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Marriage Loan

Explore and compare the personal loan offers for wedding purposes from various banks and NBFCs. Also check for pre-approved offers by our partner lenders with zero documentation, instant loan disbursal and end-to-end digital processing.
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Valid till 31st May '26 *T&C Apply
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Get up to ₹50 Lakhs starting at 9.98%

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HDFC Bank
10 Second Disbursal*100% Digital Process*Quick Disbursal
Max Loan Amt.Upto 25L
Rate of Interest9.99% - 12.5%
Tenure upto1-5 Years
Processing Fee6,500
ICICI Bank
100% Digital Process*Quick Disbursal
Max Loan Amt.Upto 25L
Rate of Interest11% - 13%
Tenure upto1-5 Years
Processing FeeUpto 2%
Axis Bank
Low Processing fee
Max Loan Amt.Upto 25L
Rate of Interest9.99% - 17.15%
Tenure uptoUpto 6 Years
Processing FeeUpto 2%
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End-to-End Digital Process

How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Apply Now

What is a Marriage Loan?

A marriage loan is a variant of personal loan offered to fulfil the wedding related financial obligations of the applicants, from venue bookings and catering to attire and jewelry. These are collateral-free loans with end-to-end digital processing. Marriage loans are usually offered at the same interest rate as personal loans. Consumers can avail regular personal loans from banks and NBFCs that do not offer marriage loans.

Individuals can also visit Paisabazaar app or website to compare the interest rates and pre-approved loan offers offered by different financial institutions and opt for the best rates according to their requirement.

Marriage Loan Interest Rate

Marriage loans are offered at the same interest rates as personal loans. Lenders usually offer marriage loans at interest rates starting from 9.98% p.a. for a tenure of up to 7 years and for a loan amount of up to Rs 50 lakh. Some PSU banks may also offer marriage loans at lower interest rates. The lenders set their interest rates after factoring in the age, credit score, monthly income, EMI/NMI ratio, employer’s profile, job profile, etc. of their applicants.

Fees & Charges

The processing fees and other charges charged by lenders for marriage loans are the same as those charged for personal loans. Below-mentioned are the fees and charges levied on applicants availing marriage loans.

Particulars Charges
Processing Fees 0.5% to 4% of the loan amount
Late EMI payment charges 1%-2% p.a. on the EMI overdue amount
Prepayment and Foreclosure Charges 1%-5% of the outstanding loan amount
Stamp Duty Charges As per actuals

Eligibility Criteria for Availing Marriage Loans

Lenders usually set their eligiblity criteria on the basis of age, employment profile, credit score score, monthly income, etc. of the applicants. Below-mentioned are the eligibility requirements of the applicants planning to avail marriage loans.

Particulars Eligibility
Age 18-60 years (salaried) and 21-65 years (self-employed)
Employment Profile Salaried and Self-employed
Minimum income Rs 15,000 per month (salaried), Rs 3 lakh per year (self-employed)
Credit Score 750 and above
Work Experience Minimum 1 year (salaried), Minimum 3 years (self-employed)

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Documents Required for Personal Loan for Wedding

Lenders usually ask for the following documents during marriage loan application:

  • Duly filled and signed application form with passport size photographs
  • ID Proof- Aadhar card, PAN card, Voter ID, Passport
  • Address Proof- Aadhar card, PAN card, Voter ID, Passport, Utility Bills (Electricity Bill, Telephone Bill, Gas Bill)
  • Income Proof- Latest salary slips, ITR
  • Employment/Business Proof- Employee ID card, appointment letter/offer letter, business vintage proof, proof of business address

Benefits of Availing Marriage Loan Through Paisabazaar

  • Tailor made loan offers from 30+ banks and NBFCs
  • Pre-approved offers with instant loan disbursal and zero documentation
  • Collateral-free loans
  • End-to-end digital processing
  • Flexible repayment tenure
  • Hassle-free documentation

How to apply for Marriage Loan through Paisabazaar

Through the Paisabazaar website

  • Visit Paisabazaar website and click on personal loans
  • Enter your mobile number and click on “Proceed”
  • Fill in the required details
  • Enter the OTP and view curated loan offers

Through the Paisabazaar mobile app

  • Download the Paisabazaar app and login
  • Click on personal loans and fill in the required details
  • You can view the offers offered by various lenders alongwith their interest rates, processing time, documents required and processing fees
  • Select the lender that best suits your requirement

How Can I Apply for a Personal Loan Online?

Get up to 40 Lakh in 5 Simple Steps

Step 1: Enter your mobile number in the application form

Step 2: Provide your personal details

Step 3: Enter OTP to verify your mobile number

Step 4: Select the loan purpose and loan amount

Step 5: Compare offers and apply for the best-suited loan

Apply Now

Avail Personal Loan for
All Your Needs

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Avail Personal Loan for
All Your Needs

FAQs

What are the interest rates offered on marriage loans?

Lenders offer marriage loans at the same interest rates as personal loans. The personal loan interest rates usually start from 9.98% p.a. However, a few PSU banks may also offer personal/marriage loans at a lower interest rate.

Can self-employed individuals avail themselves of marriage loans?

Yes, marriage loans are offered to both salaried and self-employed individuals, depending on their creditworthiness.

What is the processing fee charged by lenders offering marriage loans?

Lenders usually charge a processing fee ranging between 0.5% to 4% from its marriage loan applicants.

How much personal loan can I get for marriage?

The loan amounts for marriage loans are usually up to Rs 50 lakh, based on your eligibility. Lenders assess your monthly income, credit score, and existing financial obligations before finalising the loan amount.

Do lenders levy prepayment charges on applicants availing marriage loans?

Yes, lenders levy prepayment charges on applicants availing marriage loans at fixed interest rates. The prepayment charges usually range from 1%-5% of the outstanding loan amount. For floating interest rates, no charges are levied on the applicants.

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What our customers say

Smooth & hassle-free loan approval experience

I want to express my gratitude for your exceptional support & guidance throughout my loan application process to Aman (EW17239). Your professionalism & clear communication made the journey smooth and manageable. I appreciate how you helped during loan approval & fast-tracked the documentation. It is rare to find someone so committed to their clients. I truly value the effort you put into ensuring a successful outcome. Thanks again for your invaluable help.

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Sanjay Kumar GuptaMar 30, 2026

Exceptional guidance throughout the process

I’d like to express my sincere appreciation for Mr. Aman Kumar (EW32023) for the excellent assistance provided. His professionalism & willingness to help made the experience smooth & pleasant. Aman Kumar demonstrated patience & clarity while addressing queries and ensured that everything was handled efficiently. Such dedication & customer-focused service truly deserve recognition. Please convey my thanks and appreciation to him for his outstanding support.

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Jyotirmoy SinghaMar 23, 2026

Very helpful and easy to reach

I really wants to appreciate Mohankumar Dhandapani for closing my loan requirement in such a short time and nice manner. He is very much approachable helped me based on my requirements. He explained me all the options in very short time even one option failed immediately helped me to get other options worked. Excellent job done by Mohankumar Dhandapani all the best keep you same way approachable you will get more customers. Thanks to Paisabazar too.

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Kirubagaran GanesanFeb 24, 2026

Reliable help when i needed it most

I am writing this email to express my sincere thanks for your excellent support and guidance on Paisabazaar. My experience was very smooth and satisfying because of your help. You explained everything clearly and made the whole process easy and comfortable for me. I truly appreciate your professionalism, patience, and quick response. I am very happy with the service and would definitely recommend to others because of the great support I received from you. Thank you once again

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DharmeshFeb 22, 2026

Committed support that made everything easy

I’d like to appreciate the Paisabazar team for the excellent loan service. I especially want to recognize one of your agents, Mr. Prince Kumar, for his outstanding support. For more than a month, he continuously followed up with me and assisted me. His commitment & professionalism made the experience smooth & hassle-free. I appreciate his efforts and dedication. Kindly acknowledge his performance and consider rewarding such a sincere employee.

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BhupendraFeb 18, 2026

My Trust in Paisabazaar has Increased

I would like to take a moment to share my sincere feedback regarding the support I received from your team. The executive who assisted me was extremely professional, polite, and knowledgeable. They patiently understood my concern, explained the process clearly, and guided me step by step toward the right solution. I truly appreciate the transparency, timely responses, and genuine effort shown to help me.

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Lalit MaviFeb 12, 2026

Best Place for Taking Loans

I contacted customer care with a few queries, and I am very satisfied with the support I received. The representative was polite, patient, and explained everything clearly. My questions were resolved properly, and the overall experience was smooth and helpful. Thank you for the excellent customer service

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Kokil BarnwalFeb 12, 2026

Easy loan approval with good guidance

Thank you for the support provided for getting personal loan approval. During this process I worked with Mr. Aman Bajpai (EW17239) who was co-ordinator for this entire process of Personal loan, I was incredibly impressed by his efficiency and problem-solving skills. He went out of their way to ensure all my questions were answered and that the disbursement timeline stayed on track. His coordination was really appreciable.

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Riyaj AtarFeb 9, 2026

Apne higher education ke liye loan liya tha

Muhje higher education ke liye loan chahiye tha. Paisabazaar pe apply kiya. Got it at the right time. Quite helpful.

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Puja DanuJan 22, 2026

Sabse jada helpful log the yaha

Maine bht jagah try kiya tha personal loan ka, yaha try kiya toh helpful log mille. Har steps mai aram se samjhaya or usse muhje loan lene mai jda dikkat nhi aayi.

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Anuradha GuptaJan 21, 2026
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