Compare : AU Zenith+ Credit Card vs AU Zenith Credit Card

Luxury brand vouchers or reward points worth Rs. 5,000 on the card activation

NA

2 reward points for every Rs. 100 spent on travel, dining, and international spends

1 reward point for every Rs. 100 on retail spends across all merchant categories

Value of 1 reward point =Rs. 1

5 reward points per Rs. 100 spent on grocery, departmental stores, dining at standalone restaurants and international spends

3 reward points per Rs. 100 spent across other merchants

1 reward point per Rs. 100 spent on utility, insurance and telecom

16 complimentary International and domestic airport lounge access each, per year

2 complimentary lounge visits per quarter outside India via Priority Pass & 2 domestic lounge visits per quarter within India with 2 railway lounge access per calendar quarter

Low forex markup fee of 0.99%

Good reward redemption ratio of 1:1

Up to 16 free visits each to both- international and domestic airport lounges

Free movie/ event tickets worth up to Rs. 8,000 every year

Card joining benefits are worth the card fee

Accelerated returns on dining and grocery shopping without brand restrictions

Low forex markup fee

Railway lounge access benefits extended to add-on members

Up to 12,000 reward points annually as milestone bonus

Low base reward earning rate

Low value-back as milestone benefits on reaching high spending amounts of up to Rs. 12 lakh

High annual fee

Limited benefits to other lifestyle categories

Low reward redemption value

Frequent travellers and high-spenders who want all-round premium type benefits from a single credit card

Those who frequently dine-out, want decent rewards on grocery and household spends and want a card with saving options on international spends