Compare : Kotak811 Super Money Credit Card vs AU NOMO Credit Card

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500 Reward Points on the first transaction within 30 days of card setup

Flat 5% cashback on non-UPI spends on Myntra

Flat 3% cashback on non-UPI spends on Cleartrip

Flat 2% cashback on non-UPI spends on Flipkart

Flat 1% cashback on all UPI spends

2 Reward Points for every Rs. 100 spent on retail purchases

1 Reward Points for every Rs. 100 spent on utility and insurance transactions

Redeem Reward Points at a value of 1 Reward Point = Rs. 0.25

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8 complimentary domestic airport lounge and 8 railway lounge access per year

Lifetime free card with no joining or annual fee

Up to 5% cashback on popular partner brands

1% cashback on all UPI spends

Low forex markup fee of 2%

Available against a minimum FD of Rs. 1,000

Quick approval with instant virtual card issuance

Low forex markup fee of 0.99%

8 domestic airport lounge visits per year

8 railway lounge access per year

2X Reward Points on retail spends

No annual fee from second year onwards

No additional travel or lifestyle benefits such as lounge access

No benefits on general spends outside partner and UPI categories

No complimentary international airport lounge visits

Low reward redemption value of Rs. 0.25 per point

New-to-credit individuals looking to start their credit journey and seeking benefits on online and UPI spends

Consumers who are seeking for a card with a low forex markup fee (0.99%) for limited international usage