CASHe Personal Loan EMI Calculator

CASHe Personal Loan EMI Calculator helps you find out your personal loan EMI and interest cost based on your loan amount, tenure and interest rate. With the help of this information, you can zero in on the most suited loan amount and loan tenure based on your repayment capacity.

Select Your Bank

Please select from the list

Amount

₹

₹1L

₹5L

₹10L

₹15L

₹20L

Amount

₹1L

₹5L

₹10L

₹15L

₹20L

₹

50K50L

Rate of Interest(Per Annum)

8%30%

Tenure

1Y 10Y

Your Monthly EMI Payment

₹0

Principal Amount₹0

Interest Amount₹0

Total Amount₹0

Find Best Personal Loan Offers

Sort by:

HDFC Bank

10 Second Disbursal*100% Digital Process*Quick Disbursal

Max. Loan Amt.Upto ₹25L

Rate of Interest9.99% - 12.5%

Tenure upto1-5 Years

Processing Fee₹ 6,500

Axis Bank

Low Processing fee

Max. Loan Amt.Upto ₹25L

Rate of Interest9.99% - 17.15%

Tenure uptoUpto 6 Years

Processing FeeUpto 2%

Kotak Mahindra Bank

Lowest Income requirement100% Digital Process*

Max. Loan Amt.Upto ₹25L

Rate of Interest9.98% - 17.2%

Tenure upto1-5 Years

Processing Fee1.1% - 1.5%

Quick Links

What is Personal Loan EMI?

What is CASHe Personal Loan EMI Calculator?

How Do I Select the ROI for CASHe Personal Loan EMI Calculator?

Personal Loan Interest Rates of Top Banks/NBFCs

Why Choose Paisabazaar?

Compare & Choose the Best Offer

Pre-approved Offers with Instant Disbursals

Know Your Chances of Approval

End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

What is Personal Loan EMI?

Personal loan EMI is the amount that a borrower needs to pay every month till the loan is fully paid.
The EMI payable includes both the principal and interest components of the personal loan and is generally calculated on a reducing balance method.
The EMI for personal loans offered at fixed interest rates remains constant throughout the loan tenure, while the EMI for personal loans offered at floating rates are subject to change depending on any change in the interest rates.

What is CASHe Personal Loan EMI Calculator?

Paisabazaar’s Personal Loan EMI Calculator is an online tool that lets prospective borrowers calculate the monthly EMI amount payable on their personal loans.
When you choose CASHe as the lender in the EMI calculator, the current CASHe personal loan interest rate is automatically filled in, and you can enter the loan amount and tenure to find out the EMI payable on your personal loan.
You can also make use of the CASHe personal loan EMI calculator to select the optimum tenure and EMIs for your personal loans based on your repayment abilities.
The EMI amount for the loan changes on the basis of the interest rate, loan amount and repayment tenure that you choose when availing the CASHe personal loan.

How Do I Select the ROI for CASHe Personal Loan EMI Calculator?

You can try using the Paisabazaaar personal loan EMI calculator and choose CASHe as the lender. This results in the current personal loan interest offered by CASHe on its personal loans being filled in the calculator.
In case a different interest rate is offered to you by CASHe, you can also modify the interest rate in the calculator.
The calculator lets loan applicants’ select the ROI from a wide variety of interest rates, different combinations of loan amounts and tenures to find out the EMIs for each of these combinations.
You should keep in mind that the final rate of interest offered on your personal loan will be determined on the basis of your eligibility for availing CASHe personal loans.
The eligibility depends on multiple factors, including your income, credit score, overdue credit payments, residential status, repayment capacity, etc.

Personal Loan Interest Rates of Top Banks/NBFCs

Banks/NBFCs	Interest Rates	Processing Fees
HDFC Bank	9.99% - 12.5%	Rs. 3,499 to Rs. 6,500
Axis Bank	9.99% - 17.15%	1% - 1.5%
ICICI Bank	11% - 13%	Up to 2%
Kotak Mahindra Bank	9.98% - 17.2%	1.1% - 1.5%
IndusInd Bank	10.35% - 16.5%	1.3% - 2%
IDFC FIRST Bank	9.99% onwards	Up to 2%
Federal Bank	12.0% - 19.5%	Up to 2%
YES Bank	13% - 16%	1.5% - 2.25%
Tata Capital	11.99% - 13.99%	Up to 1.25%
Aditya Birla Finance	10.99% p.a. onwards	Up to 4%
L&T Finance	11.00% p.a. onwards	Up to 3%
Hero Fincorp	19.75% - 30.00% p.a.	2.3% - 3%
Piramal Finance	12.90% p.a. onwards	Up to 5%
Poonawalla Fincorp	18% - 36% p.a.	Up to 3%
Moneyview	14% - 36% p.a.	Up to 2%

Note: Interest rates as on 4th November 2025

Swipe to see more table data

Avail Personal Loan For
All Your Needs

CASHe Personal Loan EMI Calculation

The following table shows varying combinations of CASHe personal loan EMI amounts payable for different combinations of loan amount, tenure and interest rate:

Loan principal @ interest	9 months	12 months	18 months
Rs. 1 lakh @ 34%	Rs. 12,744	Rs. 9,947	Rs. 7,169
Rs. 2 lakh @ 35%	Rs. 25,587	Rs. 19,993	Rs. 14,440
Rs. 3 lakh @ 36%	Rs. 38,530	Rs. 30,138	Rs. 21,813

Swipe to see more table data

Factors Affecting CASHe Personal Loan EMI

Some key factors that affect CASHe personal loan EMIs are discussed below:

Loan Amount: The Loan amount/ principal is the amount of money that you borrow from the lender. The EMI payout increases with an increase in the loan amount and vice versa.
Interest Rate: It refers to the rate of interest at which the loan is offered by the lender. A higher interest rate results in higher EMI payouts.
Loan Tenure: It is the period over which a loan can be repaid. A longer repayment tenure results in lower EMI payouts. However, it increases the total interest payout of the loan.
Interest Calculation Method: The method of interest calculation adopted by the lender affects the EMI payable on your personal loan. EMIs computed using the reducing balance method are slightly lower than those computed using the flat rate method, provided other loan parameters remain the same.

Benefits of Using CASHe Personal Loan EMI Calculator

Some key benefits of using CASHe personal loan EMI calculator are given below:

Easy to Use

With CASHe personal loan EMI calculator, you can compute the total EMI amount payable on your personal loan within seconds.
Just fill in the principal loan amount, interest rate and then choose the desired loan tenure in the EMI calculator to find out the value of your monthly installments.

Provides Accurate and Quicker Results

CASHe personal loan EMI calculator lets you compute the EMI payable without going through difficult calculations involving complex formulas.
Prospective borrowers can make use of the personal loan EMI calculator to minimise the chances of human errors.

Improve Personal Loan Eligibility

Lenders generally approve personal loan applications of individuals whose total EMI obligations (including the EMI of their proposed personal loan) are not more than 50% – 60% of their total monthly income.
Loan applicants using Paisabazaar’s personal loan EMI calculator can get a fair idea of their EMIs.
Applicants can choose higher loan tenures and/or lower personal loan amounts to reduce the EMI while applying for personal loans.
This can help loan applicants improve their chances of personal loan approval.

Budget Management

The EMI amount for personal loans availed at fixed interest rates remains unchanged throughout the entire loan tenure, and the loan applicants know the amount payable every month while undertaking the loan.
Therefore, personal loan applicants can manage their monthly expenses accordingly to fit the EMI amount.

Healthy Credit Scores

Applicants using the CASHe personal loan EMI calculator to calculate their monthly EMIs would be better prepared to manage their finances and repay their personal loans during the loan tenure.
Such applicants are less likely to default on their EMI payouts, which in turn should help in improving or maintaining their credit scores.

Also Read: How to Build Credit Score with Step UP Credit Card

Why Choose Paisabazaar?

Compare & Choose the Best Offer

Pre-approved Offers with Instant Disbursals

Know Your Chances of Approval

End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Explore Our Personal Loan Lenders

Avail Personal Loan For
All Your Needs

FAQs

CASHe makes use of the reducing balance method to calculate the interest payable on its personal loans.

CASHe personal loans come with a repayment tenure ranging between 9 to 18 months which borrowers can choose as per their own convenience. Therefore, you can repay your CASHe personal loan in a maximum of 18 EMIs.

No. CASHe personal loan EMIs cannot be paid in cash or through cheque.

You can pay your CASHe personal loan EMIs through UPI/NEFT/IMPS only.

You can avail a personal loan ranging between Rs. 45,000 to Rs. 3,00,000 from CASHe.