reward rate across all categories

Multiple redemption options

Complimentary lounge access

Low forex mark-up fee

No annual fee waiver

Accelerated reward points only on Air India bookings

Lounge access is subject to reaching spend milestones

Spend threshold for milestone benefits is too high

People who frequently travel and prefer Air India over other airlines

People who can satisfy the fee waiver and lounge access spending conditions to make the most of the card features and those who frequently dine out