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1 Crore Personal Loan
Personal Loans are unsecured loans and hence lenders usually refrain from offering very high loan amounts to their applicants. However, a few lenders offer such high personal loan amounts of Rs 1 crore after factoring in the credit profile, repayment capacity and repayment history of the individuals. Applicants can also visit Paisabazaar app to apply for 1 crore personal loan.
Personal Loans are unsecured loans and hence lenders usually refrain from offering very high loan amounts to their applicants. However, a few lenders offer such high personal loan amounts of Rs 1 crore after factoring in the credit profile, repayment capacity and repayment history of the individuals. Applicants can also visit Paisabazaar app to apply for 1 crore personal loan.
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Valid till 30th April '26
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Instant Personal Loan
Get up to ₹50 Lakhs starting at 9.98%
4.5/5
15.6L Reviews
5.7cr+Satisfied Customers
65+Lending Partners
₹65k Cr+Loans Disbursed
Wide Choice
Curated offers from 30+ lenders
Quick Disbursal
Money in your account instantly
SmartMatch
Offers ranked according to eligibility
Digital Process
Hassle-free & paperless
Calculate Your Personal Loan EMI
Select Your Bank
₹
50K50L
8%30%
1Y 10Y
Your Monthly EMI Payment
₹0
Principal Amount₹0
Interest Amount₹0
Total Amount₹0
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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
ICICI Bank
100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹25L
Rate of Interest11% - 13%
Tenure upto1-5 Years
Processing FeeUpto 2%
Axis Bank
Low Processing fee
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
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End-to-End Digital Process
How Can I Apply for a Personal Loan Online?
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
Features of Personal Loan of Rs 1 Crore
Interest Rates for 1 Crore Personal Loan
Personal loan interest rates usually start from 9.98% p.a. However, some PSU banks might offer lower interest rates as well. Lenders usually set their personal loan interest rates depending on the credit profile of the applicants. Individuals applying for a personal loan of Rs 1 crore might be offered higher rate of interest due to no collateral involved.
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Fees and Charges for Rs 1 Crore Personal Loan
Below-mentioned are the fees and charges levied by personal loan lenders on their applicants:
| Particulars | Charges |
|---|---|
| Processing Fees | Up to 4% of loan amount |
| Foreclosure Charges | 1%-5% of the outstanding loan amount |
| EMI bounce charges | Around Rs 400 |
| Penal Interest Rate | 2% per month |
Eligibility Criteria of Applicants Availing Personal Loan of Rs 1 Crore
Below-mentioned is the eligibility criteria of personal loan applicants availing personal loan of Rs 1 crore:
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EMI Calculation of 1 Crore Personal Loan for Various Tenures
Below-mentioned is the EMI calculation for loan amount of 1 crore offered @ 9.99% p.a. For various tenures. Before applying for a personal loan, individuals can use a personal loan EMI calculator available online to evaluate the total EMIs and interest cost payable throughout the loan tenure.
| Loan Amount | Tenure | Interest Rate (p.a.) | EMI (Rs) |
|---|---|---|---|
| 10000000 | 1 year | 9.99% | 8,79,112 |
| 10000000 | 2 years | 9.99% | 4,61,403 |
| 10000000 | 3 years | 9.99% | 3,22,625 |
| 10000000 | 4 years | 9.99% | 2,53,578 |
| 10000000 | 5 years | 9.99% | 2,12,421 |
Documents Required for Availing 1 Crore Personal Loan
Below-mentioned are the common documents required by the lenders during personal loan application. However, the documents might vary for individuals availing loan amount of Rs 1 crore.
Personal Loan Offers for Various Loan Amounts
How Can I Apply for a Personal Loan Online?
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
Explore Our Personal Loan Lenders
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Personal Loan Articles
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