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6 Lakh Personal Loan

A 6 lakh personal loan can help the individuals to meet their personal requirements, be it wedding, travel, medical emergency, education, home renovation, etc. With digital application, applicants can now avail a 6 lakh personal loan with minimum hassle, no documentation and instant loan disbursal.
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Valid till 30th April '26 *T&C Apply
Instant Personal Loan

Get up to ₹50 Lakhs starting at 9.98%

4.5/5

15.6L Reviews

5.7cr+Satisfied Customers
65+Lending Partners
₹65k Cr+Loans Disbursed
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Wide Choice

Curated offers from 30+ lenders

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Quick Disbursal

Money in your account instantly

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Offers ranked according to eligibility

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Digital Process

Hassle-free & paperless

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max Loan Amt.Upto 25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee6,500
ICICI Bank
100% Digital Process*Quick Disbursal
Max Loan Amt.Upto 25L
Rate of Interest11% - 13%
Tenure upto1-5 Years
Processing FeeUpto 2%
Axis Bank
Low Processing fee
Max Loan Amt.Upto 25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
Why Choose Paisabazaar?
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Compare & Choose the Best Offer

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Pre-approved Offers with Instant Disbursals

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Know Your Chances of Approval

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End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Apply Now

Interest Rates for 6 Lakh Personal Loan

Lenders usually offer personal loan interest rates starting from 9.98% p.a. onwards to applicants availing a loan amount of Rs 6 lakh. However, some PSU banks might offer a lower interest rate to their personal loan applicants. Lenders usually set their interest rates after factoring in the monthly income, credit score, EMI/NMI ratio, job profile, etc.

6 Lakh Personal Loan Eligbility

The personal loan eligibility criteria of individuals depends on the age, monthly income, credit score, employment profile, employer’s profile and nationality of the applicant. Below-mentioned is the common eligibility criteria set by most lenders for their personal loan applicants.

  • Minimum age at the time of loan application- 18 years
  • Maximum age at the time of loan maturity- 60 years
  •  Minimum Monthly Income- Rs 25,000
  • Employment Profile- Salaried and Self-employed
  • EMI/NMI ratio- 50-55% including the EMI of the existing loan and the proposed loan
  • Credit Score- Usually 750 and above

Documents Required for 6 Lakh Personal Loan

  • ID Proof- Aadhaar card, PAN card, Passport, Driving License, Voter ID
  • Address Proof- Aadhar card, PAN card, Utility bills, Voter ID, Driving License
  • Salary slips for last 3 months and bank statement for last 6 months
  • ITR for self-employed individuals

EMI of Rs 6 Lakh Personal Loan

Loan Tenure  Loan Amount (Rs) Interest rate (p.a.) EMI (Rs)
1 Year 600000 9.99% 52,747
2 Years 600000 9.99% 27,684
3 Years 600000 9.99% 19,357
4 Years 600000 9.99% 15.215
5 Years 600000 9.99% 12,745

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How to Apply for 6 Lakh Personal Loan through Paisabazaar

Prospective borrowers can apply for 6 lakh personal loan either through the official website of Paisabazaar or through Paisabazaar app. Applicants planning to apply for 6 lakh personal loan can follow the below-mentioned steps.

Through the Official Website of Paisabazaar:

  • Visit the official website of Paisabazaar
  • Enter your mobile number and employment type
  • Enter the OTP and fill in the required details
  • View curated offers from various lenders

Through the Paisabazaar app:

  • Log in to Paisabazaar app
  • Check the pre-approved offers on the dashboard
  • Click on personal loans and fill in the required details
  • View curated offers from our partner lenders and choose the best-suited offer.

How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Apply Now

Avail Personal Loan for
All Your Needs

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Avail Personal Loan for
All Your Needs

FAQs

The total interest cost of Rs 6 lakh personal loan at 9.99% p.a. for tenure of 5 years is Rs 1,64,716.

Lenders usually offer personal loan interest rates starting from 9.99% p.a. depending on the credit profile of the applicant with some PSU banks offering lower interest rates, irrespective of the loan amount.

Personal loan lenders usually offer a tenure of up to 5 years with some lenders offering a loan tenure of up to 7 years as well.

You can apply for a personal loan of Rs 6 lakh through the official websites of banks and NBFCs or through their mobile apps. Prospective borrowers can also visit Paisabazaar app to compare the interest rates and other offers by various lenders and apply for the one best suiting your requirements.

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What our customers say

Smooth & hassle-free loan approval experience

I want to express my gratitude for your exceptional support & guidance throughout my loan application process to Aman (EW17239). Your professionalism & clear communication made the journey smooth and manageable. I appreciate how you helped during loan approval & fast-tracked the documentation. It is rare to find someone so committed to their clients. I truly value the effort you put into ensuring a successful outcome. Thanks again for your invaluable help.

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Sanjay Kumar GuptaMar 30, 2026

Exceptional guidance throughout the process

I’d like to express my sincere appreciation for Mr. Aman Kumar (EW32023) for the excellent assistance provided. His professionalism & willingness to help made the experience smooth & pleasant. Aman Kumar demonstrated patience & clarity while addressing queries and ensured that everything was handled efficiently. Such dedication & customer-focused service truly deserve recognition. Please convey my thanks and appreciation to him for his outstanding support.

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Jyotirmoy SinghaMar 23, 2026

Very helpful and easy to reach

I really wants to appreciate Mohankumar Dhandapani for closing my loan requirement in such a short time and nice manner. He is very much approachable helped me based on my requirements. He explained me all the options in very short time even one option failed immediately helped me to get other options worked. Excellent job done by Mohankumar Dhandapani all the best keep you same way approachable you will get more customers. Thanks to Paisabazar too.

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Kirubagaran GanesanFeb 24, 2026

Reliable help when i needed it most

I am writing this email to express my sincere thanks for your excellent support and guidance on Paisabazaar. My experience was very smooth and satisfying because of your help. You explained everything clearly and made the whole process easy and comfortable for me. I truly appreciate your professionalism, patience, and quick response. I am very happy with the service and would definitely recommend to others because of the great support I received from you. Thank you once again

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DharmeshFeb 22, 2026

Committed support that made everything easy

I’d like to appreciate the Paisabazar team for the excellent loan service. I especially want to recognize one of your agents, Mr. Prince Kumar, for his outstanding support. For more than a month, he continuously followed up with me and assisted me. His commitment & professionalism made the experience smooth & hassle-free. I appreciate his efforts and dedication. Kindly acknowledge his performance and consider rewarding such a sincere employee.

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BhupendraFeb 18, 2026

My Trust in Paisabazaar has Increased

I would like to take a moment to share my sincere feedback regarding the support I received from your team. The executive who assisted me was extremely professional, polite, and knowledgeable. They patiently understood my concern, explained the process clearly, and guided me step by step toward the right solution. I truly appreciate the transparency, timely responses, and genuine effort shown to help me.

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Lalit MaviFeb 12, 2026

Best Place for Taking Loans

I contacted customer care with a few queries, and I am very satisfied with the support I received. The representative was polite, patient, and explained everything clearly. My questions were resolved properly, and the overall experience was smooth and helpful. Thank you for the excellent customer service

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Kokil BarnwalFeb 12, 2026

Easy loan approval with good guidance

Thank you for the support provided for getting personal loan approval. During this process I worked with Mr. Aman Bajpai (EW17239) who was co-ordinator for this entire process of Personal loan, I was incredibly impressed by his efficiency and problem-solving skills. He went out of their way to ensure all my questions were answered and that the disbursement timeline stayed on track. His coordination was really appreciable.

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Riyaj AtarFeb 9, 2026

Apne higher education ke liye loan liya tha

Muhje higher education ke liye loan chahiye tha. Paisabazaar pe apply kiya. Got it at the right time. Quite helpful.

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Puja DanuJan 22, 2026

Sabse jada helpful log the yaha

Maine bht jagah try kiya tha personal loan ka, yaha try kiya toh helpful log mille. Har steps mai aram se samjhaya or usse muhje loan lene mai jda dikkat nhi aayi.

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Anuradha GuptaJan 21, 2026
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Shamik Ghosh

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