| Interest Rates | 7.25% p.a. onwards |
| Tenure | Up to 10 years |
| Loan Amount | Up to Rs 15 crore |
| Processing Fees | 0.35% of the loan amount and maximum up to Rs. 10,000 plus applicable GST |
Note: Interest rates as of 1st January 2026
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Starting 7.10% p.a.
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15.5L Reviews
Lowest interest rates starting from 7.1%
15.5L Reviews
Competitive Interest Rates
Starting 7.10% p.a.
Handpicked Home Loan Offers
Offers from 25+ Banks & HFCs
Dedicated Customer Support
Expert Assistance at Every Step
Transfer Balance & Get a Top-Up Easily
Additional Funds when Required
Compare & Choose the Best Offer
Curated Offers from Multiple Lenders
Highest Loan Approval Chances
Easy & Transparent Borrowing Process
Get up to ₹5 Crore in 5 Simple Steps
Step 1: Enter your mobile number in the application form.
Step 2: Verify using the OTP sent to your mobile number.
Step 3: Enter details related to your loan requirements.
Step 4: Provide your personal and employment details.
Step 5: Compare offers and apply for the best-suited loan.
| Interest Rates | 7.25% p.a. onwards |
| Tenure | Up to 10 years |
| Loan Amount | Up to Rs 15 crore |
| Processing Fees | 0.35% of the loan amount and maximum up to Rs. 10,000 plus applicable GST |
Note: Interest rates as of 1st January 2026
The realty or plot loan interest rates offered SBI starts from 7.25% onwards. The SBI Home Loan interest rates and plot loan interest rates are the same.
The processing fees and charges for availing SBI Plot Loan are as follows:
| Particulars | Rates |
|---|---|
| Prepayment Penalty | Nil |
| Processing Charges | 0.35% of the loan amount and maximum up to Rs. 10,000 plus applicable GST |
The eligibility criteria set for SBI Plot Loans is very similar to the SBI Home Loan Eligibility criteria set for other schemes. Following are the eligibility criteria set for availing SBI Plot Loans:
Loan applicants looking to avail a plot loan can use the plot loan EMI calculator to determine the optimal plot loan tenures and EMIs based on the applicant’s repayment capacity.
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The documents required for Plot Loan from SBI is not very different from the SBI Home Loan documents required for other schemes. The list of documents needed for SBI Plot Loan are as follows:
Get up to ₹5 Crore in 5 Simple Steps
Step 1: Enter your mobile number in the application form.
Step 2: Verify using the OTP sent to your mobile number.
Step 3: Enter details related to your loan requirements.
Step 4: Provide your personal and employment details.
Step 5: Compare offers and apply for the best-suited loan.
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