- Zero Foreclosure charged after paying 12 EMIs
- Enjoy flexible tenure up to 72 months
- Get access to collateral-free personal loans
- Experience hassle-free lending with minimal documentation
ICICI Bank 1 Lakh Personal Loan
Calculate EMI for ₹1 Lakh Loan
Your EMI will be
₹3,227
Total Interest Payable
₹16,162
Total Amount Payable
₹1,16,162
Enter Loan Amount
5K1Cr
Rate of Interest (Yearly %)
8%30%
Loan Tenure
3 Years
1 Yrs7 Yrs
4.5/5
15.6L Reviews
5.7cr+Satisfied Customers
65+Lending Partners
₹65k Cr+Loans Disbursed
Competitive Interest Rates
Get Instant Loans, Lowest Interest Rates
Quick Disbursal
Money in your account instantly
SmartMatch
Offers ranked according to eligibility
Digital Process
Hassle-free & paperless

Find Best Personal Loan Offers
Filters
Filters
Processing Time3 - 5 Days
Interest Rate9.99% onwards
Processing FeesUpto 2.5%
Max. Loan Amount₹2 Crore
Processing Time3 - 5 Days
Interest Rate9.99% onwards
Processing FeesUpto 2.5%
Max. Loan Amount₹2 Crore
Processing Time3 - 5 Days
Interest Rate9.99% onwards
Processing Fees₹4999+GST
Max. Loan Amount₹50 Lakh
Processing Time3 - 5 Days
Interest Rate9.99% onwards
Processing Fees₹4999+GST
Max. Loan Amount₹50 Lakh
Processing Time3 - 5 Days
Interest Rate9.99% onwards
Processing FeesUpto 2%
Max. Loan Amount₹40 Lakh
Processing Time3 - 5 Days
Interest Rate9.99% onwards
Processing FeesUpto 2%
Max. Loan Amount₹40 Lakh
Processing Time3 - 5 Days
Interest Rate9.99% onwards
Processing Fees₹12999+GST
Max. Loan Amount₹50 Lakh
Processing Time3 - 5 Days
Interest Rate9.99% onwards
Processing Fees₹12999+GST
Max. Loan Amount₹50 Lakh
Processing Time1 - 2 Days
Interest Rate10% onwards
Processing FeesUpto 1.2%
Max. Loan Amount₹75 Lakh
Processing Time1 - 2 Days
Interest Rate10% onwards
Processing FeesUpto 1.2%
Max. Loan Amount₹75 Lakh
Processing Time1 - 2 Days
Interest Rate9.99% onwards
Processing FeesUpto 2%
Max. Loan Amount₹1 Crore
Processing Time1 - 2 Days
Interest Rate9.99% onwards
Processing FeesUpto 2%
Max. Loan Amount₹1 Crore
Processing Time3 - 5 Days
Interest Rate17% onwards
Processing FeesUpto 4%
Max. Loan Amount₹50 Lakh
Processing Time3 - 5 Days
Interest Rate17% onwards
Processing FeesUpto 4%
Max. Loan Amount₹50 Lakh
Features of ICICI Bank Rs.1 Lakh Personal Loan
Interest Rate on ICICI Bank Rs. 1 Lakh Personal Loan
ICICI Bank offers personal loans with interest rates starting at 11% p.a. The following factors will determine the ultimate rate of interest on your personal loan:
Eligibility Criteria of ICICI Bank Rs. 1 Lakh Personal Loan:
The following are the ICICI Bank Rs. 1 lakh personal loan eligibility criteria:
For salaried applicants:
For self-employed applicants:
Documents Required of ICICI Bank Rs. 1 Lakh Personal Loan:
Keep the following documents up-to-date and ready when applying for an ICICI Bank Rs. 1 lakh personal loan:
For a salaried individual
For self-employed:
Avail Personal Loan for
All Your Needs

Fees & Charges of ICICI Bank Rs. 1 Lakh Personal Loan
EMI Calculation of ICICI Bank Rs. 1 lakh Personal Loan:
| Loan Amount | Interest Rate | Tenure | EMI |
|---|---|---|---|
| Rs. 1,00,000 | 11% p.a. | 1 year | Rs. 8,838 |
| Rs. 1,00,000 | 11% p.a. | 2 years | Rs. 4,661 |
| Rs. 1,00,000 | 11% p.a. | 3 years | Rs. 3,274 |
| Rs. 1,00,000 | 11% p.a. | 4 years | Rs. 2,585 |
| Rs. 1,00,000 | 11% p.a. | 5 years | Rs. 2,174 |
| Rs. 1,00,000 | 11% p.a. | 6 years | Rs. 1,903 |
| Rs. 1,00,000 | 11% p.a. | 7 years | Rs. 1.712 |
Use Paisabazaar's Free EMI Calculator Online to stay ahead while making a credit decision.
Why Choose Paisabazaar?



Compare & Choose the Best Offer
Pre-approved Offers with Instant Disbursals
Know Your Chances of Approval
End-to-End Digital Process
Explore Our Personal Loan Lenders
Avail Personal Loan for
All Your Needs

Overview
ICICI Bank Personal LoanICICI Bank Personal Loan Interest RateICICI Bank Personal Loan EMI CalculatorICICI Bank Personal Loan EligibilityICICI Bank Personal Loan Documents RequiredICICI Bank Personal Loan Balance TransferICICI Bank Personal Loan Customer Care NumberICICI Bank Personal Loan Preclosure ChargesICICI Bank Personal Loan StatusICICI Bank Personal Loan LoginICICI Bank Consumer LoanICICI Marriage LoanICICI Bank 1 Lakh Personal Loan
FAQs
Can I apply for an ICICI Bank Rs. 1 lakh personal loan?
You can visit the bank’s official website or Paisabazaar to apply for an ICICI Bank Rs. 1 lakh personal loan.
What is the tenure available for an ICICI Bank Rs. 1 lakh personal loan?
You can choose a repayment tenure ranging from 12 months to 72 months.
What interest rate will I be charged on the ICICI Bank Rs. 1 lakh personal loan?
ICICI Bank personal loan interest rates usually start from around 11% p.a., but the actual rate depends on your credit score, income, job stability, and relationship with the bank.
What are the eligibility criteria for an ICICI Bank Rs. 1 lakh loan?
You must be a salaried individual with a minimum income (usually ₹30,000+ per month), aged 21–58 years, and employed in a stable job.
What documents are required to apply for an ICICI Bank personal loan?
You generally need identity proof, address proof, income proof (salary slips/bank statements), and photographs. Existing ICICI customers may get pre-approved offers with minimal documentation.
How quickly is the loan disbursed?
If you are pre-approved, the loan can be disbursed instantly or within 24–48 hours. For new customers, it may take a few working days after verification.
Is there any processing fee?
Yes. ICICI Bank charges a processing fee of up to 2% of the loan amount, along with applicable GST.
Personal Loan Articles
View All ArticlesPaisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners.
The APR (Annual Percentage Rate) of a personal loan is its annualised cost of borrowing, which includes the interest rate as well as the processing fees, documentation fees and other fees charged during the loan origination. The APR is expressed in the form of a percentage and thus, allows personal loan applicants to detect personal loan schemes offered at lower interest rates but with higher processing fees and/or other charges.
The APR of personal loans usually ranges between 11.29% to 35%. For example, assume that you have availed a personal loan of Rs. 5 lakhs @ 10.50% p.a. with a repayment tenure of 5 years. The processing fee charged for this loan is 1.5% of the loan amount, which amounts to Rs 7,500. Therefore, the total borrowing cost of your personal loan will be Rs 1,52,317 and its APR will be 11.16%.
Address: Paisabazaar Marketing & Consulting Pvt. Ltd. 135 P, Sector 44, Gurugram (HR) 122001
Get up to ₹50 Lakhs starting at 9.98%*
Get up to ₹50 Lakhs starting at 9.98%*








