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Axis Bank Personal Loan Documents Required

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max Loan Amt.Upto 25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee6,500
ICICI Bank
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Max Loan Amt.Upto 25L
Rate of Interest11% - 13%
Tenure upto1-5 Years
Processing FeeUpto 2%
Axis Bank
Low Processing fee
Max Loan Amt.Upto 25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
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How Can I Apply for a Personal Loan Online?

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Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Documents Required for Availing Axis Bank Personal Loan

The documents required for availing personal loans may differ from one lender to another. Loan applicants need the following Axis Bank Personal Loan documents while applying for the loan:

Officially Valid KYC documents to be collected as per RBI’s extant policy (Any one):

  • Passport
  • Voter’s ID
  • Proof of Possession of Aadhaar Number
  • Driving License with Photograph
  • Job Card by NREGA signed by a state government officer
  • Letter issued by National Population Register with details of Name, Address

Proof of Date of Birth (Any one):

  • Passport
  • Aadhaar Card with DOB
  • School leaving certificate
  • PAN Card
  • Driving License with Photograph
  • Birth Certificate

Proof of Signature:

  • PAN Card
  • Passport
  • Banker’s verification

Proof of Income:

  • Pay Slip of last 2 months
  • Bank statement of last 2 months showing salary credits
  • Employment proof of 1 year (Not required if the date of joining is mentioned in the payslip and work experience is more than 1 year)

For Balance Transfer/Takeover of Loan from other bank/NBFC:

  • Loan Statement of Account of latest 12 months with outstanding letter and Repayment schedule

The Axis Bank Personal loan documents must be self-attested by all personal loan applicants and must be submitted along with the signed application form and latest passport-size colour photographs of each applicant.

Axis Bank Personal Loan Documents Required before Loan Disbursement:

  • Duly Signed Loan Agreement
  • NACH/SI mandate with signed cancelled cheque and account holder’s name as per the bank records
  • Undated security PDC equivalent to the sanctioned loan amount in favour of ‘Axis Bank Ltd. Loan A/C Customer Name’
  • Debit Instruction Slip and Life insurance application form (if applicable)
  • For Balance Transfer/Loan Takeover – Loan Statement of Account of Latest 12 months with both outstanding letter and repayment schedule.
  • End use Declaration Form for Parallel Loans
  • Indemnity/Vernacular bond (if applicable)
  • Affidavit for dual name or signature (if applicable)

Note: The bank may ask for additional documents based on the loan applicant’s profile.

Avail Personal Loan for
All Your Needs

How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Avail Personal Loan for
All Your Needs

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What our customers say

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I would like to take a moment to share my sincere feedback regarding the support I received from your team. The executive who assisted me was extremely professional, polite, and knowledgeable. They patiently understood my concern, explained the process clearly, and guided me step by step toward the right solution. I truly appreciate the transparency, timely responses, and genuine effort shown to help me.

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I contacted customer care with a few queries, and I am very satisfied with the support I received. The representative was polite, patient, and explained everything clearly. My questions were resolved properly, and the overall experience was smooth and helpful. Thank you for the excellent customer service

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Puja DanuJan 22, 2026

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I would like to share my feedback regarding my recent interaction with Mr. Vipin Singh (employee id EW12967) After discussing the financial matters with him, I felt very satisfied with his approach and professionalism. He explained everything clearly, handled the discussion patiently, and ensured that all concerns were addressed effectively. His communication skills, positive attitude, and dedication towards his responsibilities truly reflect his commitment to the organization.

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20th Jan 2026Jan 20, 2026

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Shadi mai bht kharche hote hai. Maine shaddi ke liye personal loan paisabazaar se liya tha. Process smooth tha or interest bhi sahi milla.

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Travel ke liye personal loan liya tha

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Easy personal loan available

Took personal loan. Good experience.

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Ruchika TiwariJan 14, 2026

Stress-free Laon Borrowing Process

There was a complication with my KYC verification. Paisabazaar’s Shazeb handled it swiftly and professionally. He ensured that I received regular updates, explained the resolution steps clearly, and most importantly, resolved the issue quickly. His prompt assistance and communication made the entire experience smooth and stress-free. Thanks to his efforts, the loan process was completed without further delays.

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Abhishek ThakuraJan 14, 2026
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