Karur Vysya Bank Personal Loan EMI Calculator

Karur Vysya Bank personal loan EMI calculator helps you to find out your personal loan EMI and interest cost based on your loan amount, tenure and interest rate. You can choose your loan amount and loan tenure based on your repayment capacity and get the EMI payable.

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Amount

₹

₹1L

₹5L

₹10L

₹15L

₹20L

Amount

₹1L

₹5L

₹10L

₹15L

₹20L

₹

50K50L

Rate of Interest(Per Annum)

8%30%

Tenure

1Y 10Y

Your Monthly EMI Payment

₹0

Principal Amount₹0

Interest Amount₹0

Total Amount₹0

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HDFC Bank

10 Second Disbursal*100% Digital Process*Quick Disbursal

Max. Loan Amt.Upto ₹25L

Rate of Interest9.99% - 12.5%

Tenure upto1-5 Years

Processing Fee₹ 6,500

Axis Bank

Low Processing fee

Max. Loan Amt.Upto ₹25L

Rate of Interest9.99% - 17.15%

Tenure uptoUpto 6 Years

Processing FeeUpto 2%

Kotak Mahindra Bank

Lowest Income requirement100% Digital Process*

Max. Loan Amt.Upto ₹25L

Rate of Interest9.98% - 17.2%

Tenure upto1-5 Years

Processing Fee1.1% - 1.5%

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What is Karur Vysya Bank Personal Loan EMI Calculator?

How Do I Select the ROI for Karur Vysya Bank Personal Loan EMI Calculator?

Personal Loan Interest Rates of Top Banks/NBFCs

Karur Vysya Bank Personal Loan EMI Calculation

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How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

What is Karur Vysya Bank Personal Loan EMI Calculator?

You can use the online Paisabazaar Personal Loan EMI Calculator to calculate the EMI amount that you will be required to pay on your Karur Vysya Bank personal loan every month.
When you select Karur Vysya Bank as the lender in the calculator, the current Karur Vysya Bank personal loan interest rate is automatically filled in, and you can enter the loan amount and tenure to find out the loan installment payable on your personal loan.
The EMI amount may vary based on the Karur Vysya Bank personal loan interest rate, loan amount and repayment tenure chosen.

How Do I Select the ROI for Karur Vysya Bank Personal Loan EMI Calculator?

When you use the Paisabazaaar Personal Loan EMI Calculator and you choose Karur Vysya Bank as the lender, the current Karur Vysya Bank personal loan interest rate is automatically filled in the calculator.
However, in case Karur Vysya Bank offers you a different interest rate, you can change the interest rate in the calculator manually.
If you use the Personal Loan EMI Calculator offered by Karur Vysya Bank on its official website, you have the option of selecting the ROI from a wide range of interest rates.
The prospective personal loan borrowers can choose different combinations of loan amounts, interest rates and repayment tenures to find specific EMIs for each combination.
However, the final interest rate offered on Karur Vysya Bank personal loan to a borrower would depend on the borrower’s eligibility, which again depends on various factors such as their monthly income, credit score, age, repayment capacity, etc.

Personal Loan Interest Rates of Top Banks/NBFCs

Banks/NBFCs	Interest Rates	Processing Fees
ICICI Bank	11% - 13%	Up to 2%
HDFC Bank	9.99% - 12.5%	Rs. 3,499 to Rs. 6,500
Axis Bank	9.99% onwards	Up to 2%
Kotak Mahindra Bank	9.98% - 17.2%	1.1% - 1.5%
IndusInd Bank	10.35% - 16.5%	1.3% - 2%
IDFC FIRST Bank	9.99% onwards	Up to 2%
Federal Bank	12.0% - 19.5%	Up to 2%
YES Bank	13% - 16%	1.5% - 2.25%
Tata Capital	11.99% - 13.99%	Up to 1.25%
Aditya Birla Finance	10.99% p.a. onwards	Up to 4%
L&T Finance	11.00% p.a. onwards	Up to 3%
Hero Fincorp	19.75% - 30.00% p.a.	2.3% - 3%
Piramal Finance	12.90% p.a. onwards	Up to 5%
Poonawalla Fincorp	18% - 36% p.a.	Up to 3%
Moneyview	14% - 36% p.a.	Up to 2%

Note: Interest rates as on 23rd October 2025

Swipe to see more table data

Karur Vysya Bank Personal Loan EMI Calculation

Karur Vysya Bank uses the reducing balance method to calculate the EMI payable on its personal loans. The table below gives different possible EMIs with varying combinations of loan amount, tenure and interest rate.

Loan Amount (Rs.)	Interest Rate (p.a.)	Tenure (months)	EMI (Rs./month)
1 lakh	11%	12	8,838
2 lakh	12%	24	9,415
3 lakh	14%	36	10,253
4 lakh	15%	48	11,132
5 lakh	18%	60	12,697

Swipe to see more table data

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Factors Affecting Karur Vysya Bank Personal Loan EMI

The following are a few key factors which affect Karur Vysya Bank personal loan EMIs:

Loan Amount: It refers to the principal amount that you borrow from Karur Vysya Bank. Usually, the EMI payout increases with an increase in the loan amount and vice versa.
Interest Rate: It is the rate at which interest is charged on the amount borrowed. Generally, as the interest rate increases, the EMI payout also increases.
Loan Tenure: It refers to the loan repayment period. Generally, as the loan tenure increases, the EMI payout decreases and vice versa. However, a longer tenure also leads to a higher total interest payout on the loan.
Interest Calculation Method: The EMI payable also varies with the method of interest calculation used by the lender. EMIs computed using the flat rate method are usually higher than those computed using the reducing balance method, provided loan parameters remain the same.

Benefits of Using the Karur Vysya Bank Personal Loan EMI Calculator

The main advantages of using the online Karur Vysya Bank personal loan EMI calculator are as follows:

Easy to Use

Karur Vysya Bank Personal loan EMI calculator allows loan applicants to compute the EMI amount.
Personal loan applicants need to enter the principal loan amount, interest rate and then choose the desired loan tenure in the calculator to know their monthly installments.

Provides Quicker and Accurate Results

Karur Vysya Bank personal EMI calculator helps personal loan applicants know EMIs payable on a personal loan without going through difficult calculations using complex formulas.
Moreover, with the Karur Vysya Bank personal loan EMI calculator the chance of human errors that come with manual calculations involving complicated formulas is minimized.

Budget Management

As the EMI payable on personal loans availed at fixed interest rates remains constant during the entire loan tenure and the loan applicants know the amount payable every month while undertaking the loan, they can adjust their monthly expenses accordingly to fit in the EMI amount.

Improve Personal Loan Eligibility

Lenders usually approve personal loan applications of applicants whose total EMI obligations, including the EMI of their proposed personal loan, is not more than 50% – 60% of their total monthly income.
Loan applicants using the Karur Vysya Bank personal loan EMI calculator can get a fair idea of their EMIs, those exceeding the aforementioned limit can choose higher loan tenures and/or lower personal loan amounts to reduce the EMI while making personal loan applications.
This can also help prospective borrowers improve their chances of personal loan approval.

Healthy Credit Scores

The Karur Vysya Bank personal loan EMI calculator calculates the monthly EMIs and helps manage finances in order to repay personal loans within the given loan tenure.
Therefore, such applicants would be less likely to default on their EMI repayments, which in turn, should help in improving or maintaining their credit scores.

Keeping the above-mentioned factors in mind, personal loan applicants should use the Karur Vysya Bank personal EMI calculator to determine their optimum loan tenure and EMI based on their repayment capacity. Loan applicants can also use Paisabazaar’s Personal Loan EMI Calculator to calculate and compare the personal loan EMIs of other lenders as well.

Why Choose Paisabazaar?

Compare & Choose the Best Offer

Pre-approved Offers with Instant Disbursals

Know Your Chances of Approval

End-to-End Digital Process