Aditya Birla Health Insurance for High Cholesterol: Coverage, Claim & Renewal

Updated: 12-03-2019 09:43:06 AM

Cholesterol is considered as one of the highly emerging chronic disease in India. It is caused due to unhealthy food eating habits and lack of physical activities. Sometimes this chronic disease leads to heart attacks and strokes. Cholesterol acts as a beneficial ingredient required for the body to function. To minimize all the medical costs as well as treatment costs Aditya Birla brings Aditya Birla Health Insurance for High Cholesterol. Availing this plan will ease the financial burden for the individual.

Eligibility Criteria

Under Aditya Birla Health Insurance for High Cholesterol, minimum entry age for individuals is 91 days. There is no bar on maximum entry age. Also, children below 25 years of age can be covered under family floater health insurance plan as dependents.

Aditya Birla Health Insurance for High Cholesterol Covers

Due to escalating cost of treatment of high cholesterol, it is suggested to avail Aditya Birla health insurance for high cholesterol. Some of the coverage provided by the insurer is mentioned below:

• Coverage for hospitalization
• Coverage for diagnostic tests
• Coverage for costs of medicine
• Coverage for doctor’s consultation fees

Claim Process

Policyholders can file claim following the below mentioned steps:

Step 1: Choose network hospital from the list of hospitals given on the website to avail cashless facility.

Step 2: Provide patient’s health card or policy number along with the valid ID proof

Step 3: After the identification process has been done, network hospital will provide cashless hospitalization request form to the insurer.

Step 4: After reviewing the claim form, company will provide decision to the network hospital and will also send SMS and e-mail on the address given by the insured.

Step 5: As per policy terms and conditions insurer will process the claim with the network hospital. After completion of all formalities claim will be raised.

Documents Required for Claim Process

• Claim Form (Part A & Part B)
• Health Card or Policy Copy
• KYC Documents (Photo ID Proof, Address Proof and Age Proof)
• Discharge Card Summary
• Final hospital bill
• Certificate of death
• Original medical bill expenses
• Original diagnosis report
• Other documents as asked by Aditya Birla Health Insurance

How long does it take to pay out a claim?

Claims are settled within 7 days but not more than 30 days of the last necessary documents submitted. Also, claims can be rejected or get delayed if any fraudulent activity is involved during the verification.

Renewal Process of Aditya Birla Health Insurance for High Cholesterol

Mentioned below are the steps for policy renewal:

Step 1: Visit the official website of Aditya Birla Health Insurance

Step 2: Select “Renew”

Step 3: Click “Quick Renew” to proceed further

Step 4: Enter your personal details

Step 5: Click “Renew Now” to proceed to online payments

Step 6: You will receive confirmation message on your registered mobile number about successful completion of renewal process.

Advantages of Buying Aditya Birla Health Insurance for High Cholesterol

Mentioned below are some of the advantages under the plan:

• Get a wellness coach
• Reward earning programs
• High coverage amount
• Hospitalization Cover
• Easy documentation

Customer Care

Address: 

Aditya Birla Health Insurance Co Limited

9^th Floor, Tower 1, One Indiabulls Centre,

Jupiter Mills Compound, 841, Senapati Bapat Marg,

Elphinstone Road, Mumbai- 400013

Email: care.healthinsurance@adityabirlacapital.com

Call (Toll Free): 1800-270-7000

WhatsApp: 8828800035

FAQs

Q1. Is Aditya Birla Health Insurance for Cholesterol can be purchased online?

Yes, this plan can be purchased online.

Q2. What are the types of costs incurred during treatment of cholesterol?

Mentioned below are some of the costs that are incurred during the treatment:

• Doctor’s fee
• Medicinal costs
• Diagnostic tests
• Expenses for hospitalization