- Home loans interest rates in Delhi start from 7.10% p.a.
- Tenures can go be up to 30 years depending on the age and repayment capacity of the borrower
- LTV ratio can go up to 90% of the cost of property based on the loan amount availed
- Existing home loan borrowers can avail top-up home loan to meet their personal/business requirements or for carrying out construction, renovation or extension to their existing properties
- Many lenders also offer pre-approved home loans to their existing customers having good credit profile
- No pre-payment/foreclosure charges are levied on home loans availed at floating interest rates
Income Requirements of Home Loan in Delhi: Salaried applicants with minimum monthly income of Rs 15,000 are eligible for availing home loans in Delhi. The income requirements can be higher for some lenders.
Also Check: Home Loan Interest Rates for all Banks & HFCs