Up to 5 reward points for every Rs. 100
Low forex mark-up fee of 1.99%
AU Credit Card Features & Benefits
While the features and benefits of AU Credit Cards vary as per the card variant, there are some common features that come with most AU Cards, as listed below:
AU Rewardz: AU has its own loyalty rewards program called AU Rewardz. This program allows AU credit card users to earn reward points every time they use their card to make any purchase online or offline. The accrued reward points can later be redeemed against the products and services listed in the rewards catalogue, which include movie tickets, travel bookings, brand vouchers and other merchandise.
Also Check: Best Rewards Credit Card
Xpress Loan: Through this facility, AU credit cardholders can avail instant loan to cover an urgent financial need. The Xpress Loan feature is available at a processing fee of 2% of the loan amount and can be repaid in instalments over flexible tenures of 6, 12, 18, 24 or 36 months. The process of availing this pre-approved loan offer is quite convenient and requires no documentation.
Xpress EMI: Using this AU Credit Card EMI facility, cardholders can convert eligible purchases worth Rs. 2,000 or above into EMIs. If you wish to avail this feature at the time of transaction, then you can opt for the ‘Instant EMI’ option. Some brands also allow the option of ‘No or Low Cost EMI’. With flexible tenures of 3, 6, 9, 12, 18 and 24 months, this instant EMI feature comes without any additional documentation and at a processing fee of Rs. 199 plus GST.
Device Protection Plan: This free protection plan helps AU credit cardholders with the repair cost of their electronics. Under this plan, you get 1-year protection against screen damage for your mobile phones and tablets. In addition to this, you also get free 1-year extended insurance cover on a variety of white goods.
