Category: Credit Card

Simply owning and using a credit card is not enough, the focal point should be learning how to optimise your spending across all the credit cards that you own. This will help you unlock maximum rewards, cashback and other available benefits extended to categories like grocery, travel, movies, dining, online shopping and many more. For...

Axis Bank and HDFC Bank both have collaborated with different payment platforms — super.money by Flipkart and PhonePe respectively. Through these partnerships, both the card providers offer co-branded credit cards, namely Axis Bank SUPERMONEY and PhonePe HDFC Uno. These are entry level cards on RuPay network and allow the cardholders to earn value-back on UPI...

Kotak Myntra Credit Card - a co-branded offering under the partnership of Kotak Mahindra Bank and Myntra - is being discontinued, effective 10 July 2025. With 7.5% cashback on Myntra, this card offered one of the highest value-back among all leading co-branded credit cards, along with accelerated cashback on other popular brands. While the bank...

Planning an international trip might be challenging. Flights and hotels already cost a lot, and managing expenses during the trip can make it even more difficult to stay within your budget. While you can save on your travel bookings through credit cards, figuring out how to save on money spent abroad might be confusing. With...

If you own multiple credit cards, the thought of closing the unused ones must have crossed your mind. Though the option sounds practical, it is not always wise to close an old credit card account. The number of credit cards you own has direct impact on your credit report with the total credit limit across...

If you frequently travel internationally, you can save significantly on flights, hotels, and international spends with the right set of travel credit cards. Using the right credit card for the right purchase can help you save at every step. By redeeming Airmiles against travel bookings, availing discounts on hotel stays, or exclusive benefits through complimentary...

When planning to travel abroad or making purchases outside the country, it is essential to take into account the added cost of foreign exchange markup fee that is charged on international transactions. Generally, most credit cards levy a forex markup fee of around 2% to 3.5% on every such purchase. Though it might seem to...

Axis Bank and SBI Card both offer cashback credit cards with accelerated value-back on online transactions and a base savings rate on offline spends at an almost same annual fee of Rs. 1,000 and Rs. 999 respectively. However, their seemingly similar cashback structures come with significant differences. Both Axis Bank Cashback Credit Card and Cashback...

One of the many reasons consumers are apprehensive of owning a credit card is the fear of being caught in a debt spiral. However, credit card debt emerges only out of irresponsible credit behavior. Also, if you find yourself stuck in a credit card debt, strategizing your next financial moves at the right time will...