- No end-usage restriction
- For personal purposes other than speculation
- Digital loan application
- Instant loan disbursal in just few seconds
1 Crore Personal Loan

Get Cashback of
₹
1,000*
on Loan Disbursal
Valid till 31st July '26
*T&C Apply
Instant Personal Loan
Get up to ₹50 Lakhs starting at 9.99%
4.5/5
15.6L Reviews
6cr+Satisfied Customers
30+Lending Partners
₹65k Cr+Loans Disbursed
Wide Choice
Curated offers from 30+ lenders
Quick Disbursal
Money in your account instantly
SmartMatch
Offers ranked according to eligibility
Digital Process
Hassle-free & paperless

Features of Personal Loan of Rs 1 Crore
Interest Rates for 1 Crore Personal Loan
Personal loan interest rates usually start from 9.98% p.a. However, some PSU banks might offer lower interest rates as well. Lenders usually set their personal loan interest rates depending on the credit profile of the applicants. Individuals applying for a personal loan of Rs 1 crore might be offered higher rate of interest due to no collateral involved.
Check Personal Loan Offers Based on Your Salary
Fees and Charges for Rs 1 Crore Personal Loan
Below-mentioned are the fees and charges levied by personal loan lenders on their applicants:
| Particulars | Charges |
|---|---|
| Processing Fees | Up to 4% of loan amount |
| Foreclosure Charges | 1%-5% of the outstanding loan amount |
| EMI bounce charges | Around Rs 400 |
| Penal Interest Rate | 2% per month |
Eligibility Criteria of Applicants Availing Personal Loan of Rs 1 Crore
Below-mentioned is the eligibility criteria of personal loan applicants availing personal loan of Rs 1 crore:
Avail Personal Loan for
All Your Needs

EMI Calculation of 1 Crore Personal Loan for Various Tenures
Below-mentioned is the EMI calculation for loan amount of 1 crore offered @ 9.99% p.a. For various tenures. Before applying for a personal loan, individuals can use a personal loan EMI calculator available online to evaluate the total EMIs and interest cost payable throughout the loan tenure.
| Loan Amount | Tenure | Interest Rate (p.a.) | EMI (Rs) |
|---|---|---|---|
| 10000000 | 1 year | 9.99% | 8,79,112 |
| 10000000 | 2 years | 9.99% | 4,61,403 |
| 10000000 | 3 years | 9.99% | 3,22,625 |
| 10000000 | 4 years | 9.99% | 2,53,578 |
| 10000000 | 5 years | 9.99% | 2,12,421 |
Documents Required for Availing 1 Crore Personal Loan
Below-mentioned are the common documents required by the lenders during personal loan application. However, the documents might vary for individuals availing loan amount of Rs 1 crore.
Why Choose Paisabazaar?



Compare & Choose the Best Offer
Pre-approved Offers with Instant Disbursals
Know Your Chances of Approval
End-to-End Digital Process
Explore Our Personal Loan Lenders
Avail Personal Loan for
All Your Needs

FAQs
Can everyone get a personal loan of Rs 1 crore?
No, not everyone can get such a high loan amount of Rs 1 crore. The loan amount offered depends on the repayment capacity and credit profile of the applicant.
What should be the minimum monthly income of the applicant availing a personal loan of Rs 1 crore?
The net monthly income of the applicant should be 50-55% of the EMIs including the existing EMIs and EMIs of the proposed personal loan.
Who can avail a personal loan of Rs 1 crore?
Applicants having a strong credit profile, very high repayment capacity, a stable employment and EMI/NMI ratio of 50-55% can avail a personal loan of Rs 1 crore.
For what purposes can we use a personal loan of Rs 1 crore?
A personal loan of Rs 1 crore can be used for various personal purposes such as wedding, travel, medical emergency, education , etc., except for speculation.
Personal Loan Articles
View All ArticlesPaisabazaar is a loan aggregator and is authorized to provide services on behalf of its partners.
The APR (Annual Percentage Rate) of a personal loan is its annualised cost of borrowing, which includes the interest rate as well as the processing fees, documentation fees and other fees charged during the loan origination. The APR is expressed in the form of a percentage and thus, allows personal loan applicants to detect personal loan schemes offered at lower interest rates but with higher processing fees and/or other charges.
The APR of personal loans usually ranges between 11.29% to 35%. For example, assume that you have availed a personal loan of Rs. 5 lakhs @ 10.50% p.a. with a repayment tenure of 5 years. The processing fee charged for this loan is 1.5% of the loan amount, which amounts to Rs 7,500. Therefore, the total borrowing cost of your personal loan will be Rs 1,52,317 and its APR will be 11.16%.
Address: Paisabazaar Marketing & Consulting Pvt. Ltd. 135 P, Sector 44, Gurugram (HR) 122001
Get up to ₹50 Lakhs starting at 9.99%*
Get up to ₹50 Lakhs starting at 9.99%*







