Compare : HSBC RuPay Platinum Credit Card vs HDFC Bank UPI RuPay Credit Card

Amazon eGift voucher worth Rs. 100

Cashback worth Rs. 500 on spending Rs. 5,000 within first 30 days

2-month EazyDiner membership

Gift voucher worth Rs. 250 on joining fee payment and card activation within 37 days of card issuance

2 reward points for every Rs. 150 spent (including UPI transactions)

You can redeem your accumulated reward points for gift cards and miles conversion

3% CashPoints, up to 500 points per month, on PayZapp transactions, groceries, supermarket and dining spends

2% CashPoints, up to 500 points per month, on utility spends

1% CashPoints, up to 500 points per month, on other spends

1 CashPoint = Rs. 0.25

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Rewards on UPI spends

Multiple redemption options, including miles conversion

Decent redemption value

Multiple benefits on card activation

Up to 3% CashPoints on card spends, including UPI transactions and utility spends

Accelerated savings on food-related and everyday spends, like groceries, supermarket purchases and dining

Low annual fee with an easily achievable fee waiver condition

Low value for amazon voucher offered on activation

Co-branded benefits are valid for a limited period

Limited lifestyle benefits

Low rewards redemption value with monthly capping on rewards earnings

Card only offered as a floater card to existing HDFC bank credit cardholders and not independently

Beginners looking for their first credit card with zero annual fee

Those who wish to get a card to save on their UPI spends and are looking for incremental rewards on daily household and dining spends