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IDBI Bank Personal Loan EMI Calculator will help you to find out your Personal Loan EMI and interest cost based on your loan amount, tenure and interest rate. It will help you to choose your loan amount and loan tenure based on your repayment capacity.
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End-to-End Digital Process
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
The IDBI personal loan EMI calculator works on simple and easy formula. It uses the loan amount, tenure and rate of interest to give instant and accurate result. To use a personal loan EMI calculator follow the simple steps given below:
Pro tip: Try different combinations of tenure and loan amount to understand the most suitable option for you.
Given below are the key factors which affect IDBI Bank personal loan EMIs:
An amortization schedule outlines your loan repayment plan, indicating how much of each EMI goes toward interest and how much toward principal.
The following amortization schedule is for:
| Month | Principal (Rs.) | Interest (Rs.) | Principal + Interest (Rs.) | Balance to be Paid (Rs.) |
|---|---|---|---|---|
| 1 | 18864 | 13750 | 32614 | 1481136 |
| 2 | 19037 | 13577 | 32614 | 1462100 |
| 3 | 19211 | 13403 | 32614 | 1442889 |
| 4 | 19387 | 13226 | 32614 | 1423502 |
| 5 | 19565 | 13049 | 32614 | 1403937 |
| 6 | 19744 | 12869 | 32614 | 1384193 |
| 7 | 19925 | 12688 | 32614 | 1364267 |
| 8 | 20108 | 12506 | 32614 | 1344160 |
| 9 | 20292 | 12321 | 32614 | 1323867 |
| 10 | 20478 | 12135 | 32614 | 1303389 |
| 11 | 20666 | 11948 | 32614 | 1282723 |
| 12 | 20855 | 11758 | 32614 | 1261868 |
Swipe to see more table data
Borrowers can also use Paisabazaar’s Personal Loan EMI Calculator to plan their budget efficiently.
Compare & Choose the Best Offer
Pre-approved Offers with Instant Disbursals
Know Your Chances of Approval
End-to-End Digital Process
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
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