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Indiabulls Business Loan

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Valid till 30th April '26 *T&C Apply
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Avail up to ₹1 Cr starting at 13%

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15.6L Reviews

5.7cr+Satisfied Customers
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₹65k Cr+Loans Disbursed
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HDFC Bank
Max Loan Amt.Upto ₹75L
Rate of Interest10.75% - 28%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
ICICI Bank
Max Loan Amt.Upto ₹50L
Rate of Interest13.25% 19.25%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
Axis Bank
Max Loan Amt.Upto ₹75L
Rate of Interest15% - 19.25%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
Why Choose Paisabazaar?
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Choose from 20+ Partner Banks/NBFCs

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Pick from Secured & Unsecured Options

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Get Working Capital & Top-Up Loan Solutions

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Flexible Tenure of Up to 4 years

How Can I Apply for a Business Loan Online?

Get up to ₹1 Crore in 5 Simple Steps

Step 1: Enter your mobile number in the application form.

Step 2: Enter OTP to verify your mobile number.

Step 3: Provide your personal details.

Step 4: Select a bank account for account aggregator consent.

Step 5: Compare offers and apply for the best-suited loan.

Indiabulls Business Loan Interest Rates (Dhani Biz) – 2023

Interest Rate Depends on the applicant’s profile
Age Criteria Min. 25 years & Max. 65 years at the time of loan maturity
Loan Amount Max. up to Rs. 40 lakh
Doorstep Service Available
Repayment Tenure 12 months – 48 months
Collateral/Security Not required

Comparison of Business Loan Interest Rates offered by Top Banks/NBFCs – 2023

Bank/NBFCs Interest Rate
Axis Bank 10.75% p.a. onwards
Flexiloans 1% per month onwards
HDB Financial Services Ltd. 8% - 26% p.a.
HDFC Bank 10.75% - 25% p.a.
IDFC First Bank 10.50% p.a. onwards
Indifi 1.50% per month onwards
Kotak Mahindra Bank 16% - 26% p.a.
Lendingkart 12% - 27% p.a.
Mcapital 2% per month onwards
NeoGrowth Finance 15% - 40% p.a.
Tata Capital 12% p.a. onwards
UGRO Capital 9% - 36% p.a.
Bajaj Finserv 10% to 26%

Eligibility Criteria

There are certain eligibility criteria set by the Indiabulls finance corporation, such as:

  • It is mandatory for the applicant to be a self-employed professional
  • Necessary to have active GST along with a GST filing for the past 6 months
  • The age limit of the applicant must be between 25 years (at the time of loan application submission) and must be below 65 years at the exact time of completion or maturity

Calculate your Monthly EMI on - Business Loan EMI Calculator

Documents Required

The Indiabulls Dhani business loan provides a facility for instant disbursement of the business loans upon fulfilment of the following requirements:

  • Applicants need to provide all the KYC, as per the guidelines along with the details of the co-applicant
  • Proper credentials of the GST

Authentic bank accounts with original statements in the following 5 banks, including SBI , ICICI Bank , Kotak Mahindra Bank , HDFC Bank and Axis Bank

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All Your Needs

Features and Benefits

The Dhani Biz system from Indiabulls is a completely online system for application and processing and does not require the intervention of manual kind. Some of the best-defined features are:

  • Instant disbursement of the loan amount to the account
  • Indiabulls Dhani biz loans are offered up to Rs. 40 lakh
  • The tenure of the loan ranges from the time period of 12 months to 48 months
  • Quick process and paperless documentation procedure
  • Maximum security measures for safeguarding your information
  • No prepayment charges for the loans availed for 6 months

Usage of Indiabulls Business Loans

The special feature of the business loan is that there is no burden of providing any collateral or security, being it is an unsecured loan. The business loan provided by Indiabulls cab be used for various below-mentioned purposes:

  • Expansion of the business
  • Taking up new business projects/proposals
  • Upgradation of technology and machinery repair
  • Emergency procurement of raw material in bulk order
  • Hiring of seasonal employees
  • Training new staff
  • Improving cash flow
  • Lease for larger premises of the office
  • Renovation of the workplaces
  • Stocking up of the inventory, if required

How Can I Apply for a Business Loan Online?

Get up to ₹1 Crore in 5 Simple Steps

Step 1: Enter your mobile number in the application form.

Step 2: Enter OTP to verify your mobile number.

Step 3: Provide your personal details.

Step 4: Select a bank account for account aggregator consent.

Step 5: Compare offers and apply for the best-suited loan.

Explore Our Business Loan Lenders

HDFC BANKHDFC BANKAxis BankAxis BankICICI BankICICI BankIDFC First BankIDFC First BankKotak bankKotak bankTata CapitalTata Capital
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FAQs

Self-employed people, SMEs, MSMEs, and large enterprises can avail business loans.

The interest rate depends on the applicant’s profile and the loan amount.

There are no foreclosure charges levied by Indiabulls on Dhani Biz loans.

The maximum age should not exceed 65 years at the time of loan completion.

No, being an unsecured loan, no collateral or security is required by Indiabulls Dhani.

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What our customers say

Business loan complex hotta h

Business loan thoda complex lagta h muhje, lekin Paisabazaar pe team ne sab steps simple bana diya muhje ache se support kiya. Thank you.

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Meher SinghJan 22, 2026

Hassle-free Business Loan

I would like to take a moment to sincerely appreciate Rohit Kumar\'s (EW25946) continuous support and clear communication. Your timely responses, cooperation, and willingness to help have made a significant difference and contributed greatly to smooth coordination and successful outcomes. Your professionalism and positive approach are truly commendable, and it has been a pleasure working with you. Thank you for your dedication and for maintaining such effective communication throughout.

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MD Gausar AlamJan 20, 2026

Business loan liya tha, interest acha mila

Muhje darr tha ki interest rate kahi lenders jda na charge krle, phir paisabazaar pe sahi interest rate milla. Mera credit profile dekh ke or bhi bht saare factors consider karke interest rate milla.

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Mohit DasJan 15, 2026

Uncle ne bataya tha Paisabazaar ke baare mai

Mai online loans ke baare mai jada nhi janta, mere chacha ne bataya tha ki Paisabazaar se loan acha milta hai. Try kiya or asli mai bohot acha experience tha.

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Raju RastogiJan 14, 2026

Boutique ke liye small loan liya tha

Boutique ke liye small loan liya tha. Small entrepreneurs ke liye bht important hota hai sahi jagah se loan lena. Paiabazaar ki team bohot helpful hai.

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Vanni KumariJan 13, 2026

Loan approval ke chances dikhate h

Paisabazaar se business loan lo toh pata rehta h ki kaha loan approval ke chances jada hai. Isse thoda tension kam jata h rejection ka. Acha feature hai.

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Sobhit GuptaJan 5, 2026

Advisors bohot ache the

Business loan thoda confusing hota h. Advisors ne sahi guide kiya. Thanks you.

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Prakash MishraJan 4, 2026

Trusting platform

I take business loan from Paisabazaar two months before. very nice experience. No jhamela, only good work done. Thank you

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Priya ShawDec 30, 2025

Chote business ke liye bhi loan mila

Chote businesses ko loan milne mai dikkat hoti hai lekin yaha mil gaya. Thank you for helping small business also. Good job keep it up.

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Rupesh SharmaDec 29, 2025

Quick and easy steps

Business loan apply karne se pehle yeh sochke dar lagta tha ki bohot mehnat lagegi. Lekin mai toh surprise hi hogayi Paisabazaar ka simple or easy steps dekh ke. Itna smooth process tha ki bikul hi samjh nhi aaya kab loan approve hua or kab account mai paise agaye.

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