Apply for Best Personal Loan Offers!J&K Bank Personal Loan EMI Calculator will help you to find out your Personal Loan EMI and interest cost based on your loan amount, tenure and interest rate. It will help you to choose your loan amount and loan tenure based on your repayment capacity.
Monthly EMI ₹ 15,622
Total Amount Payble ₹ 5,62,395(Principal + interest)
Principal Amount ₹ 5,00,000
Total Interest Payble ₹ 62,395
Personal Loan at Attractive Interest Rates Apply Now
Personal Loan Interest Rate Comparison of different Banks
| Banks | Interest Rates (per annum) | |
| HDFC Bank | 10.25% – 21.00% | Apply Now |
| Axis Bank | 10.25% onwards | Apply Now |
| Kotak Mahindra Bank | 10.75% onwards | Apply Now |
| ICICI Bank | 10.25% onwards | Apply Now |
| IDFC First Bank | 10.49% – 23.00% | Apply Now |
J&K Bank Personal Loan EMI Calculation
| Loan Amount | Rate of Interest | Loan Tenure | EMI |
| Rs. 1,02,000 | 11.62% | 12 months | Rs. 9,044 |
| Rs. 1,57,000 | 11.62% | 15 months | Rs. 11,296 |
| Rs. 2,49,000 | 11.75% | 19 months | Rs. 14,425 |
| Rs. 3,59,000 | 12% | 25 months | Rs. 16,301 |
| Rs. 4,69,000 | 12.12% | 30 months | Rs. 18,200 |
| Rs. 5,78,000 | 12.25% | 33 months | Rs. 20,719 |
| Rs. 6,60,000 | Rs. 12.5% | 45 months | Rs. 18,446 |
What are the Benefits of Using EMI Calculator?
- It is comparatively easier to calculate your EMIs using a personal loan EMI Calculator as you only need to select the preferred loan amount, tenure and interest rate to know your EMI
- It may consume a lot of time if you calculate the EMI manually, but the online EMI calculator calculates it for you within a few seconds
- The EMI calculator uses a formula and tells you the exact EMI, while a manual calculation may go wrong
FAQ
Q. What are the different loan schemes that are offered under Jammu and Kashmir personal loan?
Ans. The different loan schemes are Consumer Loan, Saholiat/Saral Finance Scheme for Employees, Saral/Saholiat Finance Scheme for Pensioners, Laptop/ PC Finance, Scooty Finance for Girls/ Ladies, Festival Advance Scheme and Smartphone Finance.