| Category/Loan Type |
Utkarsh Pragati |
Utkarsh Kiran |
Utkarsh Asha |
Swachhata Loan |
| Interest Rate |
23% onwards (p.a.) |
| Loan Amount |
From Rs. 6000 – Rs. 20,000 |
From Rs. 25,000 – Rs. 60,000 |
Up to Rs. 1 lakh |
Up to Rs. 25,000 |
| Processing Fees |
Nil |
1% of loan amount + GST |
1% of loan amount + GST |
Nil |
| Age Criteria |
Min. 21 years & Max. 55 years |
Min. 10 women and max. 30 women with 5 members in each group |
Min. 10 women and max. 30 women with 5 members in each group |
Member should be in the 2 nd cycle or subsequent cycle |
| Credit Life Insurance |
For Client and guarantors |
For Client and guarantors |
For Client and guarantors |
NA |
| Mutual Guarantee |
Yes |
Yes |
Yes |
Yes |
| Repayment Option |
Weekly, Fortnightly & Monthly |
Weekly, Fortnightly & Monthly |
Weekly, Fortnightly & Monthly |
Weekly, Fortnightly & Monthly |
Note: The mentioned interest rates, fees and charges are subject to change and depend on the sole discretion of the bank and RBI. GST and service tax shall be levied extra on the mentioned charges
Toll Free No.
- 1800 123 9878 (Banking)
- 1800 208 1788 (Micro Banking and Advances)
Contact Us
Utkarsh Small Finance Bank Limited
S-24/1-2, First Floor, Mahavir Nagar,
Orderly Bazar, Near Mahavir Mandir,
Varanasi -221002(U.P.) India
Email: communications@utkarsh.bank
Also Read: How to Register a Startup in India
