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1 Crore Personal Loan
Personal Loans are unsecured loans and hence lenders usually refrain from offering very high loan amounts to their applicants. However,a few lenders offer such high personal loan amounts of Rs 1 crore after factoring in the credit profile, repayment capacity and repayment history of the individuals. Applicants can also visit Paisabazaar app to apply for 1 crore personal loan....
Personal Loans are unsecured loans and hence lenders usually refrain from offering very high loan amounts to their applicants. However, a few lenders offer such high personal loan amounts of Rs 1 crore after factoring in the credit profile, repayment capacity and repayment history of the individuals. Applicants can also visit Paisabazaar app to apply for 1 crore personal loan.
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Offers ranked according to eligibility
Digital Process
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15.5L Reviews
5.7cr+Satisfied Customers
65+Lending Partners
₹65k Cr+Loans Disbursed
Get Cashback of ₹1,000* on Loan Disbursal
Valid till 31st March '26*T&C Apply
Instant Personal Loan
Get up to ₹50 Lakhs starting at 9.98%
4.5/5
15.5L Reviews
5.7cr+Satisfied Customers
65+Lending Partners
₹65k Cr+Loans Disbursed
Wide Choice
Curated offers from 30+ lenders
Quick Disbursal
Money in your account instantly
SmartMatch
Offers ranked according to eligibility
Digital Process
Hassle-free & paperless
Find Best Personal Loan Offers
HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
ICICI Bank
100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹25L
Rate of Interest11% - 13%
Tenure upto1-5 Years
Processing FeeUpto 2%
Axis Bank
Low Processing fee
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
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End-to-End Digital Process
How Can I Apply for a Personal Loan Online?
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
Features of Personal Loan of Rs 1 Crore
Interest Rates for 1 Crore Personal Loan
Personal loan interest rates usually start from 9.98% p.a. However, some PSU banks might offer lower interest rates as well. Lenders usually set their personal loan interest rates depending on the credit profile of the applicants. Individuals applying for a personal loan of Rs 1 crore might be offered higher rate of interest due to no collateral involved.
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Fees and Charges for Rs 1 Crore Personal Loan
Below-mentioned are the fees and charges levied by personal loan lenders on their applicants:
| Particulars | Charges |
|---|---|
| Processing Fees | Up to 4% of loan amount |
| Foreclosure Charges | 1%-5% of the outstanding loan amount |
| EMI bounce charges | Around Rs 400 |
| Penal Interest Rate | 2% per month |
Eligibility Criteria of Applicants Availing Personal Loan of Rs 1 Crore
Below-mentioned is the eligibility criteria of personal loan applicants availing personal loan of Rs 1 crore:
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EMI Calculation of 1 Crore Personal Loan for Various Tenures
Below-mentioned is the EMI calculation for loan amount of 1 crore offered @ 9.99% p.a. For various tenures. Before applying for a personal loan, individuals can use a personal loan EMI calculator available online to evaluate the total EMIs and interest cost payable throughout the loan tenure.
| Loan Amount | Tenure | Interest Rate (p.a.) | EMI (Rs) |
|---|---|---|---|
| 10000000 | 1 year | 9.99% | 8,79,112 |
| 10000000 | 2 years | 9.99% | 4,61,403 |
| 10000000 | 3 years | 9.99% | 3,22,625 |
| 10000000 | 4 years | 9.99% | 2,53,578 |
| 10000000 | 5 years | 9.99% | 2,12,421 |
Documents Required for Availing 1 Crore Personal Loan
Below-mentioned are the common documents required by the lenders during personal loan application. However, the documents might vary for individuals availing loan amount of Rs 1 crore.
Personal Loan Offers for Various Loan Amounts
How Can I Apply for a Personal Loan Online?
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
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Personal Loan Articles
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