Compare : Fibe Axis Bank Credit Card vs IDFC FIRST Millennia Credit Card

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Rs. 500 welcome voucher on spending Rs. 5,000 within the first 30 days

5% cashback up to Rs. 1,000 on the first EMI done within the first 30 days

3% cashback on online entertainment, food delivery and local commute spends

1% cashback on other spends

20% bonus rewards on hotels and 10% on flight bookings on ‘Travel & Shop’ on IDFC FIRST app

10X reward points on dining, travel and international spends

1X Reward Point: 1 reward point per Rs. 200 spent on all utility, insurance bill payments, railway & FASTag recharges

1 Reward point = Rs. 0.25

4 complimentary domestic lounge visits in a year

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Up to 3% cashback

Lifetime free credit card

Complimentary lounge access

Lifetime-free credit card

Joining benefits worth up to Rs. 1,500 despite not charging any card fee

Movie discount every month with savings of up to Rs. 1,200 in a year

Up to 16 complimentary railway lounge visits per year

Interest-free ATM cash withdrawals for up to 45 days

Limited lifestyle benefits

Exclusion of fuel, rent and other daily spends from cashback program

Monthly capping on cashback earning

Low reward redemption value of Rs. 0.25 per point

No complimentary airport lounge access

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Beginners who do not travel much, can make use of dining, movie & other merchant discounts, and wish to earn rewards on their spends