Category: Credit Card

No-cost EMI is one of the most popular financing options for high-ticket consumer durables such as gadgets and home appliances. It allows consumers to defer their high-value purchases over several monthly instalments without any additional interest charges. Popular e-commerce platforms like Amazon, Flipkart, Ajio, TataCLiQ and more offer the no-cost EMI facility in collaboration with...

When used responsibly, credit cards can help you save a considerable amount on your spends and, at the same time, build a strong credit score. However, often due to a lack of awareness, many users fail to maximize the benefits offered on their cards. Reckless use of credit cards can also lead to a debt…

Axis Bank has announced revisions in the features and related terms and conditions of some of its credit cards, including Axis Flipkart, Magnus for Burgundy, Neo, Select, Rewards and Privilege. These updates will come into effect in phases this year in the months of June, July and October and are related to the rewards structure,...

SBI Card Aurum and HDFC Infinia are premium credit cards from SBI Card and HDFC Bank, both catering to the needs of high-income elite consumers. Both cards offer high-end privileges across multiple categories, such as travel, shopping, golf, movies, etc. But which one truly aligns with your lifestyle? Read our in-depth comparison to find out....

Kotak Mahindra Bank has announced significant changes to its credit card rewards program, and fees & charges, which could impact how you use your card, earn rewards, and manage expenses. If you're a Kotak credit cardholder, it's important to understand these updates to make informed financial decisions. Here's a complete breakdown of the changes effective...

Most people are familiar with the common travel benefits that are offered with credit cards. These generally include reward points or miles on every card spend which can be redeemed for travel bookings, complimentary airport lounge access, discounts on flights, hotels, bus and holiday packages, and even bonus flight ticket vouchers. These benefits not only...

HDFC Millennia and HDFC Diners Club Privilege are among the most sought-after credit cards from HDFC Bank, each catering to distinct spending preferences. HDFC Millennia Credit Card is widely popular among millennials for its cashback benefits, especially the 5% cashback on everyday brands like Amazon, Flipkart, Zomato, and Swiggy. On the other hand, HDFC Diners...

HPCL, one of India’s leading fuel refineries, has collaborated with four major banks—ICICI Bank, IDFC FIRST Bank, Bank of Baroda, and Union Bank of India—to offer a total of six co-branded fuel credit cards. ICICI and IDFC FIRST each offer two variants, while Bank of Baroda and Union Bank offer one card each in collaboration...

Paying only the minimum amount due is a common practice that many credit cardholders follow when making bill payments. While consumers often believe that paying just the minimum is a good way to build credit and maintain a healthy credit score, this can have negative consequences if it becomes a regular habit. Here's everything you...