Federal Bank offers home loans at interest rates starting from 7.50% p.a. onwards depending on the creditworthiness of the applicants.
| Loan Type | Interest Rate (p.a.) |
|---|---|
| Term Loan | 7.50% - 8.75% |
| Overdraft | 7.70% - 9.50% |
15.6L Reviews
Competitive Interest Rates
Starting 7.10% p.a.
Handpicked Home Loan Offers
Offers from 25+ Banks & HFCs
Dedicated Customer Support
Expert Assistance at Every Step
Transfer Balance & Get a Top-Up Easily
Additional Funds when Required

Compare & Choose the Best Offer
Curated Offers from Multiple Lenders
Highest Loan Approval Chances
Easy & Transparent Borrowing Process
Get up to ₹5 Crore in 5 Simple Steps
Step 1: Enter your mobile number in the application form.
Step 2: Verify using the OTP sent to your mobile number.
Step 3: Enter details related to your loan requirements.
Step 4: Provide your personal and employment details.
Step 5: Compare offers and apply for the best-suited loan.
Federal Bank offers home loans at interest rates starting from 7.50% p.a. onwards depending on the creditworthiness of the applicants.
| Loan Type | Interest Rate (p.a.) |
|---|---|
| Term Loan | 7.50% - 8.75% |
| Overdraft | 7.70% - 9.50% |
| Loan Amount (Rs.) | Interest Rate (p.a.) | Loan Tenure (yrs.) | EMI (Rs.) |
|---|---|---|---|
| 40 lakh | 7.50% | 20 | 32,224 |
| 30 lakh | 7.50% | 20 | 24,168 |
| 20 lakh | 7.50% | 20 | 16,112 |
| Loan Amount (Rs.) | Interest Rate (p.a.) | Loan Tenure (yrs.) | EMI (Rs.) |
|---|---|---|---|
| 40 lakh | 7.50% | 30 | 27,969 |
| 30 lakh | 7.50% | 30 | 20,976 |
| 20 lakh | 7.50% | 30 | 13,984 |
Get up to ₹5 Crore in 5 Simple Steps
Step 1: Enter your mobile number in the application form.
Step 2: Verify using the OTP sent to your mobile number.
Step 3: Enter details related to your loan requirements.
Step 4: Provide your personal and employment details.
Step 5: Compare offers and apply for the best-suited loan.
Federal Bank offers home loan interest rate ranging from 7.50% p.a. to 9.50% p.a. depending on the creditworthiness of the applicant.
Federal Bank does not offer any preferential rates to its women borrowers. The female applicants can avail Federal home loans at the same interest rates as those offered to its regular home loan borrowers
Yes, if you have an improved credit score and eligibility, you can definitely negotiate with the lender for your home loan interest rates.
Floating interest rates are repo rate linked and change as the RBI resets its repo rate. On the contrary, fixed interest rates remain constant throughout the loan tenure.
Yes, you can transfer your Federal Bank home loan to another lender offering lower interest rates and better terms.
Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners
*Applicable for selected customers
Check Handpicked Home Loan Offers
At Affordable Rates
Lowest interest rates starting from 7.1%