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Personal Loan

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100% Digital Process

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End-to-End Expert Assistance

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Highest Approval Chances

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Minimum Documentation Needed

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2839 Reviews

51M+Satisfied Customers
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800+Cities across India

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max. Loan Amt.Upto ₹25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee₹ 6,500
Axis Bank
Low Processing fee
Max. Loan Amt.Upto ₹25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
Kotak Mahindra Bank
Lowest Income requirement100% Digital Process*
Max. Loan Amt.Upto ₹25L
Rate of Interest9.98% - 17.2%
Tenure upto1-5 Years
Processing Fee1.1% - 1.5%
Why Choose Paisabazaar?
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Compare & Choose the Best Offer

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Pre-approved Offers with Instant Disbursals

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Know Your Chances of Approval

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End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

About MoneyWide Personal Loan

  • MoneyWide offers Instant personal loans and New to Credit personal loans at competitive interest rates to meet different financial needs.
  • Consumers can apply through the Paisabazaar platform to experience a seamless digital loan process and end-to-end expert assistance.
  • MoneyWide personal loans require minimal documentation and are approved almost instantly on approval.
  • MoneyWide personal loans require no collateral/security.
  • These personal loans can be repaid with flexible repayment terms and also come with part payment and foreclosure facility.
  • MoneyWide also offers short term personal loans for tenure less than a year.

MoneyWide Personal Loan Highlights

Interest rate Instant Personal Loan: 18% to 26% p.a.
New to Credit Personal Loan: 30% to 35% p.a.
Loan amount For Instant Personal Loan – Rs. 20,000 to Rs. 3 lakh
New to Credit Personal Loan – Rs. 20,000 to Rs. 1 lakh
Repayment tenure Up to 3 years for Instant Personal Loan and Up to 1 year for New to Credit Personal Loan
Processing fee Up to 4% of loan sanctioned amount
Foreclosure charges 4%

Note: Interest rates as of 12th December 2025.

MoneyWide Personal Loan Interest Rate

Types of Personal Loan Interest Rate (p.a.)
Instant Personal Loan 18% to 26%
New Credit Personal Loan 30% to 35%

The final personal loan interest rates offered to the loan applicant would vary according to the credit score, monthly income, job profile, employer’s profile, etc. of the personal loan applicant.

Personal Loan Interest Rates by Partners Banks/NBFCs

Banks/NBFCs Interest Rates Processing Fees
HDFC Bank 9.99% - 12.5% Rs. 3499 to Rs. 6500
Axis Bank 9.99% - 17.15% 1% - 1.5%
ICICI Bank 11% - 13% Up to 2%
Kotak Mahindra Bank 9.98% - 17.2% 1.1% - 1.5%
IndusInd Bank 10.35% - 16.5% 1.3% - 2%
IDFC FIRST Bank 9.99% onwards Up to 2%
Federal Bank 12.0% - 19.5% Up to 2%
YES Bank 13% - 16% 1.5% - 2.25%
Tata Capital 11.99% - 13.99% Up to 1.25%
Aditya Birla Finance 10.99% p.a. onwards Up to 4%
L&T Finance 11.00% p.a. onwards Up to 3%
Hero Fincorp 19.75% - 30.00% p.a. 2.3% - 3%
Piramal Finance 12.90% p.a. onwards Up to 5%
Poonawalla Fincorp 18% - 36% p.a. Up to 3%
Moneyview 14% - 36% p.a. Up to 2%

Note: Interest rates as of 12th December 2025

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Fees and Charges of MoneyWide Personal Loan

Processing Charges

Instant Personal Loan 3.75% of the loan amount + applicable charges
New to Credit Personal Loan 4% of the loan amount + applicable charges

Part payment/Foreclosure Charges

Part payment charges Up to 4% of the prepaid amount after 1st EMI
Foreclosure charges Up to 4% of the outstanding amount after 1st EMI

Types of MoneyWide Personal Loan

Instant Personal Loan

  • Purpose: An instant personal loan can be used for diverse financial needs such as wedding expenses, travel expenses, etc. It is disbursed within 24 hours digitally with paperless procedure.
  • Loan Amount: Up to Rs. 3 lakh
  • Repayment Tenure: Up to 3 years

New to Credit Personal Loan

  • Purpose: It is a personal loan for borrowers with 0 or -1 credit score. The New to Credit Personal Loan can be availed to fulfill any financial purpose, except speculation.
  • Loan Amount: Rs. 20,000 to Rs. 1 lakh
  • Repayment Tenure: 3 months to 1 year

Travel Loan

  • Purpose: It is a personal loan for holidays that can be used for bearing expenses related to traveling.
  • Loan Amount: Up to Rs. 3 lakh
  • Repayment Tenure: 3 months to 3 years

Personal Loan for Home Renovation

  • Purpose: A personal loan for home renovation can be used for repairs and renovation of an existing house.
  • Loan Amount: Up to Rs. 3 lakh
  • Repayment Tenure: 3 months to 3 years

Personal Loan for Marriage

  • Purpose: A personal loan for marriage can be used for bearing wedding-related expenses.
  • Loan Amount: Up to Rs. 3 lakh
  • Repayment Tenure: 3 months to 3 years

Personal Loan without Documents

  • Purpose: Borrowers can avail instant personal loans without documents that fulfill various personal or business needs.
  • Loan Amount: Up to Rs. 3 lakh
  • Repayment Tenure: 3 months to 3 years

Personal Loan on Aadhar Card

  • Purpose: A personal loan on Aadhar card is an unsecured loan that borrowers can avail to fulfill any kind of financial need except speculation.
  • Loan Amount: Up to Rs. 3 lakh
  • Repayment Tenure: 3 months to 3 years

MoneyWide Personal Loan Eligibility Criteria

  • Age: 21 to 55 years
  • Net Monthly Income: Rs. 25,000
  • Current Work Experience: Minimum 2 months or above
  • Total Work Experience: Minimum 2 years
  • Credit Score: 675 or above

Also read: What is the personal loan eligibility criteria of top banks/NBFCs? 

MoneyWide Personal Loan Documents Required

Below is a list of some common documents that you may have to furnish for availing personal loan through MoneyWide:

  • Application form with photograph
  • Identity Proof documents: Adhaar card/Voter ID/PAN Card/ Passport/Driving License
  • Age Proof Documents: Adhaar Card/Birth Certificate/Voter ID/PAN Card/SSC Certificate
  • Salary slips of last 3 months
  • Bank account statements of last 6 months
  • Form 16/Income tax return for 3 years

Note: Along with the above-mentioned documents, MoneyWide may also ask for additional documents based on your credit profile and the loan type you select.

How Can I Apply for a Personal Loan Online?

Get up to ₹40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Explore Our Personal Loan Lenders

HDFC BANKHDFC BANKAxis BankAxis BankKotak Mahindra BankKotak Mahindra BankICICI BankICICI BankFederal BankFederal BankIDFC First BankIDFC First BankIndusind BankIndusind BankRBL BankRBL BankTata CapitalTata Capital
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Personal Loan Articles

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Importance of No Dues Certificate in Personal Loan Closure

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Personal Loan for First Time Borrowers: What Customers Must Know - Article image

Personal Loan for First Time Borrowers: What Customers Must Know

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How Have Personal Loans Advanced Over the Past few Years

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Factors To Consider While Selecting a Personal Loan Lender

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Instant Personal Loan Apps: Avoid These 5 Pitfalls

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Reasons for Delay in Personal Loan Processing

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Paisabazaar09 Jul 2025
APR vs Interest Rate in Personal Loans: What’s the Difference? - Article image

APR vs Interest Rate in Personal Loans: What’s the Difference?

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Bhumika Khandelwal07 Jul 2025
Tips to Choose an Ideal Personal Loan Tenure - Article image

Tips to Choose an Ideal Personal Loan Tenure

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What our customers say

Loan from Paisabazaar was actually paperless

I always used to think that the paperless loan is a myth. But on Paisabazaar, I applied for the pre approved loan from IDFC Bank and all documentation was already done. I just filled the form, did kyc and my loan was approved and disbuursed one the same day.

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Tanmay BorkatakiDec 12, 2025

Best place for a small loan

I have take loan of 60-70000 three times from paisabazaar in 4 years and every time it has been a very good experience. They provide the loan without failure and have also helped me improve my cibil.

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Aridaman Singh ParhichaDec 11, 2025

My loan got approved immediately

I wanted a loan and I was able to get it approved through Paisabazaar. It was instantaneous and I got the amount in my account in 2 days only.

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Priyam Sarkar MajumdarDec 10, 2025

I get loan from here

I get loan from Paisabazaar here and it is very quickly given to me.

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Bilal ZaidiDec 9, 2025

Excellant EMI calculator and expert assistance available

The EMI calculator helped me choose the right repayment plan. Clear guidance at every step made the loan process really easy.

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Mohit YadavDec 3, 2025

Fully Digital Process for Real.

Loved the real-time loan status updates.Everything was handled online — didn’t have to visit any branch.

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Gautam BakshiDec 3, 2025

Lower Rate than My Own Bank

Got a lower interest rate than my bank was offering.Smooth digital verification and quick disbursal.

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Shivani SuryaDec 3, 2025

Pre-approved offers with quick approval

I liked how Paisabazaar showed pre-approved offers without affecting my credit score. Customer support was prompt and helped me close the loan quickly.

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Suraj VermaDec 3, 2025

Same day approval. wow.

The loan was approved the same day — super smooth and transparent process.

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Shiv KumarDec 3, 2025

Best Loan Terms on My Credit Score in the Market

Paisabazaar helped me get a loan even with a borderline credit score. Really impressed with how smooth everything was.

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SunnyDec 3, 2025
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Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners

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