A Rs. 10 lakh personal loan can be a flexible financing option for:
Personal Loan of Rs. 10 lakh
Loans in Minutes
Get instant approvals and disbursals
Competitive Interest Rates
Get competitive personal loan interest rates
Everything Digital
End-to-end digital journey
Zero Processing Fees
Enjoy zero processing fees

15.5L Reviews

Get up to ₹50 Lakhs starting at 9.98%
15.5L Reviews
Loans in Minutes
Get instant approvals and disbursals
Competitive Interest Rates
Get competitive personal loan interest rates
Everything Digital
End-to-end digital journey
Zero Processing Fees
Enjoy zero processing fees
Find Best Personal Loan Offers
Compare & Choose the Best Offer
Pre-approved Offers with Instant Disbursals
Know Your Chances of Approval
End-to-End Digital Process
How Can I Apply for a Personal Loan Online?
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
Why Opt for a Personal Loan of Rs. 10 Lakh?
Eligibility Criteria for a Rs. 10 Lakh Personal Loan
Eligibility criteria for a Rs. 10 lakh loan, most banks and NBFCs generally require:
Documents Required
Here are the basic documents needed to apply for a Personal loan of Rs. 10 lakh:
Check Personal Loan Offers Based on Your Salary
Interest Rate on Rs. 10 Lakh Loan
Interest rates for Rs. 10 lakh personal loans in India typically start from 9.98% p.a. However, your final interest rate will depend on:
Note: A credit score of 750+ can help you secure the lowest personal interest rates. Maintaining a good credit score is essential to accessing better loan terms.
Avail Personal Loan for
All Your Needs
Fees & Charges for 10 Lakh Loan
Tips to Get Approved for a Personal Loan of Rs. 10 Lakh
You can increase your chances of approval with these simple practices:
EMI Calculation for Rs. 10 Lakh Personal Loan
Here's a sample EMI calculation for a loan of Rs. 10 lakh:
| Tenure | 11% | 13% | 15% |
|---|---|---|---|
| 1 | Rs. 88,382 | Rs. 89,317 | Rs. 90,258 |
| 2 | Rs. 46,608 | Rs. 47,542 | Rs. 48,487 |
| 3 | Rs. 32,739 | Rs. 33,694 | Rs. 34,665 |
| 4 | Rs. 25,846 | Rs. 26,827 | Rs. 27,831 |
| 5 | Rs. 21,742 | Rs. 22,753 | Rs. 23,790 |
| 6 | Rs. 19,034 | Rs. 20,074 | Rs. 21,145 |
Use an online personal loan EMI calculator to plan better.
Benefits of Choosing a Rs 10 Lakh Loan through Paisabazaar
How a ₹10 Lakh Loan Impacts Your Credit Score
Your credit score may be greatly impacted by taking out a large loan, such as Rs. 10 lakh, in both positive and negative ways, based on how you handle it. Here's how:
Positive Impact
Negative Impact
Check Personal Loan Offers in Your City
How Can I Apply for a Personal Loan Online?
Get up to ₹40 Lakh in 5 Simple Steps
Step 1: Enter your mobile number in the application form
Step 2: Provide your personal details
Step 3: Enter OTP to verify your mobile number
Step 4: Select the loan purpose and loan amount
Step 5: Compare offers and apply for the best-suited loan
Explore Our Personal Loan Lenders
Avail Personal Loan for
All Your Needs
FAQs
Personal Loan Articles
View All ArticlesPaisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners
*Applicable for selected customers
Check Best Personal Loan Offers
with Quick Disbursal









