Our Advisors are available 7 days a week, 9:30 am - 6:30 pm to assist you with the best offers or help resolve any queries.
IDBI Bank Personal Loan EMI Calculator will help you to find out your Personal Loan EMI and interest cost based on your loan amount, tenure and interest rate. It will help you to choose your loan amount and loan tenure based on your repayment capacity.
Please select from the list
Compare & Choose the Best Offer
Pre-approved Offers with Instant Disbursals
Know Your Chances of Approval
End-to-End Digital Process
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
The IDBI personal loan EMI calculator works on simple and easy formula. It uses the loan amount, tenure and rate of interest to give instant and accurate result. To use a personal loan EMI calculator follow the simple steps given below:
Pro tip: Try different combinations of tenure and loan amount to understand the most suitable option for you.
Given below are the key factors which affect IDBI Bank personal loan EMIs:
An amortization schedule outlines your loan repayment plan, indicating how much of each EMI goes toward interest and how much toward principal.
The following amortization schedule is for:
| Month | Principal (Rs.) | Interest (Rs.) | Principal + Interest (Rs.) | Balance to be Paid (Rs.) |
|---|---|---|---|---|
| 1 | 18864 | 13750 | 32614 | 1481136 |
| 2 | 19037 | 13577 | 32614 | 1462100 |
| 3 | 19211 | 13403 | 32614 | 1442889 |
| 4 | 19387 | 13226 | 32614 | 1423502 |
| 5 | 19565 | 13049 | 32614 | 1403937 |
| 6 | 19744 | 12869 | 32614 | 1384193 |
| 7 | 19925 | 12688 | 32614 | 1364267 |
| 8 | 20108 | 12506 | 32614 | 1344160 |
| 9 | 20292 | 12321 | 32614 | 1323867 |
| 10 | 20478 | 12135 | 32614 | 1303389 |
| 11 | 20666 | 11948 | 32614 | 1282723 |
| 12 | 20855 | 11758 | 32614 | 1261868 |
Swipe to see more table data
Borrowers can also use Paisabazaar’s Personal Loan EMI Calculator to plan their budget efficiently.
Compare & Choose the Best Offer
Pre-approved Offers with Instant Disbursals
Know Your Chances of Approval
End-to-End Digital Process
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
Explore Our Personal Loan Lenders
HDFC BANK
Axis Bank
Kotak Mahindra Bank
ICICI Bank
Federal Bank
IDFC First Bank
Indusind Bank
RBL Bank
Tata Capital
Importance of No Dues Certificate in Personal Loan Closure
Loan rejected despite high income? Here’s what you need to know
Personal Loan for First Time Borrowers: What Customers Must Know
How I Saved Rs 22,000 on My Personal Loan through Prepayment
How Have Personal Loans Advanced Over the Past few Years
Factors To Consider While Selecting a Personal Loan Lender
Instant Personal Loan Apps: Avoid These 5 Pitfalls
Reasons for Delay in Personal Loan Processing
APR vs Interest Rate in Personal Loans: What’s the Difference?
Tips to Choose an Ideal Personal Loan Tenure
Loan from Paisabazaar was actually paperless
Best place for a small loan
My loan got approved immediately
I get loan from here
Excellant EMI calculator and expert assistance available
Fully Digital Process for Real.
Lower Rate than My Own Bank
Pre-approved offers with quick approval
Same day approval. wow.
Best Loan Terms on My Credit Score in the Market
Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners
*Applicable for selected customers
