| Interest Rates | Depending on the applicant’s credit profile |
| Loan Amount | Depending on the applicant’s repayment capacity |
| Loan Tenure | Up to 30 years |
| Processing Charges | Up to 2% |
ICICI NRI Home Loan
Competitive Interest Rates
Starting 7.10% p.a.
Handpicked Home Loan Offers
Offers from 25+ Banks & HFCs
Dedicated Customer Support
Expert Assistance at Every Step
Transfer Balance & Get a Top-Up Easily
Additional Funds when Required

15.6L Reviews
Lowest interest rates starting from 7.1%
15.6L Reviews
Competitive Interest Rates
Starting 7.10% p.a.
Handpicked Home Loan Offers
Offers from 25+ Banks & HFCs
Dedicated Customer Support
Expert Assistance at Every Step
Transfer Balance & Get a Top-Up Easily
Additional Funds when Required
Find Best Home Loan Offers
Compare & Choose the Best Offer
Curated Offers from Multiple Lenders
Highest Loan Approval Chances
Easy & Transparent Borrowing Process
How Can I Apply for a Home Loan Online?
Get up to ₹5 Crore in 5 Simple Steps
Step 1: Enter your mobile number in the application form.
Step 2: Verify using the OTP sent to your mobile number.
Step 3: Enter details related to your loan requirements.
Step 4: Provide your personal and employment details.
Step 5: Compare offers and apply for the best-suited loan.
ICICI Bank NRI Home Loan Highlights
Features of ICICI Bank NRI Home Loan
ICICI Bank NRI Home Loan Interest Rates
ICICI Bank has not disclosed the home loan interest rates offered to its NRI applicants. However, the applicants can avail NRI home loans at the same interest rates as that offered to its regular home loan borrowers, i.e., 7.45% p.a. onwards.
Floating Interest Rates
Special Home Loan Interest Rates
| Credit Score | Salaried | Self-employed |
|---|---|---|
| 800 | 8.50% p.a. | 8.50% p.a. |
| 750 - 800 | 8.50% p.a. | 8.60% p.a. |
Standard Home Loan Interest Rates
| Loan Amount | Salaried | Self-employed |
|---|---|---|
| Up to Rs. 35 lakh | 8.50% - 9.40% p.a. | 8.50% - 9.55% p.a. |
| Rs. 35 - Rs. 75 lakh | 8.50% - 9.55% p.a. | 8.50% - 9.70% p.a. |
| Above Rs. 75 lakh | 8.50% - 9.65% p.a. | 8.50% - 9.80% p.a. |
Fixed Interest Rates
| Fixed Tenure | Interest Rate (p.a.) |
|---|---|
| 24 months | 9.10% - 9.15% |
| 37 months | 8.90% - 9.15% |
| 60 months | 8.90% - 9.15% |
| 120 months | 10.50% - 10.60% |
| Full term | 10.90% - 11.20% |
Comparison Table of Home Loan Interest Rates Offered by Top Lenders
| Name of Lender | Interest Rates |
|---|---|
| Axis Bank | 8.00% p.a. |
| Bajaj Housing Finance | 7.15% p.a. |
| Bank of India | 7.10% p.a. |
| Canara Bank | 7.15% p.a. |
| Easy Home Finance | 8.99% p.a. |
| Federal Bank | 8.75% p.a. |
| Godrej Housing Finance | 7.60% p.a. |
| HDFC Bank | 7.20%* p.a. |
| HDFC Sales Pvt. Ltd. | 7.20%* p.a. |
| Home First Finance | 8.00% p.a. |
| ICICI Bank | 7.45% p.a. |
| IDBI Bank | 7.35% p.a. |
| IDFC FIRST Bank | 8.85% p.a. |
| India Shelter Home Loan | 8.43% p.a. |
| Jio Housing Finance | 8.20% p.a. |
| L&T Finance Limited | 7.65%* p.a. |
| Piramal Capital Housing Finance | 9.99% p.a. |
| PNB Housing Finance | 7.50% p.a. |
| Punjab & Sind Bank | 7.30% p.a. |
| Punjab National Bank | 7.20% p.a. |
| RBL Bank | 8.20% p.a. |
| Sammaan Capital (Formerly known as Indiabulls Housing Finance) | 8.75% p.a. |
| Shubham Housing Finance | 10.45% p.a. |
| State Bank of India | 7.25% p.a. |
| Tata Capital Housing Finance | 7.50% p.a. |
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ICICI Bank Home Loan Fees and Charges
| Particulars | Charges |
|---|---|
| Processing fees | Up to 2% of the loan amount |
| Prepayment fees | NIL |
| Administrative charges | 0.25% or Rs. 5,000, whichever is lower |
| Commitment charges/Non-utilisation fees | Minimum 30%; 0.5% levied on deficit amount for self-employed applicants |
| Conversion charges |
|
| Cheque/ECS/NACH dishonour charges | Rs. 500 |
| Cheque/repayment mode swap charges | Rs. 500 |
| Amortisation schedule charges | Rs. 200 |
| Account statement charges | Rs. 200 |
| Prepayment statement charges | Rs. 200 |
| Charges for NOC | Rs.250 |
| Renewal Fee | Rs. 5,000 |
ICICI Bank Home Loan Eligibility Criteria for NRIs
Below-mentioned is the eligibility criteria set by ICICI Bank for its NRI applicants:
ICICI Bank Home Loan Documents for NRIs
Below-mentioned are the home loan documents required from NRI applicants during loan application.
How Can I Apply for a Home Loan Online?
Get up to ₹5 Crore in 5 Simple Steps
Step 1: Enter your mobile number in the application form.
Step 2: Verify using the OTP sent to your mobile number.
Step 3: Enter details related to your loan requirements.
Step 4: Provide your personal and employment details.
Step 5: Compare offers and apply for the best-suited loan.
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