Compare : Fibe Axis Bank Credit Card vs IDFC FIRST Millennia Credit Card

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Rs. 500 welcome voucher on spending Rs. 5,000 within the first 30 days

5% cashback up to Rs. 1,000 on the first EMI done within the first 30 days

3% cashback on online entertainment, food delivery and local commute spends

1% cashback on other spends

10X reward points on birthday spends & spends made after reaching Rs. 20,000 monthly spends

3X reward points on online & offline purchases for up to Rs. 20,000 monthly spends

Unlimited reward points that never expire

Reward points can be used to instantly pay for purchases

1 Reward point = Rs. 0.25

4 complimentary domestic lounge visits in a year

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Up to 3% cashback

Lifetime free credit card

Complimentary lounge access

Lifetime-free credit card

Joining benefits worth up to Rs. 1,500 despite not charging any card fee

Movie discount every month with savings of up to Rs. 1,200 in a year

Up to 16 complimentary railway lounge visits per year

Interest-free ATM cash withdrawals for up to 45 days

Limited lifestyle benefits

Exclusion of fuel, rent and other daily spends from cashback program

Monthly capping on cashback earning

Monthly spend-based condition on 10X rewards

Low reward rate and redemption value

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Beginners who do not travel much, can make use of dining, movie & other merchant discounts, and wish to earn rewards on their spends