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Avail up to ₹1 Cr starting at 13%
15.6L Reviews
Best Loan Offers
Curated Offers from 20+ Lenders
Unsecured Loan
Term Loan & OD Facilities Available
Expert Advice
Guidance & Assistance
Top Up Facility
Loan to Get Additional Funds
Choose from 20+ Partner Banks/NBFCs
Pick from Secured & Unsecured Options
Get Working Capital & Top-Up Loan Solutions
Flexible Tenure of Up to 4 years
Step 1: Enter your mobile number in the application form.
Step 2: Enter OTP to verify your mobile number.
Step 3: Provide your personal details.
Step 4: Select a bank account for account aggregator consent.
Step 5: Compare offers and apply for the best-suited loan.
Financial institutions offer collateral-free business loans of loan amount up to Rs. 2 crores. There are several Banks/NBFCs that offer credit for small and large businesses, and even business loan to start-ups. Below mentioned is the basic list of eligibility to apply for a business loan in India .
Calculate your Monthly EMI on - Business Loan EMI Calculator
There are various sorts of business credit customers, some are self-employed or paid, and others are companies and industries. According to a business bank’s request, a large bank will have two types of customers. The criterion, the applicant’s judgment style, scalability, interest rate, and the tenure vary according to each customer category. So when applying for a loan, check the customer type you have and look for eligibility criteria.
| Bank/NBFCs | Interest Rate |
|---|---|
| Axis Bank | 10.75% p.a. onwards |
| Flexiloans | 1% per month onwards |
| HDB Financial Services Ltd. | 8% - 26% p.a. |
| HDFC Bank | 10.75% - 25% p.a. |
| IDFC First Bank | 10.50% p.a. onwards |
| Indifi | 1.50% per month onwards |
| Kotak Mahindra Bank | 16% - 26% p.a. |
| Lendingkart | 12% - 27% p.a. |
| Mcapital | 2% per month onwards |
| NeoGrowth Finance | 15% - 40% p.a. |
| Tata Capital | 12% p.a. onwards |
| UGRO Capital | 9% - 36% p.a. |
| Bajaj Finserv | 10% to 26% |
The repayment tenure offered by the financial institution ranges from 12 months to 5 years, it may exceed depending upon business requirements and as per the bank’s sole discretion. When the tenure is less, EMI tends to be on the higher side, which means you can close the debt and pay less for the amount, and you save on paying interest. If you are comfortable with large EMIs, it is better to take this step to pay the minimum interest rate.
For some banks and financial institutions, with a simple three-step process, it is quick and convenient to apply for this loan. The applicant must fill out the online application form on the company’s website. Once the information qualifications are satisfied, bank employees will communicate with the applicant within 24 hours regarding a representative, loan issuance, and documentation. Finally, the applicant should submit the required documents. After the document verification, the loan is disbursed post the processing fee payment.
More Information:
Step 1: Enter your mobile number in the application form.
Step 2: Enter OTP to verify your mobile number.
Step 3: Provide your personal details.
Step 4: Select a bank account for account aggregator consent.
Step 5: Compare offers and apply for the best-suited loan.
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