- Accurate, instant and time-saving.
- User friendly tool with simple input boxes for interest rate, loan amount and loan tenure.
- Free of cost and highly accessible.
- Parameters can be modified.
- Helps in determining the financial situation of the prospective borrower and plan repayments effectively.
IndusInd Bank Personal Loan EMI Calculator
Calculate Your Personal Loan EMI
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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
- Interest rates starting from 10.99% p.a. onwards.
- Loan amount of up to Rs 40 lakh for tenure of up to 6 years.
- Collateral-free loans.
- Pre-approved personal loans offered to existing HDFC Bank customers with no documentation required.
- Instant loan disbursal in just 10 seconds.
- Personal Loan Balance Transfer facility available for existing borrowers of other banksand NBFCs.
ICICI Bank
100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹25L
Rate of Interest11% - 13%
Tenure upto1-5 Years
Processing FeeUpto 2%
- Interest rate starts at 11% p.a. onwards.
- Loan amount of up to Rs. 25 lakh for tenure of up to 5 years.
- Collateral-free loans.
- Low processing fees.
- No end-usage restriction.
Axis Bank
Low Processing fee
Max Loan Amt.Upto ₹25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
- Interest rates starting from 9.99% p.a. onwards.
- Loan amount of up to Rs. 25 lakh for a tenure of up to 6 years.
- No collateral required.
- Pre-approved personal loans offered to select existing customers of Axis Bank with no documentation required and low interest rates.
- Quick loan approval in 30 seconds.
Kotak Mahindra Bank
Lowest Income requirement100% Digital Process*
Max Loan Amt.Upto ₹25L
Rate of Interest9.98% - 17.2%
Tenure upto1-5 Years
Processing Fee1.1% - 1.5%
- Loan up to Rs. 35 Lakh
- Tenure: 1 to 6 years
- Zero collateral
- DigitaKYC process
- Flexible EMI options
IDFC FIRST Bank
Max Loan Amount100% Digital Process*
Max Loan Amt.Upto ₹50L
Rate of Interest9.99% - 20%
Tenure upto1-5 Years
Processing FeeUpto 2%
L&T Finance
100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹30L
Rate of Interest11% - 27%
Tenure uptoUpto 6 Years
Processing FeeUpto 3%
YES Bank
100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹30L
Rate of Interest13% - 16%
Tenure upto1-5 Years
Processing Fee1.5% - 2.25%
- Interest rates starting from 13% p.a. onwards.
- Maximum loan amount of Rs. 30 lakh with flexible repayment options.
- Instant personal loans available.
- Pre-approved personal loan offered to select customers
- Personal loan balance transfer and prepayment facility available.
Tata Capital Limited
100% Digital Process*
Max Loan Amt.Upto ₹35L
Rate of Interest11.99% - 13.99%
Tenure upto1-5 Years
Processing Fee1% - 1.25%
- Interest rates starting from 11.99% p.a. onwards
- Loan amount of up to Rs. 35 lakh for tenure of up to 5 years
- Digital loan application
- Instant loan approval
- Quick disbursal
Federal Bank
Lowest Income requirement100% Digital Process*
Max Loan Amt.Upto ₹5L
Rate of Interest12% - 19.5%
Tenure upto1-5 Years
Processing FeeUpto 2%
Muthoot Finance
100% Digital Process*Zero Collateral Digital KYC
Max Loan Amt.Upto ₹10L
Rate of Interest14% - 22%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
MoneyView
Zero Collateral Digital KYCLowest Income requirement
Max Loan Amt.Upto ₹10L
Rate of Interest14% - 36%
Tenure uptoUpto 5 Years
Processing FeeUpto 2%
PaySense
Zero Collateral Digital KYC100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹5L
Rate of Interest16% - 36%
Tenure uptoUpto 2 Years
Processing FeeUpto 3%
CASHe
100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹4L
Rate of Interest27% - 30%
Tenure uptoUpto 2 Years
Processing FeeUpto 3%
Kreditbee
100% Digital Process*Quick Disbursal
Max Loan Amt.Upto ₹10L
Rate of Interest12% - 28.5%
Tenure uptoUpto 5 Years
Processing FeeUpto 5%
Fibe
Quick Disbursal100% Digital Process*
Max Loan Amt.Upto ₹5L
Rate of Interest16% - 30%
Tenure uptoUpto 3 Years
Processing Fee0.1% - 3%
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Compare & Choose the Best Offer
Pre-approved Offers with Instant Disbursals
Know Your Chances of Approval
End-to-End Digital Process
How Can I Apply for a Personal Loan Online?
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
IndusInd Bank Personal Loaan EMI Calculator- Features
Comparison of IndusInd Bank Personal Loan EMI with Top Banks
| Lenders | Interest rate (% p.a.) | Loan Amount – Rs. 5 lakh Tenure – 5 years | Loan Amount – Rs. 1 lakh Tenure – 5 years |
|---|---|---|---|
| IndusInd Bank | 10.35 - 16.50 | 10,710 - 12,292 | 2,142 - 2,458 |
| YES Bank | 13.00 - 16.00 | 11,377 - 12,159 | 2,275 - 2,432 |
| HDFC Bank | 9.99 - 12.50 | 10,621- 11,249 | 2,124 - 2,250 |
| Tata Capital | 11.50 onwards | 10,996 onwards | 2,199 onwards |
| ICICI Bank | 11.00 - 13.00 | 10,871-11,377 | 2,174-2,275 |
| Bank of Baroda | 10.40-18.10 | 10,722-12,724 | 2,144-2,545 |
| Axis Bank | 9.99 - 17.15 | 10,621 - 12,467 | 2,124 - 2,493 |
| Kotak Mahindra Bank | 10.5 - 17.20 | 10,747-12,480 | 2,149 - 2,496 |
| Bank of India | 11.10-16.15 | 10,896-12,199 | 2,179-2,440 |
| Canara Bank | 9.95-15.40 | 10,611-12,000 | 2,122-2,400 |
What are the Benefits of Using IndusInd Bank Personal Loan EMI Calculator
Some major benefits of using IndusInd Bank Personal Loan EMI Calculator are as follows:
Quick and Accurate Results
IndusInd Bank Personal Loan EMI Calculator helps prospective borrowers to calculate their personal loan EMIs without performing complicated calculations using complex formulas. Hence, the results are accurate, unlike manual calculations.
Budget Management
Because the EMI amount for personal loans availed at fixed interest rates remain constant during the entire tenure of the loan, the applicants can use IndusInd Bank Personal Loan EMI Calculator to find the exact amount they have to repay every month. This way, they also get the chance to adjust their monthly expenses accordingly to fit in the EMI amount.
Healthy Credit Score
IndusInd Bank Personal loan applicants who use the personal loan EMI calculator to calculate their monthly installments would be better prepared when it comes to managing their finances for loan repayments within the given tenure. Such applicants would also have fewer chances of defaulting on their EMIs, which in turn will help improve or maintain their credit scores.
Improve Personal Loan Eligibility
Lenders usually approve the personal loan applications of applicants who have a strong debt-to-income ratio. Personal Loan EMI Calculator gives a fair idea of the EMIs to the applicants. The applicants having a weak debt-to-income ratio would be able to reduce the EMI when making their personal loan application, thereby, improving their personal loan eligibility.
IndusInd Bank Personal Loan Amortisation Schedule
Suppose you borrow a loan of Rs. 10 lakh @ 10.35% p.a. for a tenure of 5 years, then the following will be your amortization schedule for 1 year. For the remaining period, the principal component will continue to increase at the same pace, while the interest portion will gradually decrease.
| Month | Opening Balance | EMI (₹) | Interest (₹) | Principal (₹) | Closing Balance (₹) |
|---|---|---|---|---|---|
| 1 | 10,00,000 | 21,959 | 8,625 | 13,334 | 9,86,666 |
| 2 | 9,86,666 | 21,959 | 8,505 | 13,454 | 9,73,212 |
| 3 | 9,73,212 | 21,959 | 8,397 | 13,562 | 9,59,650 |
| 4 | 9,59,650 | 21,959 | 8,280 | 13,679 | 9,45,971 |
| 5 | 9,45,971 | 21,959 | 8,172 | 13,787 | 9,32,184 |
| 6 | 9,32,184 | 21,959 | 8,037 | 13,922 | 9,18,262 |
| 7 | 9,18,262 | 21,959 | 7,920 | 14,039 | 9,04,223 |
| 8 | 9,04,223 | 21,959 | 7,796 | 14,163 | 8,90,060 |
| 9 | 8,90,060 | 21,959 | 7,676 | 14,283 | 8,75,777 |
| 10 | 8,75,777 | 21,959 | 7,556 | 14,403 | 8,61,374 |
| 11 | 8,61,374 | 21,959 | 7,432 | 14,527 | 8,46,847 |
| 12 | 8,46,847 | 21,959 | 7,301 | 14,658 | 8,32,189 |
Avail Personal Loan for
All Your Needs

Avail Personal Loan for
All Your Needs
How to Use IndusInd Bank Personal Loan EMI Calculator
Step-by-step process of using IndusInd Bank Personal Loan EMI Calculator:
Related Links
Why Choose Paisabazaar?



Compare & Choose the Best Offer
Pre-approved Offers with Instant Disbursals
Know Your Chances of Approval
End-to-End Digital Process
How Can I Apply for a Personal Loan Online?
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
Explore Our Personal Loan Lenders
Avail Personal Loan for
All Your Needs

Avail Personal Loan for
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FAQs
How can I calculate my personal loan EMI using IndusInd Bank personal loan EMI calculator?
You can calculate your monthly instalments using IndusInd Bank personal loan EMI calculator by entering the loan amount, interest rate and repayment tenure in the calculator available and click ‘calculate’.
Is IndusInd Bank personal loan EMI calculator cost-inclusive?
No, IndusInd Bank personal loan EMI calculator is free of cost.
Why should I use IndusInd Bank personal Loan EMI calculator?
IndusInd bank personal loan EMI calculator helps in comparing loan options, assess loan affordability and plan the budget to save enough for future EMIs.
Is it possible to adjust the parameters of an EMI calculator?
Yes, you can adjust the parameters of a personal loan EMI calculator.
What would be the EMI of Rs. 10 lakh personal loan availed @ 10.35% p.a. for 5 years?
The EMI of Rs. 10 lakh personal loan availed @ 10.35% p.a. for 5 years would be Rs. 21,420.
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