YES Bank Credit Card Bill Payment

Net Banking- One can register himself/herself for the Yes Bank net banking facility and make credit card payments online.  Once the registration is done customers can easily use net banking facility for bill payments. It is very simple and convenient as customers only have to login to their net banking account fill in the amount to be paid towards bill payment and with a click of a button the bill payment is done

ATM Funds Transfer- One can transfer funds from his/her savings/current account to his/her credit card account at any Yes Bank ATM

Standing Instruction-One can also submit written instructions to automatically debit a pre-determined portion of his/her monthly outstanding from his/her savings/current account to his/her credit card account

NEFT/IMPS/RTGS- Customers can pay their credit card bills via IMPS/NEFT/RTGS using IFSC Code. The steps are similar for all the methods.

First add the YES Bank credit card as a Beneficiary at the respective bank. The steps for this are:

• Login to the net banking account
• Add head over to the funds transfer section and click on Add Beneficiary
• Provide the required details:
  • YES Bank credit card IFSC code – YESB0CMSNOC
  • Beneficiary Name – Name as printed on the credit card
  • Beneficiary Account Number – Credit card number

Once the credit card is added to the list of beneficiaries follow the below-given steps to make a payment

• Login to a bank’s net banking account and head over to funds transfer section
• Select the preferred mode of payment, IMPS/NEFT/RTGS
• Choose the credit card from the list of beneficiaries
• Enter the required amount and then pay it

Net Banking- One can also make payment through any bank net banking account using the BillDesk facility

Cash Payment- Users can also make payment through cash at YES Bank branches. However, one has to pay charges for cash payments

YES Pay App- One can also pay his/her credit card bill with the Yes Bank account or any other bank account using UPI.

The steps are given below:

Registration

• Download YES Pay App or any other app through which you can pay via UPI
• Register via a mobile number
• Enter the required details like IFSC code, Bank name, etc.
• Set UPI ID and PIN

Payment

• Login to the app which supports UPI Payments
• Click on Send Money under Payments section
• Enter the Account number and YES Bank credit card IFSC Code – YESB0CMSNOC
• Provide the amount and Remarks
• Click on Pay and confirm the transaction

YES Robot- One can pay the credit card bill with the YES Bank account or any other bank account using BillDesk facility

Also Read: Net Banking

Method	Processing Time
Internet Banking	Same Day
YES Bank Mobile Banking	Same Day
YES Bank Mobile App	Same Day
NEFT/RTGS	1 working day as per RBI guidelines
YES Bank Bill Desk	2 to 3 days
Non-YES Bank’s Website	Dependent on the chosen bank
UPI	Instantaneous

Will i be charged for using Yes Bank’s net banking services?
No, if you are a YES Bank account holder, you will not be charged for using Yes Bank’s net services.

Can I use YES Pay – UPI App on my iOS device?
No, The YES Pay – UPI App is only available on Android devices.

Do I need an account in YES Bank to pay my YES Bank credit card bill?
No, you can make your YES Bank credit card bill payment easily even if you do not have an YES Bank savings account. There are plenty of offline as well as online modes of payment that you can choose from to clear your credit card dues.

What is Standing Instruction way of making YES Bank Credit Card Payment?

YES Bank offers standing instruction to customers, wherein regular transactions that the customer wants to make are processed as a matter of course instead of initiating specific transactions each time. Once initiated, a standing instruction may go on for many months, or even years, with each cycle being processed automatically.

Can I make my Yes Bank credit card bill payment on the last day?
It is advisable to make the credit card bill payment in advance to avoid any late payment charges, however, there are a few bill payment services that credit the payment immediately. It is advisable to make the credit card bill payment in advance to avoid any late payment charges, however, there are a few bill payment services that credit the payment immediately.