Below-mentioned are the key features of Axis Bank personal loan:
Axis Bank Personal Loan
Quick Loan Approval & Disbursal
Money in Your Account Instantly
End-to-End Expert Assistance
Expert Assistance at Every Step
Highest Loan Approval Chances
Find the Most Eligible Offers for You
Hassle-free & Paperless Process
Hassle-free & Paperless

15.6L Reviews
15.6L Reviews
Quick Loan Approval & Disbursal
Money in Your Account Instantly
End-to-End Expert Assistance
Expert Assistance at Every Step
Highest Loan Approval Chances
Find the Most Eligible Offers for You
Hassle-free & Paperless Process
Hassle-free & Paperless
Find Best Personal Loan Offers
Compare & Choose the Best Offer
Pre-approved Offers with Instant Disbursals
Know Your Chances of Approval
End-to-End Digital Process
How Can I Apply for a Personal Loan Online?
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
Axis Bank Personal Loan - Key Features 2026
Axis Bank Personal Loan Interest Rate 2026
Axis Bank personal loan interest rate start from 9.99% p.a. The interest rates offered by Axis Bank depend on the credit score, monthly income, EMI/NMI ratio, job profile, employer’s profile, etc. of the applicants. The interest rates are MCLR-based and the EMI remains constant throughout the loan tenure.
Axis Bank Personal Loan EMI Calculator
Axis Bank Personal Loan Eligibility
Below-mentioned is the eligibility criteria set by Axis Bank for its personal loan applicants. Individuals can also use the Personal Loan Eligibility Calculator on Paisabazaar to check their loan eligibility before loan application and improve their approval chances.
Axis Bank Personal Loan - Unique Offerings
Axis Bank Insta Personal Loan (Pre-Approved)
Axis Bank Salary Plus Overdraft
Documents Required for the Axis Bank Loan Application
Below-mentioned is the complete list of documents required during loan application:
How to Apply for Axis Bank Personal Loan Online
You can apply for Axis Bank personal loan online Paisabazaar in the following steps:
Axis Bank vs HDFC vs ICICI - Personal Loan Comparison
| Features | Axis Bank | HDFC Bank | ICICI Bank |
|---|---|---|---|
| Interest Rates | 9.99% p.a. onwards | 9.99% p.a. onwards | 9.99% p.a. onwards |
| Loan Amount | Up to Rs 25 lakh | Up to Rs. 50 lakh | Up to Rs. 50 lakh |
| Processing Fee | Up to 2% of loan amount | Up to Rs. 6,500 | Up to 2% of loan amount |
| Type of interest rate | Fixed | Fixed | Fixed |
| Collateral | No collateral required | No collateral required | No collateral required |
| Pre-approved offers | Available | Available | Available |
Axis Bank Personal Loan Customer Care
Retail phone banking numbers:
Non Toll-free number: +91-4067174100
How Can I Apply for a Personal Loan Online?
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
Explore Our Personal Loan Lenders
FAQs
What is Axis Bank personal loan interest rate 2026?
As of May 2026, Axis Bank personal loan interest rates start from 9.99% p.a. onwards depending on the credit profile of the applicants.
How to apply for Axis Bank personal loan online?
You can apply for Axis Bank personal loan online through Paisabazaar.
What is Axis Bank Insta personal loan?
Axis Bank Insta personal loan is a pre-approved loan offering offered to select existing customers of Axis Bank having a strong credit profile.
What is the minimum salary for Axis Bank personal loan?
The minimum salary required for availing Axis Bank personal loan is Rs. 15,000.
Is Axis Bank personal loan rate lower for existing customers?
Yes, existing customers with a strong credit profile are eligible for a lower interest rate at Axis Bank.
What is the maximum amount for Axis Bank personal loan?
Axis Bank offers a maximum loan amount of Rs. 25 lakh.
What is Axis Bank personal loan processing fee?
The processing fee for Axis Bank personal loan ranges up to 2% of the loan amount.
How long does Axis Bank take to disburse personal loan?
Axis Bank usually disburses the personal loan in about 2-7 working days after loan approval.
What documents are needed for Axis Bank personal loan?
You need to submit the KYC documents, date of birth proof, signature proof, income proof and bank details during personal loan application.
Axis vs HDFC - which bank is better for personal loan?
Loan offers differ across lenders and applicants. While one lender may provide a better offer to a particular applicant, another lender may offer more favourable terms to someone else based on their eligibility and credit profile.
What is Axis Bank Salary Plus Overdraft?
Axis Bank Salary Plus Overdraft is a personal loan overdraft facility provided against salary accounts in just 3 minutes.
What CIBIL score is needed for Axis Bank personal loan?
Applicants having a CIBIL score of 760 and above usually have higher chances of getting their personal loans approved at lower interest rates.
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