Category: Credit Card

Consumers who have never availed a credit card or loan do not have a credit history. Having no credit history makes it difficult to avail financial products. In such cases, starting your credit journey with a secured credit card can be a smart move, as these cards come with relaxed eligibility criteria and allow you...

Consumers use credit cards against FD to build or rebuild their credit history. Yet the existence of several myths about these cards creates confusion for cardholders trying to understand their use. This blog will help you to understand six common myths about credit cards against FDs. It explains how secured credit cards work, the real...

In a recent update, HDFC Bank has significantly tightened the criteria for their most premium card – HDFC Infinia, impacting the overall eligibility positioning. Starting April 2027, Infinia users will have to meet any of the following two conditions in the next financial year, in order to retain the premium Infinia experience privileges: Minimum annual...

SWIPE SMART is a monthly credit card newsletter designed to help you unlock the full value of your cards. We break down complex features, spotlight category-specific benefits, and share practical insights, so you can spend smarter and save more, every single month. The RuPay Edition explores how RuPay credit cards are transforming everyday UPI payments...

RuPay Credit Cards can be linked to UPI apps like Google Pay, Paytm, PhonePe, and BHIM, allowing cardholders to make UPI payments using credit cards. Available exclusively on RuPay credit cards, this feature brings credit directly into everyday UPI usage – whether it is small everyday payments at local vendors or restocking groceries at supermarkets….

RuPay Credit Cards have become popular primarily because of their intergraton with the UPI platforms. Now, consumers can make UPI spends via RuPay Cards and avail benefits on their day to day spends. However, thetre are several misconceptions still prevent consumers from exploring their full potential. From limited rewards to restricted acceptance, many of these...

IDFC FIRST Power+ and ICICI HPCL Super Saver are two popular fuel credit cards in the market. While both cards offer up to 6.5% savings on HPCL fuel spends, they differ in their benefit structures. IDFC Power+ primarily offers these savings through reward points, whereas ICICI HPCL Super Saver combines reward points with fuel surcharge...

SWIPE SMART is our monthly credit card newsletter designed for consumers who want to make informed, value-driven card choices. Each edition breaks down complex credit card features, benefits and trends into clear, practical insights - helping readers understand where real value lies and how to maximise it based on their spending habits. This special YEAR-END...

Best Railway Lounge Access Credit Cards in India 2025