Compare : SBI Card ELITE vs HSBC Live+ Credit Card

Complimentary e-gift voucher worth Rs. 5,000 on joining from any brand of choice among Yatra, Hush Puppies/Bata, Pantaloons, Aditya Birla Fashion or Shoppers Stop

Premium coffee tasting sessions, Rs. 200 off next purchase and more at Starbucks

Rs. 1,000 cashback on downloading and logging in to the HSBC India Mobile Banking app and spending Rs. 25,000 within the first 30 days of card issuance

Voucher worth Rs. 750 for Amazon Pay, Zomato and Swiggy on activating the card and making a single transaction of Rs. 300 or more

Amazon eGift voucher worth Rs. 250 on applying online, verifying by video and receiving of the card

Rs. 1,000 cashback on spending Rs. 1,000 or more within 30 days of getting the credit card after submitting income documents with Account Aggregator

5X rewards on dining, departmental stores & grocery spends

2 reward points per Rs. 100 on all other spends, except fuel

4 Reward Points = Rs. 1

10% cashback, up to Rs. 1,200 per month, on food, dining, grocery, shopping and utility bill payments

Unlimited 1.5% cashback on other spends

Rs. 250 cashback on contactless fuel spends above Rs. 10,000 per quarter

2 domestic airport lounge visits per calendar quarter and 6 international lounge visits in a year

2 complimentary visits to domestic airport lounges in a year and 1 complimentary international airport lounge visit every year

Accelerated rewards on everyday spends like grocery, dining and departmental store purchases

Good lounge access benefit at domestic as well as international airports

Complimentary movie tickets worth Rs. 6,000 every year

Low forex mark-up fee of 1.99%

10% cashback on food, dining, grocery, shopping and utility bill payments

Low forex markup fee of 1.99%

Complimentary domestic and international airport lounge visits

Multiple welcome benefits worth more than Rs. 3,000

Additional travel and lifestyle privileges through Visa Infinite

Base reward earning rate is low for transactions outside the accelerated category

Reward redemption rate stands quite low at Rs. 0.25

No travel benefits other than complimentary lounge access

10% cashback is capped at Rs. 1,200 per month

Low frequency of complimentary international lounge visits

Limited value to consumers who do not spend significantly on the accelerated cashback categories

People who often watch movies and are frequent air travelers so that they can utilise the travel membership benefits

Consumers seeking high cashback on everyday spends along with travel, dining and lifestyle benefits