Our Advisors are available 7 days a week, 9:30 am - 6:30 pm to assist you with the best offers or help resolve any queries.
Get instant access to loans, credit cards, and financial tools — all in one place
Take charge of your borrowing decision with HSBC Personal Loan EMI Calculator. Preview your repayment amount and plan your loan accordingly to experience a stress-free loan journey.
Select Your Bank
₹0
Compare & Choose the Best Offer
Pre-approved Offers with Instant Disbursals
Know Your Chances of Approval
End-to-End Digital Process
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
HSBC Personal Loan EMI Calculator determines how much you’ll pay towards the repayment of your loan each month. The free calculator uses a standard formula to compute the EMI based on the loan amount, tenure and interest rate. The formula stands as: EMI (E) = [P × R × (1 + R)ⁿ] / [(1 + R)ⁿ – 1]
Where:
E = Equated Monthly Instalment (EMI)
P = Principal Loan Amount
R = Monthly Interest Rate (Annual Rate divided by 12 × 100)
N = Loan Tenure (in months)
Follow the simple steps mentioned below to use HSBC personal loan EMI calculator:
An amortization schedule is a breakdown of all loan payments, illustrating how the principal reduces and interest decreases with every installment.
Example: Suppose you borrow a loan of Rs. 5,00,000 for 60 months at 10% p.a., then your amortization schedule will be the following:
| Month | Principal (Rs.) | Interest (Rs.) | Principal + Interest (Rs.) | Balance to be Paid (Rs.) |
|---|---|---|---|---|
| 1 | 6457 | 4167 | 10624 | 493543 |
| 2 | 6511 | 4113 | 10624 | 487032 |
| 3 | 6565 | 4059 | 10624 | 480468 |
| 4 | 6620 | 4004 | 10624 | 473848 |
| 5 | 6675 | 3949 | 10624 | 467173 |
| 6 | 6730 | 3893 | 10624 | 460443 |
| 7 | 6787 | 3837 | 10624 | 453656 |
| 8 | 6843 | 3780 | 10624 | 446813 |
| 9 | 6900 | 3723 | 10624 | 439913 |
| 10 | 6958 | 3666 | 10624 | 432956 |
| 11 | 7016 | 3608 | 10624 | 425940 |
| 12 | 7074 | 3550 | 10624 | 418866 |
Swipe to see more table data
Choosing the right EMI is an important step in managing your personal loan smartly. The goal is to find an EMI amount that fits comfortably within your monthly income while leaving room for savings and essential expenses. A well-planned EMI helps you stay financially disciplined and avoid repayment stress.
Follow these tips to select the right EMI:
Borrowers can also use Paisabazaar’s Personal Loan EMI Calculator to test different combinations of loan amount, interest rate, and tenure. This will help you find an EMI that matches your financial comfort and supports long-term repayment success.
Avail Personal Loan for
All Your Needs
Compare & Choose the Best Offer
Pre-approved Offers with Instant Disbursals
Know Your Chances of Approval
End-to-End Digital Process
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
Explore Our Personal Loan Lenders
HDFC BANK
Axis Bank
Kotak Mahindra Bank
ICICI Bank
Federal Bank
IDFC First Bank
Indusind Bank
RBL Bank
Tata CapitalAvail Personal Loan for
All Your Needs
Importance of No Dues Certificate in Personal Loan Closure
Loan rejected despite high income? Here’s what you need to know
Personal Loan for First Time Borrowers: What Customers Must Know
How I Saved Rs 22,000 on My Personal Loan through Prepayment
How Have Personal Loans Advanced Over the Past few Years
Factors To Consider While Selecting a Personal Loan Lender
Instant Personal Loan Apps: Avoid These 5 Pitfalls
Reasons for Delay in Personal Loan Processing
APR vs Interest Rate in Personal Loans: What’s the Difference?
Tips to Choose an Ideal Personal Loan Tenure
Apne higher education ke liye loan liya tha
Sabse jada helpful log the yaha
Meri shaddi thi
Travel ke liye personal loan liya tha
Easy personal loan available
Medical Emergency thi, loan jaldi mil gya
Compare karke sahi rate mila
Personal loan fatfat mai mil gaya
Loan from Paisabazaar was actually paperless
Best place for a small loan
Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners
*Applicable for selected customers