Marriage Loan

Icon image of Wide Choice

Wide Choice

Icon image of Quick Disbursal

Quick Disbursal

Icon image of SmartMatch

SmartMatch

Icon image of Digital Process

Digital Process

Illustration

Apply Personal Loan Online

Customer Rating

4.2/5

2839 Reviews

51M+Satisfied Customers
65+Lending Partners
800+Cities across India

Find Best Personal Loan Offers

Sort by:

HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max. Loan Amt.Upto 25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee6,500
Axis Bank
Low Processing fee
Max. Loan Amt.Upto 25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
Kotak Mahindra Bank
Lowest Income requirement100% Digital Process*
Max. Loan Amt.Upto 25L
Rate of Interest9.98% - 17.2%
Tenure upto1-5 Years
Processing Fee1.1% - 1.5%
Why Choose Paisabazaar?
image of Compare & Choose the <strong>Best Offer</strong>

Compare & Choose the Best Offer

image of Pre-approved Offers with <strong>Instant Disbursals</strong>

Pre-approved Offers with Instant Disbursals

image of Know Your <strong>Chances of Approval</strong>

Know Your Chances of Approval

image of End-to-End <strong>Digital Process</strong>

End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

What is a Marriage Loan?

A marriage loan is a variant of personal loan offered to fulfil the wedding related financial obligations of the applicants, from venue bookings and catering to attire and jewelry. These are collateral-free loans with end-to-end digital processing. Marriage loans are usually offered at the same interest rate as personal loans. Consumers can avail regular personal loans from banks and NBFCs that do not offer marriage loans.

Individuals can also visit Paisabazaar app or website to compare the interest rates and pre-approved loan offers offered by different financial institutions and opt for the best rates according to their requirement.

Marriage Loan Interest Rate

Marriage loans are offered at the same interest rates as personal loans. Lenders usually offer marriage loans at interest rates starting from 9.98% p.a. for a tenure of up to 7 years and for a loan amount of up to Rs 50 lakh. Some PSU banks may also offer marriage loans at lower interest rates. The lenders set their interest rates after factoring in the age, credit score, monthly income, EMI/NMI ratio, employer’s profile, job profile, etc. of their applicants.

Fees & Charges

The processing fees and other charges charged by lenders for marriage loans are the same as those charged for personal loans. Below-mentioned are the fees and charges levied on applicants availing marriage loans.

Particulars Charges
Processing Fees 0.5% to 4% of the loan amount
Late EMI payment charges 1%-2% p.a. on the EMI overdue amount
Prepayment and Foreclosure Charges 1%-5% of the outstanding loan amount
Stamp Duty Charges As per actuals

Eligibility Criteria for Availing Marriage Loans

Lenders usually set their eligiblity criteria on the basis of age, employment profile, credit score score, monthly income, etc. of the applicants. Below-mentioned are the eligibility requirements of the applicants planning to avail marriage loans.

Particulars Eligibility
Age 18-60 years (salaried) and 21-65 years (self-employed)
Employment Profile Salaried and Self-employed
Minimum income Rs 15,000 per month (salaried), Rs 3 lakh per year (self-employed)
Credit Score 750 and above
Work Experience Minimum 1 year (salaried), Minimum 3 years (self-employed)

Avail Personal Loan For
All Your Needs

Avail Personal Loan Banner

Documents Required for Personal Loan for Wedding

Lenders usually ask for the following documents during marriage loan application:

  • Duly filled and signed application form with passport size photographs
  • ID Proof- Aadhar card, PAN card, Voter ID, Passport
  • Address Proof- Aadhar card, PAN card, Voter ID, Passport, Utility Bills (Electricity Bill, Telephone Bill, Gas Bill)
  • Income Proof- Latest salary slips, ITR
  • Employment/Business Proof- Employee ID card, appointment letter/offer letter, business vintage proof, proof of business address

Benefits of Availing Marriage Loan Through Paisabazaar

  • Tailor made loan offers from 30+ banks and NBFCs
  • Pre-approved offers with instant loan disbursal and zero documentation
  • Collateral-free loans
  • End-to-end digital processing
  • Flexible repayment tenure
  • Hassle-free documentation

How to apply for Marriage Loan through Paisabazaar

Through the Paisabazaar website

  • Visit Paisabazaar website and click on personal loans
  • Enter your mobile number and click on “Proceed”
  • Fill in the required details
  • Enter the OTP and view curated loan offers

Through the Paisabazaar mobile app

  • Download the Paisabazaar app and login
  • Click on personal loans and fill in the required details
  • You can view the offers offered by various lenders alongwith their interest rates, processing time, documents required and processing fees
  • Select the lender that best suits your requirement

How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Avail Personal Loan For
All Your Needs

Avail Personal Loan Banner

FAQs

Lenders offer marriage loans at the same interest rates as personal loans. The personal loan interest rates usually start from 9.98% p.a. However, a few PSU banks may also offer personal/marriage loans at a lower interest rate.

Yes, marriage loans are offered to both salaried and self-employed individuals, depending on their creditworthiness.

Lenders usually charge a processing fee ranging between 0.5% to 4% from its marriage loan applicants.

The loan amounts for marriage loans are usually up to Rs 50 lakh, based on your eligibility. Lenders assess your monthly income, credit score, and existing financial obligations before finalising the loan amount.

Yes, lenders levy prepayment charges on applicants availing marriage loans at fixed interest rates. The prepayment charges usually range from 1%-5% of the outstanding loan amount. For floating interest rates, no charges are levied on the applicants.

quotes icon

What our customers say

Loan from Paisabazaar was actually paperless

I always used to think that the paperless loan is a myth. But on Paisabazaar, I applied for the pre approved loan from IDFC Bank and all documentation was already done. I just filled the form, did kyc and my loan was approved and disbuursed one the same day.

icon image of avatar
Tanmay BorkatakiDec 12, 2025

Best place for a small loan

I have take loan of 60-70000 three times from paisabazaar in 4 years and every time it has been a very good experience. They provide the loan without failure and have also helped me improve my cibil.

icon image of avatar
Aridaman Singh ParhichaDec 11, 2025

My loan got approved immediately

I wanted a loan and I was able to get it approved through Paisabazaar. It was instantaneous and I got the amount in my account in 2 days only.

icon image of avatar
Priyam Sarkar MajumdarDec 10, 2025

I get loan from here

I get loan from Paisabazaar here and it is very quickly given to me.

icon image of avatar
Bilal ZaidiDec 9, 2025

Excellant EMI calculator and expert assistance available

The EMI calculator helped me choose the right repayment plan. Clear guidance at every step made the loan process really easy.

icon image of avatar
Mohit YadavDec 3, 2025

Fully Digital Process for Real.

Loved the real-time loan status updates.Everything was handled online — didn’t have to visit any branch.

icon image of avatar
Gautam BakshiDec 3, 2025

Lower Rate than My Own Bank

Got a lower interest rate than my bank was offering.Smooth digital verification and quick disbursal.

icon image of avatar
Shivani SuryaDec 3, 2025

Pre-approved offers with quick approval

I liked how Paisabazaar showed pre-approved offers without affecting my credit score. Customer support was prompt and helped me close the loan quickly.

icon image of avatar
Suraj VermaDec 3, 2025

Same day approval. wow.

The loan was approved the same day — super smooth and transparent process.

icon image of avatar
Shiv KumarDec 3, 2025

Best Loan Terms on My Credit Score in the Market

Paisabazaar helped me get a loan even with a borderline credit score. Really impressed with how smooth everything was.

icon image of avatar
SunnyDec 3, 2025
View All Testimonials
Vandana Punj profile
Written ByLinkedIn icon
Vandana Punj
Shamik Ghosh profile
Reviewed ByLinkedIn icon
Shamik Ghosh

Paisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners

*Applicable for selected customers