Muthoot Finance Personal Loan EMI Calculator

• You can use Paisabazaar’s Personal Loan EMI Calculator to select the optimum tenure and EMIs for Muthoot Finance personal loan based on your repayment capacity.
• When you select the lender’s name, Muthoot Finance in this case, the current interest rate offered on Muthoot Finance personal loans is automatically filled in, and you can enter the loan amount and tenure to know the EMI payable on your personal loan.
• The EMI amount may vary depending on the Muthoot Finance personal loan interest rate, loan amount and repayment tenure chosen by the individual. 

• When you use the Paisabazaaar Personal Loan EMI Calculator, as soon as you choose Muthoot Finance as the lender, the current personal loan interest rate offered by Muthoot Finance is automatically filled in.
• However, you can change the interest rate in case a different rate of interest is offered to you by Muthoot Finance.
• In case you use the personal loan EMI calculator offered by Muthoot Finance on its official website, you have the option of selecting ROI from a wide range of interest rates. 
• You can select different combinations of interest rates, loan amounts and tenures to find the respective EMIs for each combination. 
• However, note that the final ROI offered for your personal loan will be determined based on your Muthoot Finance personal loan eligibility, which is dependent on multiple factors, including your monthly income, credit score, age, occupation profile, repayment capacity, etc.

Banks/NBFCs	Interest Rates	Processing Fees
Muthoot Finance	14.00% - 22.00%	Varies for each application
ICICI Bank	11% - 13%	Up to 2%
HDFC Bank	9.99% - 12.5%	Rs. 3,499 to Rs. 6,500
Axis Bank	9.99% onwards	Up to 2%
Kotak Mahindra Bank	9.98% - 17.2%	1.1% - 1.5%
IndusInd Bank	10.35% - 16.5%	1.3% - 2%
IDFC FIRST Bank	9.99% onwards	Up to 2%
Federal Bank	12.0% - 19.5%	Up to 2%
YES Bank	13% - 16%	1.5% - 2.25%
Tata Capital	11.99% - 13.99%	Up to 1.25%
Aditya Birla Finance	10.99% p.a. onwards	Up to 4%
L&T Finance	11.00% p.a. onwards	Up to 3%
Hero Fincorp	19.75% - 30.00% p.a.	2.3% - 3%
Piramal Finance	12.90% p.a. onwards	Up to 5%
Poonawalla Fincorp	18% - 36% p.a.	Up to 3%
Moneyview	14% - 36% p.a.	Up to 2%

Note: Interest rates as on 23rd October 2025

Rate of Interest

• Muthoot Finance personal loan interest rates start from 14% p.a. 
• Personal loans availed at lower interest rates would result in lower EMIs and interest costs, and vice versa. 
• Thus, ensure that you compare the personal loan interest rates offered by top lenders before applying for the Muthoot Finance personal loan.

Loan Tenure

• Personal Loans from Muthoot Finance come with loan tenures of up to 5 years. 
• Existing personal loan borrowers can save on their EMIs by opting for longer repayment tenures. 
• However, longer loan tenures end up increasing the total interest cost of the personal loan.
• Therefore, loan applicants planning to avail a Muthoot Finance personal loan should use the Muthoot Finance personal loan EMI calculator on Paisabazaar to identify the optimum loan tenure based on their repayment capacity.

Loan Amount

• Personal loan applicants can avail Muthoot Finance personal loans for loan amounts starting from Rs. 50,000. 
• The bigger the loan amount, the higher the EMIs and total interest cost. 
• Your eligibility for a personal loan primarily depends on your repayment capacity and loan tenure.

The main advantages of using the online Muthoot Finance personal loan EMI calculator are as follows:

Easy to Use

Provides Quicker and Accurate Results

Budget Management

Improve Personal Loan Eligibility

Healthy Credit Scores

Considering the above-mentioned factors, personal loan applicants should use the Muthoot Finance personal EMI calculator to determine their optimum loan tenure and EMI based on their repayment capacity. Loan applicants can use Paisabazaar’s Personal Loan EMI Calculator to calculate and compare the personal loan EMIs of other lenders as well.