Category: Credit Card

HDFC Bank is going to launch a co-branded card – Times Point Debit Card – in partnership with Times Internet, a part of Bennett, Coleman and Co. This card has the Concept of Times points, an online loyalty product with a customer base of over 18 million users. The range of services include: earning points […]

It is very common to find peo­ple with multiple credit cards. And why not? Every day we are bombarded with mailers, mes­sages and phone calls from credit card issuers citing various bene­fits of using their credit cards. However, there is a contrarian viewpoint that too many credit cards mean too many options to borrow money, […]

Many people desist from increasing their credit card limit fearing that they will end up spending beyond their means. However, increased credit card limit can have many upsides, provided you know how to manage your credit wisely. Let's look at some of the benefits of increasing your credit card limit: Reduces credit utilisation ratio: Credit utilisation […]

I am a 23-year-old moving to Mumbai for my first job. Since my starting salary isn’t very substantial, it has got me wondering about my financial situation. And, as I don’t want to borrow money from my parents, I am looking for an option that can serve as backup during emergencies and even support with […]

As the use of credit cards continue to grow among Indians especially the young generation, the danger of credit card information falling into the wrong hands. Through the use of simple precautionary steps like using a difficult password/using an OTP, ensuring that you use your credit card for online purchases at reliable merchant website,using secure […]

For those who are accustomed to swiping their credit cards at every turn, the thought of living without “plastic money” can be quite daunting even scary. Others are of the opinion that possessing a credit card can bring one a lot of temptation and result in poor expense choices. However, there are certain things which […]

Credit cards are one of the most revolutionising inventions of the banking and financial industry. They have not only simplified our life (‘coz of the no-need-to-carry-cash trend) but have also come up as a fall back option in times of financial emergencies. But there is also the downside. With our over-dependence on credit cards, we […]

Axis Bank and Vistara have come together to launch their contactless credit card on the VISA network platform. The co-branded credit card from India’s third largest private sector bank and India’s fastest growing carrier service has a range of benefits for the business class and leisure travellers. The co-branded credit card has three types: Infinite, […]

As banks try to outdo each other in terms of customer acquisition, it is only natural that average individualslike you and I receive numerous emails every week that talk about pre-approved credit cards. You may be wondering how to react when you receive these offers and whether you should simply ignore such mailers outright. Before […]

SBI card has launched a premium credit card: Elite. The card comes with a host of facilities, targeted at high net-worth individuals. The credit card has been launched on the MasterCard world platform and is powered by near-field communication (NFC) technology. According to SBI Card CEO Vijay Jasuja, Elite would enable customers to make contactless […]