Axis Bank Home Loan EMI Calculator

Calculate your Home Loan EMI Online

Select Your Bank

Enter Loan Amount

₹

1L10Cr

Rate of Interest (Yearly %)

6%30%

Loan Tenure

1Y 30Y

Your Monthly EMI Payment

₹0

Principal Amount₹0

Interest Amount₹0

Total Amount₹0

Tip Paying one extra EMI every year saves ₹19.6K in interest and closes the loan 8 months earlier.

Amortisation schedule

Monthly EMI

₹ 1,16,625

Total interest

₹ 39,94,943

Total payment

₹ 1,39,94,943

Principal 71%Interest 29%

Year

Principal

Interest

EMI paid

Balance

Oct

₹57.5K

₹59.2K

₹1.17L

₹99.43L

Nov

₹57.8K

₹58.8K

₹1.17L

₹98.85L

Dec

₹58.1K

₹58.5K

₹1.17L

₹98.27L

Jan

₹62.8K

₹53.9K

₹1.17L

₹90.39L

Feb

₹63.1K

₹53.5K

₹1.17L

₹89.76L

Mar

₹63.5K

₹53.1K

₹1.17L

₹89.12L

Apr

₹63.9K

₹52.7K

₹1.17L

₹88.48L

May

₹64.3K

₹52.4K

₹1.17L

₹87.84L

Jun

₹64.7K

₹52.0K

₹1.17L

₹87.19L

Jul

₹65.0K

₹51.6K

₹1.17L

₹86.54L

Aug

₹65.4K

₹51.2K

₹1.17L

₹85.89L

Sep

₹65.8K

₹50.8K

₹1.17L

₹85.23L

Oct

₹66.2K

₹50.4K

₹1.17L

₹84.57L

Nov

₹66.6K

₹50.0K

₹1.17L

₹83.90L

Dec

₹67.0K

₹49.6K

₹1.17L

₹83.23L

Jan

₹67.4K

₹49.2K

₹1.17L

₹82.56L

Feb

₹67.8K

₹48.8K

₹1.17L

₹81.88L

Mar

₹68.2K

₹48.4K

₹1.17L

₹81.20L

Apr

₹68.6K

₹48.0K

₹1.17L

₹80.51L

May

₹69.0K

₹47.6K

₹1.17L

₹79.82L

Jun

₹69.4K

₹47.2K

₹1.17L

₹79.13L

Jul

₹69.8K

₹46.8K

₹1.17L

₹78.43L

Aug

₹70.2K

₹46.4K

₹1.17L

₹77.73L

Sep

₹70.6K

₹46.0K

₹1.17L

₹77.02L

Oct

₹71.1K

₹45.6K

₹1.17L

₹76.31L

Nov

₹71.5K

₹45.2K

₹1.17L

₹75.60L

Dec

₹71.9K

₹44.7K

₹1.17L

₹74.88L

Jan

₹72.3K

₹44.3K

₹1.17L

₹74.16L

Feb

₹72.7K

₹43.9K

₹1.17L

₹73.43L

Mar

₹73.2K

₹43.4K

₹1.17L

₹72.70L

Apr

₹73.6K

₹43.0K

₹1.17L

₹71.96L

May

₹74.0K

₹42.6K

₹1.17L

₹71.22L

Jun

₹74.5K

₹42.1K

₹1.17L

₹70.47L

Jul

₹74.9K

₹41.7K

₹1.17L

₹69.73L

Aug

₹75.4K

₹41.3K

₹1.17L

₹68.97L

Sep

₹75.8K

₹40.8K

₹1.17L

₹68.21L

Oct

₹76.3K

₹40.4K

₹1.17L

₹67.45L

Nov

₹76.7K

₹39.9K

₹1.17L

₹66.68L

Dec

₹77.2K

₹39.5K

₹1.17L

₹65.91L

Jan

₹77.6K

₹39.0K

₹1.17L

₹65.14L

Feb

₹78.1K

₹38.5K

₹1.17L

₹64.35L

Mar

₹78.5K

₹38.1K

₹1.17L

₹63.57L

Apr

₹79.0K

₹37.6K

₹1.17L

₹62.78L

May

₹79.5K

₹37.1K

₹1.17L

₹61.98L

Jun

₹80.0K

₹36.7K

₹1.17L

₹61.18L

Jul

₹80.4K

₹36.2K

₹1.17L

₹60.38L

Aug

₹80.9K

₹35.7K

₹1.17L

₹59.57L

Sep

₹81.4K

₹35.2K

₹1.17L

₹58.76L

Oct

₹81.9K

₹34.8K

₹1.17L

₹57.94L

Nov

₹82.3K

₹34.3K

₹1.17L

₹57.12L

Dec

₹82.8K

₹33.8K

₹1.17L

₹56.29L

Jan

₹83.3K

₹33.3K

₹1.17L

₹55.45L

Feb

₹83.8K

₹32.8K

₹1.17L

₹54.62L

Mar

₹84.3K

₹32.3K

₹1.17L

₹53.77L

Apr

₹84.8K

₹31.8K

₹1.17L

₹52.92L

May

₹85.3K

₹31.3K

₹1.17L

₹52.07L

Jun

₹85.8K

₹30.8K

₹1.17L

₹51.21L

Jul

₹86.3K

₹30.3K

₹1.17L

₹50.35L

Aug

₹86.8K

₹29.8K

₹1.17L

₹49.48L

Sep

₹87.3K

₹29.3K

₹1.17L

₹48.61L

Oct

₹87.9K

₹28.8K

₹1.17L

₹47.73L

Nov

₹88.4K

₹28.2K

₹1.17L

₹46.85L

Dec

₹88.9K

₹27.7K

₹1.17L

₹45.96L

Jan

₹89.4K

₹27.2K

₹1.17L

₹45.06L

Feb

₹90.0K

₹26.7K

₹1.17L

₹44.16L

Mar

₹90.5K

₹26.1K

₹1.17L

₹43.26L

Apr

₹91.0K

₹25.6K

₹1.17L

₹42.35L

May

₹91.6K

₹25.1K

₹1.17L

₹41.43L

Jun

₹92.1K

₹24.5K

₹1.17L

₹40.51L

Jul

₹92.7K

₹24.0K

₹1.17L

₹39.58L

Aug

₹93.2K

₹23.4K

₹1.17L

₹38.65L

Sep

₹93.8K

₹22.9K

₹1.17L

₹37.71L

Oct

₹94.3K

₹22.3K

₹1.17L

₹36.77L

Nov

₹94.9K

₹21.8K

₹1.17L

₹35.82L

Dec

₹95.4K

₹21.2K

₹1.17L

₹34.87L

Jan

₹96.0K

₹20.6K

₹1.17L

₹33.91L

Feb

₹96.6K

₹20.1K

₹1.17L

₹32.94L

Mar

₹97.1K

₹19.5K

₹1.17L

₹31.97L

Apr

₹97.7K

₹18.9K

₹1.17L

₹30.99L

May

₹98.3K

₹18.3K

₹1.17L

₹30.01L

Jun

₹98.9K

₹17.8K

₹1.17L

₹29.02L

Jul

₹99.5K

₹17.2K

₹1.17L

₹28.03L

Aug

₹1.00L

₹16.6K

₹1.17L

₹27.03L

Sep

₹1.01L

₹16.0K

₹1.17L

₹26.02L

Oct

₹1.01L

₹15.4K

₹1.17L

₹25.01L

Nov

₹1.02L

₹14.8K

₹1.17L

₹23.99L

Dec

₹1.02L

₹14.2K

₹1.17L

₹22.97L

Jan

₹1.03L

₹13.6K

₹1.17L

₹21.94L

Feb

₹1.04L

₹13.0K

₹1.17L

₹20.90L

Mar

₹1.04L

₹12.4K

₹1.17L

₹19.86L

Apr

₹1.05L

₹11.7K

₹1.17L

₹18.81L

May

₹1.05L

₹11.1K

₹1.17L

₹17.75L

Jun

₹1.06L

₹10.5K

₹1.17L

₹16.69L

Jul

₹1.07L

₹9.9K

₹1.17L

₹15.63L

Aug

₹1.07L

₹9.2K

₹1.17L

₹14.55L

Sep

₹1.08L

₹8.6K

₹1.17L

₹13.47L

Oct

₹1.09L

₹8.0K

₹1.17L

₹12.38L

Nov

₹1.09L

₹7.3K

₹1.17L

₹11.29L

Dec

₹1.10L

₹6.7K

₹1.17L

₹10.19L

Tip Paying one extra EMI every year saves ₹4.19L in interest and closes the loan 12 months earlier.

Reducing-balance method. Final EMI may differ slightly due to rounding.

What Does This Mean?

Your EMI explained in simple language.

Loan amount: ₹ 1,00,00,000
Interest rate: 7.1% p.a.
Tenure: 10 yr (120 mo)

Monthly EMI is ₹ 1,16,625
Total repayment is ₹139.95 lakh
Interest contributes 28.5% of total repayment
Your interest component is moderate. Compare offers from multiple lenders to secure a lower rate.
Extending tenure may reduce your EMI but increase the total interest paid

Monthly EMI

₹ 1,16,625

Total Interest

₹ 39,94,943

Total Repayment

₹ 1,39,94,943

Interest Share

28.5%

Principal 71%Interest 28.5%

Features of Axis Bank Home Loan EMI Calculator

The calculator helps in evaluating the EMI and total interest cost payable throughout the loan tenure.
The tool is free of cost and available online 24*7.
It is user-friendly and gives accurate results.
The results are obtained instantly.
The parameters can be adjusted as per the requirement (interest rate, loan amount, tenure).
You can assess your loan affordability even before applying for home loan.

Inputs You Need for Axis Bank Home Loan EMI Calculator

The inputs you need for Axis Bank home loan EMI calculator include:

Loan amount
Interest rate
Loan tenure

Enter these parameters in the home loan EMI calculator and get instant results.

What Affects Your Axis Bank Home Loan EMI

The following factors would affect your home loan EMI:

Interest rate- The interest rate is directly related to the EMI. The higher the interest rate, more will be the EMI and interest cost.
Loan amount- Higher the loan amount, more will the EMI and vice-versa.
Loan tenure- Longer tenure results in low EMI. However, the interest cost incurred is usually higher.
Balance Transfer- Transferring your home loan to a lender offering lower rates reduces your home loan EMI.
Partpayment- When you pay a lump sum amount towards your principal before the loan maturity date, the outstanding loan amount reduces. This reduces your monthly installments and the overall interest cost.

Common Mistakes to Avoid While Using EMI Calculator

Focusing only on the EMI and not the total interest cost.
Entering the wrong parameters.
Not comparing multiple scenarios.

Get a Home Loan For
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FAQs

How do I calculate my Axis Bank home loan EMI?

You can calculate your Axis Bank home loan EMI by entering the interest rate, loan amount and loan tenure in the EMI calculator available online.

Can I calculate EMIs for both fixed and floating rates?

Yes you can calculate for both fixed and floating rate home loans for Axis Bank.

How often do Axis Bank home loan interest rates change?

Axis Bank changes its interest rates everytime the RBI resets its repo rate.

Can part-prepayment change my EMI or reduce tenure with Axis?

Yes, part prepayment can reduce or EMI or tenure with Axis Bank according to your choice during loan application.

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Written By

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Reviewed By

Shamik Ghosh

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Axis Bank Home Loan EMI Calculator

Calculate your Home Loan EMI Online

Your Monthly EMI Payment

Amortisation schedule

What Does This Mean?

Features of Axis Bank Home Loan EMI Calculator

Inputs You Need for Axis Bank Home Loan EMI Calculator

What Affects Your Axis Bank Home Loan EMI

Common Mistakes to Avoid While Using EMI Calculator

Related Links

FAQs

How do I calculate my Axis Bank home loan EMI?

Can I calculate EMIs for both fixed and floating rates?

How often do Axis Bank home loan interest rates change?

Can part-prepayment change my EMI or reduce tenure with Axis?

Home Loan Articles

What our customers say

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