


Things to Check Before Taking a Personal Loan
Many consider a personal loan to be a quick-fix solution whenever there is an emergency financial need and ones savings are insufficient to meet the immediate requirement. This financial situation could involve having to organise funds to meet a sudden unexpected expense, wedding expenditures, paying off existing debts or medical expenses, arranging home renovation/improvement expenses […]

When You Should Consider Taking a Personal Loan?
Personal loan is a collateral-free loan that can be used for any purpose. If you want to buy furniture or go on a vacation with your family or buy expensive gifts for loved ones, you can use personal loan for virtually any purpose. But have you ever thought when it is a best time to […]

Factors Affecting Personal Loan Interest Rates
Personal loans are the quickest and easiest loans to opt for. Loan processing is swift and you don’t have to explain how you intend to use that amount. Sounds great, doesn’t it? But as always, there is a catch — interest rates. Lending institutions offer personal loan interest rates as range (11.99% to 24%) and […]

How to Reduce Your Personal Loan Burden?
Loan of any kind is one of the biggest liabilities. You should reduce it as soon as possible. But how can you make it happen? High equated monthly installments (EMIs), low salary hikes, no savings; you must be wondering if you could ever get out of this debt trap? Yes, it is possible. Although there […]

8 Myths About Personal Loans

Personal Loan for Festive Season Shopping: Is it a Smart Choice?
The festive season is here and you may be starting to worry about the expenses that it’s bringing – the new clothes, ornaments, gifts, home renovation and other big-ticket purchases. Your mailbox may already be flooded with ‘festival offers’ from banks. A number of banks and financial institutions have come up with attractive deals to […]

Personal Loan against PPF
Many people hesitate in taking a loan and prefer dipping into their savings, even if it means breaking their nest egg meant for their future requirements. However, if you know your necessity, utility and repayment capacity well taking a loan can be a boon to meet your immediate unplanned financial needs. A suitable loan option […]

What is the Best Way to Pre-Close Personal Loan?

What are the Different Types of Personal Loans in India
Personal loan can be your best financial ally whether you are in pressing need of cash or wish to make a big-ticket purchase. Easy application process, quick approval and minimum documentation are just a few of the many reasons that make this a go-to loan option. But do you know there are 6 different types […]