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Moneywide Personal Loan

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Get Cashback of ₹1,000* on Loan Disbursal
Valid till 31st March '26*T&C Apply
Instant Personal Loan

Get up to ₹50 Lakhs starting at 9.98%

4.5/5

15.5L Reviews

5.7cr+Satisfied Customers
65+Lending Partners
₹65k Cr+Loans Disbursed
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100% Digital Process

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End-to-End Expert Assistance

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Highest Approval Chances

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Minimum Documentation Needed

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max Loan Amt.Upto 25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee6,500
ICICI Bank
100% Digital Process*Quick Disbursal
Max Loan Amt.Upto 25L
Rate of Interest11% - 13%
Tenure upto1-5 Years
Processing FeeUpto 2%
Axis Bank
Low Processing fee
Max Loan Amt.Upto 25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
Why Choose Paisabazaar?
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Compare & Choose the Best Offer

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Pre-approved Offers with Instant Disbursals

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End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

About MoneyWide Personal Loan

  • MoneyWide offers Instant personal loans and New to Credit personal loans at competitive interest rates to meet different financial needs.
  • Consumers can apply through the Paisabazaar platform to experience a seamless digital loan process and end-to-end expert assistance.
  • MoneyWide personal loans require minimal documentation and are approved almost instantly on approval.
  • MoneyWide personal loans require no collateral/security.
  • These personal loans can be repaid with flexible repayment terms and also come with part payment and foreclosure facility.
  • MoneyWide also offers short term personal loans for tenure less than a year.

MoneyWide Personal Loan Highlights

Interest rate Instant Personal Loan: 18% to 26% p.a.
New to Credit Personal Loan: 30% to 35% p.a.
Loan amount For Instant Personal Loan – Rs. 20,000 to Rs. 3 lakh
New to Credit Personal Loan – Rs. 20,000 to Rs. 1 lakh
Repayment tenure Up to 3 years for Instant Personal Loan and Up to 1 year for New to Credit Personal Loan
Processing fee Up to 4% of loan sanctioned amount
Foreclosure charges 4%

Note: Interest rates as of 12th December 2025.

MoneyWide Personal Loan Interest Rate

Types of Personal Loan Interest Rate (p.a.)
Instant Personal Loan 18% to 26%
New Credit Personal Loan 30% to 35%

The final personal loan interest rates offered to the loan applicant would vary according to the credit score, monthly income, job profile, employer’s profile, etc. of the personal loan applicant.

Personal Loan Interest Rates by Partners Banks/NBFCs

Banks/NBFCs Interest Rates Processing Fees
HDFC Bank 9.99% - 12.5% Rs. 3499 to Rs. 6500
Axis Bank 9.99% - 17.15% 1% - 1.5%
ICICI Bank 11% - 13% Up to 2%
Kotak Mahindra Bank 9.98% - 17.2% 1.1% - 1.5%
IndusInd Bank 10.35% - 16.5% 1.3% - 2%
IDFC FIRST Bank 9.99% onwards Up to 2%
Federal Bank 12.0% - 19.5% Up to 2%
YES Bank 13% - 16% 1.5% - 2.25%
Tata Capital 11.99% - 13.99% Up to 1.25%
Aditya Birla Finance 10.99% p.a. onwards Up to 4%
L&T Finance 11.00% p.a. onwards Up to 3%
Hero Fincorp 19.75% - 30.00% p.a. 2.3% - 3%
Piramal Finance 12.90% p.a. onwards Up to 5%
Poonawalla Fincorp 18% - 36% p.a. Up to 3%
Moneyview 14% - 36% p.a. Up to 2%

Note: Interest rates as of 12th December 2025

Avail Personal Loan for
All Your Needs

Fees and Charges of MoneyWide Personal Loan

Processing Charges

Instant Personal Loan 3.75% of the loan amount + applicable charges
New to Credit Personal Loan 4% of the loan amount + applicable charges

Part payment/Foreclosure Charges

Part payment charges Up to 4% of the prepaid amount after 1st EMI
Foreclosure charges Up to 4% of the outstanding amount after 1st EMI

Types of MoneyWide Personal Loan

Instant Personal Loan

  • Purpose: An instant personal loan can be used for diverse financial needs such as wedding expenses, travel expenses, etc. It is disbursed within 24 hours digitally with paperless procedure.
  • Loan Amount: Up to Rs. 3 lakh
  • Repayment Tenure: Up to 3 years

New to Credit Personal Loan

  • Purpose: It is a personal loan for borrowers with 0 or -1 credit score. The New to Credit Personal Loan can be availed to fulfill any financial purpose, except speculation.
  • Loan Amount: Rs. 20,000 to Rs. 1 lakh
  • Repayment Tenure: 3 months to 1 year

Travel Loan

  • Purpose: It is a personal loan for holidays that can be used for bearing expenses related to traveling.
  • Loan Amount: Up to Rs. 3 lakh
  • Repayment Tenure: 3 months to 3 years

Personal Loan for Home Renovation

  • Purpose: A personal loan for home renovation can be used for repairs and renovation of an existing house.
  • Loan Amount: Up to Rs. 3 lakh
  • Repayment Tenure: 3 months to 3 years

Personal Loan for Marriage

  • Purpose: A personal loan for marriage can be used for bearing wedding-related expenses.
  • Loan Amount: Up to Rs. 3 lakh
  • Repayment Tenure: 3 months to 3 years

Personal Loan without Documents

  • Purpose: Borrowers can avail instant personal loans without documents that fulfill various personal or business needs.
  • Loan Amount: Up to Rs. 3 lakh
  • Repayment Tenure: 3 months to 3 years

Personal Loan on Aadhar Card

  • Purpose: A personal loan on Aadhar card is an unsecured loan that borrowers can avail to fulfill any kind of financial need except speculation.
  • Loan Amount: Up to Rs. 3 lakh
  • Repayment Tenure: 3 months to 3 years

MoneyWide Personal Loan Eligibility Criteria

  • Age: 21 to 55 years
  • Net Monthly Income: Rs. 25,000
  • Current Work Experience: Minimum 2 months or above
  • Total Work Experience: Minimum 2 years
  • Credit Score: 675 or above

Also read: What is the personal loan eligibility criteria of top banks/NBFCs? 

MoneyWide Personal Loan Documents Required

Below is a list of some common documents that you may have to furnish for availing personal loan through MoneyWide:

  • Application form with photograph
  • Identity Proof documents: Adhaar card/Voter ID/PAN Card/ Passport/Driving License
  • Age Proof Documents: Adhaar Card/Birth Certificate/Voter ID/PAN Card/SSC Certificate
  • Salary slips of last 3 months
  • Bank account statements of last 6 months
  • Form 16/Income tax return for 3 years

Note: Along with the above-mentioned documents, MoneyWide may also ask for additional documents based on your credit profile and the loan type you select.

How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Avail Personal Loan for
All Your Needs

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What our customers say

My Trust in Paisabazaar has Increased

I would like to take a moment to share my sincere feedback regarding the support I received from your team. The executive who assisted me was extremely professional, polite, and knowledgeable. They patiently understood my concern, explained the process clearly, and guided me step by step toward the right solution. I truly appreciate the transparency, timely responses, and genuine effort shown to help me.

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Lalit MaviFeb 12, 2026

Best Place for Taking Loans

I contacted customer care with a few queries, and I am very satisfied with the support I received. The representative was polite, patient, and explained everything clearly. My questions were resolved properly, and the overall experience was smooth and helpful. Thank you for the excellent customer service

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Kokil BarnwalFeb 12, 2026

Apne higher education ke liye loan liya tha

Muhje higher education ke liye loan chahiye tha. Paisabazaar pe apply kiya. Got it at the right time. Quite helpful.

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Puja DanuJan 22, 2026

Sabse jada helpful log the yaha

Maine bht jagah try kiya tha personal loan ka, yaha try kiya toh helpful log mille. Har steps mai aram se samjhaya or usse muhje loan lene mai jda dikkat nhi aayi.

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Anuradha GuptaJan 21, 2026

Best Advisor for Personal Loan

I would like to share my feedback regarding my recent interaction with Mr. Vipin Singh (employee id EW12967) After discussing the financial matters with him, I felt very satisfied with his approach and professionalism. He explained everything clearly, handled the discussion patiently, and ensured that all concerns were addressed effectively. His communication skills, positive attitude, and dedication towards his responsibilities truly reflect his commitment to the organization.

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20th Jan 2026Jan 20, 2026

Meri shaddi thi

Shadi mai bht kharche hote hai. Maine shaddi ke liye personal loan paisabazaar se liya tha. Process smooth tha or interest bhi sahi milla.

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Sadia KhatunJan 15, 2026

Perfect for Loan Solutions

Recently I had a conversation with Mr. Harsh ji. Thanks Mr. Harsh ji for providing a better solution in a very short period of time with very nice behaviour. Thank You very much.

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Amit ChahalJan 15, 2026

Travel ke liye personal loan liya tha

Mai bohot din se out of India ghumne jana chahti thi lekin jab jane ka time mila toh budget kaam padh raha tha, Paisabazaar se personal loan leke bht acha trip kiya. Maza agaya. Mere upar koi burden bhi nhi padha

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Tarini RoyJan 14, 2026

Easy personal loan available

Took personal loan. Good experience.

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Ruchika TiwariJan 14, 2026

Stress-free Laon Borrowing Process

There was a complication with my KYC verification. Paisabazaar’s Shazeb handled it swiftly and professionally. He ensured that I received regular updates, explained the resolution steps clearly, and most importantly, resolved the issue quickly. His prompt assistance and communication made the entire experience smooth and stress-free. Thanks to his efforts, the loan process was completed without further delays.

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Abhishek ThakuraJan 14, 2026
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