Compare : Axis Bank SELECT Credit Card vs IDFC FIRST Select Credit Card

10,000 EDGE Reward Points worth Rs. 2,000 on making the first transaction within 30 days

Rs. 500 gift voucher from Amazon, Bigbasket, Uber or Lifestyle on spending Rs. 5,000 within 30 days of card generation

5% cashback, up to Rs. 1,000, on the 1st EMI transaction within 30 days card generation

10 Axis EDGE Reward Points on every Rs. 200 spent

2X (20) Axis EDGE Reward Points per Rs. 200 spent on retail transactions

1 EGDE Reward Point = Rs. 0.20

20% bonus reward points​ on hotel and 10% on flight bookings made on ‘FIRST Rewards Gallery’ section on IDFC FIRST Bank App

10 reward points per Rs. 200 spent on dining, travel, international and birthday purchases

3 reward points per Rs. 200 spent on other categories

1 reward point per Rs. 200 spent on utility bill, insurance premium, railway and FASTag recharge payments

1 Reward Point = Rs. 0.25

8 complimentary domestic lounge visits and up to 12 complimentary international lounge visits in a year

1 complimentary domestic lounge access per quarter on spending Rs. 20,000 in the previous month; 4 complimentary railway lounge access per quarter on spending Rs. 20,000 in the previous month

Accelerated (2X) rewards across all retail spends

Direct discount on popular brands like Swiggy, BigBasket & District app

Welcome benefit of 10,000 EDGE reward points worth Rs. 2,000

Additional international lounge visits and 5,000 EDGE rewards as milestone bonus

Lifetime-free credit card with up to Rs. 1,500 worth of joining benefits

Uncapped reward points with higher savings on travel and dining spends

Low forex markup fee of 1.99%

Rewards on utility bill and insurance payments

Low reward redemption value against air miles and product catalogue

No reward points on fuel, insurance, gold/jewellery and utility bill payments

High forex markup fee of 3.5%

High annual fee of Rs. 3,000

Low reward redemption value at 1 RP = Rs. 0.25

Spend-based condition on lounge access and movie discount

People who spend a substantial amount on offline transactions and also travel several times in a year

Those who are looking for a lifetime-free card with decent reward program and lifestyle-related offers on travel, movies and dining